Compare Big Stone City, SD Car Insurance Rates (2021)

Car insurance in Big Stone City, SD averages $317 a month. Big Stone City, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Big Stone City car insurance rates, compare quotes from the top car insurance companies in Big Stone City, SD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Big Stone City, SD are $3,800/year
  • Average car insurance rates in Big Stone City, SD after a DUI are $4,594/year
  • The cheapest car insurance company in Big Stone City is State Farm

If you need to buy Big Stone City, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Big Stone City, SD is right here.

You’ll find Big Stone City car insurance rates, the cheapest Big Stone City, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Big Stone City, South Dakota car insurance rates to Yankton car insurance rates, Sioux Falls car insurance rates, and Vermillion car insurance rates.

Ready to find affordable Big Stone City, SD car insurance today? Enter your ZIP code for fast, free Big Stone City car insurance quotes.

Cheapest Big Stone City, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Big Stone City, SD car insurance rates? Every Big Stone City, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Big Stone City, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,398 $2,454 $2,111 $2,258 $9,744 $11,624 $2,721 $2,983
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,786 $1,790 $1,572 $1,635 $7,954 $8,265 $1,996 $2,129
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $4,141 $4,504 $3,267 $3,970 $15,785 $17,718 $4,360 $4,853
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $2,014 $1,985 $1,657 $1,711 $7,365 $8,374 $2,526 $2,645
State Farm $1,391 $1,391 $1,200 $1,200 $3,470 $4,437 $1,557 $1,759

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Minimum Car Insurance in Big Stone City, SD

Every driver must carry the minimum car insurance in Big Stone City, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Big Stone City, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Big Stone City, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Big Stone City, SD. Compare credit history car insurance rates in Big Stone City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Big Stone City, South Dakota

Insurance Company Poor Fair Good
Allstate $5,530 $4,323 $3,756
American Family $5,654 $4,074 $3,451
Farmers $3,834 $3,236 $3,103
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,610 $6,365 $4,999
Nationwide $3,028 $2,388 $2,096
Progressive $4,077 $3,393 $3,134
State Farm $2,984 $1,785 $1,383

Cheapest Big Stone City, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Big Stone City, SD to rates for a clean record with top companies.

Annual Big Stone City, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,765 $4,366 $5,806 $4,210
American Family $3,192 $4,671 $6,053 $3,655
Farmers $2,890 $3,652 $3,563 $3,458
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,181 $7,655 $7,970 $7,493
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $3,047 $4,135 $3,285 $3,672
State Farm $1,918 $2,183 $2,051 $2,051

Cheapest Big Stone City, SD Car Insurance for Teen Drivers

Teen car insurance in Big Stone City, SD can be expensive. Take a look at rates from the top car insurance companies in Big Stone City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Big Stone City, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,744 $11,624
American Family $6,503 $9,548
Farmers $7,954 $8,265
GEICO $4,398 $5,174
Liberty Mutual $15,785 $17,718
Nationwide $3,909 $5,045
Progressive $7,365 $8,374
State Farm $3,470 $4,437

Cheapest Big Stone City, SD Car Insurance for Seniors

Take a look at Big Stone City, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Big Stone City, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,111 $2,258
American Family $2,812 $2,812
Farmers $1,572 $1,635
GEICO $2,041 $1,881
Liberty Mutual $3,267 $3,970
Nationwide $1,592 $1,700
Progressive $1,657 $1,711
State Farm $1,200 $1,200

Cheapest Big Stone City, SD Car Insurance Rates After a DUI

A DUI in Big Stone City, SD increases car insurance rates. Compare Big Stone City, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Big Stone City, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,806
American Family $6,053
Farmers $3,563
GEICO $4,443
Liberty Mutual $7,970
Nationwide $3,581
Progressive $3,285
State Farm $2,051

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Cheapest Big Stone City, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Big Stone City, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Big Stone City, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,426 $4,647
American Family $4,338 $4,448
Farmers $3,391 $3,391
GEICO $2,631 $2,696
Liberty Mutual $7,325 $7,325
Nationwide $2,504 $2,504
Progressive $3,535 $3,535
State Farm $2,002 $2,099

The Best Cheap Car Insurance Companies in Big Stone City, SD

Take a look at a side-by-side comparison of the top car insurance companies in Big Stone City, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Big Stone City, South Dakota

Insurance Company Average Annual Rates
Allstate $4,537
American Family $4,393
Farmers $3,391
GEICO $2,664
Liberty Mutual $7,325
Nationwide $2,504
Progressive $3,535
State Farm $2,051

Category Winners: Cheapest Car Insurance in Big Stone City, South Dakota

Find the cheapest car insurance companies in Big Stone City, SD for each category right here.

Best Annual Car Insurance Rates by Company in Big Stone City, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Big Stone City, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Big Stone City car insurance rates. Find the cheapest Big Stone City, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Big Stone City, South Dakota

Insurance Company Low Medium High
Allstate $4,420 $4,529 $4,661
American Family $4,448 $4,526 $4,204
Farmers $3,253 $3,357 $3,562
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,201 $7,317 $7,456
Nationwide $2,363 $2,493 $2,655
Progressive $3,461 $3,511 $3,632
State Farm $1,990 $2,051 $2,111

What affects car insurance rates in Big Stone City, South Dakota?

What factors can have an impact on Big Stone City, SD car insurance? There are several reasons why Big Stone City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Big Stone City, South Dakota.

Commute Time in Big Stone City

The more time you spend in your car the higher the risk of an accident. The average commute length in Big Stone City, SD is 10.8 minutes according to City-Data.

Compare Car Insurance Quotes in Big Stone City, SD

Ready to find affordable Big Stone City, South Dakota car insurance today? Enter your ZIP code for fast, free Big Stone City, SD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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