Compare Big Spring, TX Car Insurance Rates (2021)

Car insurance in Big Spring, TX averages $302 a month. Big Spring, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Big Spring car insurance rates, compare quotes from the top car insurance companies in Big Spring, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Big Spring is USAA
  • Average car insurance rates in Big Spring, TX after a DUI are $4,115/year
  • Average car insurance rates in Big Spring, TX are $3,624/year

If you need to buy Big Spring, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Big Spring, TX is right here.

You’ll find Big Spring car insurance rates, the cheapest Big Spring, TX car insurance companies, and information on Texas car insurance laws. You can also compare Big Spring, Texas car insurance rates to Plano car insurance rates, San Antonio car insurance rates, and Houston car insurance rates.

Ready to find affordable Big Spring, TX car insurance today? Enter your ZIP code for fast, free Big Spring car insurance quotes.

Cheapest Big Spring, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Big Spring, TX car insurance rates? Every Big Spring, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Big Spring, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,536 $3,440 $3,440 $8,940 $10,875 $4,333 $4,559
American Family $2,627 $2,912 $2,457 $2,800 $6,985 $9,283 $3,770 $4,333
GEICO $2,365 $2,534 $2,237 $2,515 $5,078 $5,279 $2,563 $2,572
Nationwide $2,241 $2,279 $1,981 $2,099 $6,276 $8,064 $2,625 $2,841
Progressive $2,182 $2,081 $1,943 $1,984 $9,043 $10,055 $2,585 $2,626
State Farm $1,821 $1,821 $1,626 $1,626 $4,423 $5,649 $1,984 $2,046
USAA $1,456 $1,472 $1,385 $1,383 $3,996 $4,375 $1,942 $2,099

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Minimum Car Insurance in Big Spring, TX

Every driver must carry the minimum car insurance in Big Spring, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Big Spring, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Big Spring, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Big Spring, TX. Compare credit history car insurance rates in Big Spring from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Big Spring, Texas

Insurance Company Poor Fair Good
Allstate $6,775 $4,962 $4,239
American Family $6,098 $3,768 $3,321
GEICO $4,846 $2,747 $1,835
Nationwide $4,258 $3,419 $2,975
Progressive $4,569 $3,953 $3,665
State Farm $3,713 $2,314 $1,846
USAA $3,342 $1,914 $1,535

Cheapest Big Spring, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Big Spring, TX to rates for a clean record with top companies.

Annual Big Spring, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $6,306 $6,571 $4,212
American Family $4,006 $5,102 $4,469 $4,006
GEICO $2,668 $3,488 $2,967 $3,449
Nationwide $3,081 $3,081 $4,562 $3,479
Progressive $3,549 $4,570 $4,134 $3,996
State Farm $2,326 $2,676 $3,170 $2,326
USAA $1,696 $2,483 $2,930 $1,945

Cheapest Big Spring, TX Car Insurance for Teen Drivers

Teen car insurance in Big Spring, TX can be expensive. Take a look at rates from the top car insurance companies in Big Spring for teenagers.

Annual Car Insurance Rates for Teen Drivers in Big Spring, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,940 $10,875
American Family $6,985 $9,283
GEICO $5,078 $5,279
Nationwide $6,276 $8,064
Progressive $9,043 $10,055
State Farm $4,423 $5,649
USAA $3,996 $4,375

Cheapest Big Spring, TX Car Insurance for Seniors

Take a look at Big Spring, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Big Spring, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,440
American Family $2,457 $2,800
GEICO $2,237 $2,515
Nationwide $1,981 $2,099
Progressive $1,943 $1,984
State Farm $1,626 $1,626
USAA $1,385 $1,383

Cheapest Big Spring, TX Car Insurance Rates After a DUI

A DUI in Big Spring, TX increases car insurance rates. Compare Big Spring, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Big Spring, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,571
American Family $4,469
GEICO $2,967
Nationwide $4,562
Progressive $4,134
State Farm $3,170
USAA $2,930

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Cheapest Big Spring, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Big Spring, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Big Spring, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,206 $5,445
American Family $4,396 $4,396
GEICO $3,079 $3,207
Nationwide $3,551 $3,551
Progressive $4,062 $4,062
State Farm $2,624 $2,624
USAA $2,235 $2,292

The Best Cheap Car Insurance Companies in Big Spring, TX

Take a look at a side-by-side comparison of the top car insurance companies in Big Spring, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Big Spring, Texas

Insurance Company Average Annual Rates
Allstate $5,325
American Family $4,396
GEICO $3,143
Nationwide $3,551
Progressive $4,062
State Farm $2,624
USAA $2,264

Category Winners: Cheapest Car Insurance in Big Spring, Texas

Find the cheapest car insurance companies in Big Spring, TX for each category right here.

Best Annual Car Insurance Rates by Company in Big Spring, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Big Spring, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Big Spring car insurance rates. Find the cheapest Big Spring, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Big Spring, Texas

Insurance Company Low Medium High
Allstate $5,241 $5,294 $5,441
American Family $4,148 $4,273 $4,766
GEICO $2,988 $3,105 $3,336
Nationwide $3,823 $3,400 $3,429
Progressive $3,896 $4,045 $4,246
State Farm $2,491 $2,619 $2,763
USAA $2,198 $2,256 $2,337

What affects car insurance rates in Big Spring, Texas?

What factors can have an impact on Big Spring, TX car insurance? There are several reasons why Big Spring car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Big Spring, Texas.

Car Theft in Big Spring

High levels of vehicle theft can make car insurance more expensive. Big Spring, TX car theft statistics from the FBI indicate 77 vehicle thefts a year.

Commute Time in Big Spring

The more time you spend in your car the higher the risk of an accident. The average commute length in Big Spring, TX is 17.4 minutes according to City-Data.

Compare Car Insurance Quotes in Big Spring, TX

Ready to find affordable Big Spring, Texas car insurance today? Enter your ZIP code for fast, free Big Spring, TX car insurance quotes.

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