Compare Big Sur, CA Car Insurance Rates (2021)

Car insurance in Big Sur, CA averages $273 a month. Big Sur, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Big Sur car insurance rates, compare quotes from the top car insurance companies in Big Sur, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Big Sur is USAA
  • Average car insurance rates in Big Sur, CA are $3,278/year
  • The cheapest car insurance company in Big Sur for teen drivers is USAA

If you need to buy Big Sur, California car insurance, the options can be confusing. Everything you need to know about car insurance in Big Sur, CA is right here.

You’ll find Big Sur car insurance rates, the cheapest Big Sur, CA car insurance companies, and information on California car insurance laws. You can also compare Big Sur, California car insurance rates to Oakland car insurance rates, Bakersfield car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Big Sur, CA car insurance today? Enter your ZIP code for fast, free Big Sur car insurance quotes.

Cheapest Big Sur, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Big Sur, CA car insurance rates? Every Big Sur, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Big Sur, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,311 $2,325 $1,688 $1,718 $6,315 $7,968 $3,000 $3,343
Farmers $2,329 $2,329 $2,096 $2,096 $7,430 $12,221 $2,760 $3,073
GEICO $1,660 $1,661 $1,561 $1,561 $5,062 $5,157 $2,385 $2,442
Liberty Mutual $2,077 $1,967 $1,933 $1,874 $4,545 $4,831 $2,343 $2,359
Nationwide $2,862 $2,735 $2,491 $2,351 $7,256 $7,993 $3,421 $3,390
Progressive $1,900 $1,959 $1,603 $1,913 $5,058 $6,130 $2,744 $2,957
State Farm $2,832 $2,832 $2,528 $2,528 $5,176 $6,416 $3,134 $3,232
Travelers $2,164 $2,100 $1,915 $1,895 $4,383 $5,029 $2,797 $2,745
USAA $1,890 $1,793 $1,842 $1,851 $4,309 $4,331 $2,612 $2,471

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Minimum Car Insurance in Big Sur, CA

Every driver must carry the minimum car insurance in Big Sur, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Big Sur, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Big Sur, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Big Sur, CA to rates for a clean record with top companies.

Annual Big Sur, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,160 $3,653 $5,687 $2,834
Farmers $3,170 $4,319 $5,387 $4,291
GEICO $1,879 $2,898 $3,637 $2,331
Liberty Mutual $2,380 $3,188 $2,876 $2,521
Nationwide $2,839 $3,634 $6,144 $3,634
Progressive $1,984 $3,368 $3,924 $2,857
State Farm $2,555 $3,049 $5,768 $2,967
Travelers $1,945 $3,115 $3,630 $2,825
USAA $1,753 $2,607 $4,271 $1,920

Cheapest Big Sur, CA Car Insurance for Teen Drivers

Teen car insurance in Big Sur, CA can be expensive. Take a look at rates from the top car insurance companies in Big Sur for teenagers.

Annual Car Insurance Rates for Teen Drivers in Big Sur, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $7,968
Farmers $7,430 $12,221
GEICO $5,062 $5,157
Liberty Mutual $4,545 $4,831
Nationwide $7,256 $7,993
Progressive $5,058 $6,130
State Farm $5,176 $6,416
Travelers $4,383 $5,029
USAA $4,309 $4,331

Cheapest Big Sur, CA Car Insurance for Seniors

Take a look at Big Sur, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Big Sur, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,688 $1,718
Farmers $2,096 $2,096
GEICO $1,561 $1,561
Liberty Mutual $1,933 $1,874
Nationwide $2,491 $2,351
Progressive $1,603 $1,913
State Farm $2,528 $2,528
Travelers $1,915 $1,895
USAA $1,842 $1,851

Cheapest Big Sur, CA Car Insurance Rates After a DUI

A DUI in Big Sur, CA increases car insurance rates. Compare Big Sur, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Big Sur, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,687
Farmers $5,387
GEICO $3,637
Liberty Mutual $2,876
Nationwide $6,144
Progressive $3,924
State Farm $5,768
Travelers $3,630
USAA $4,271

Cheapest Big Sur, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Big Sur, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Big Sur, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,240 $3,927
Farmers $3,895 $4,688
GEICO $2,440 $2,932
Liberty Mutual $2,518 $2,964
Nationwide $3,588 $4,537
Progressive $2,754 $3,312
State Farm $3,455 $3,715
Travelers $2,593 $3,164
USAA $2,430 $2,845

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The Best Cheap Car Insurance Companies in Big Sur, CA

Take a look at a side-by-side comparison of the top car insurance companies in Big Sur, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Big Sur, California

Insurance Company Average Annual Rates
Allstate $3,584
Farmers $4,292
GEICO $2,686
Liberty Mutual $2,741
Nationwide $4,063
Progressive $3,033
State Farm $3,585
Travelers $2,879
USAA $2,637

Category Winners: Cheapest Car Insurance in Big Sur, California

Find the cheapest car insurance companies in Big Sur, CA for each category right here.

Best Annual Car Insurance Rates by Company in Big Sur, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Big Sur, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Big Sur car insurance rates. Find the cheapest Big Sur, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Big Sur, California

Insurance Company Low Medium High
Allstate $3,436 $3,608 $3,707
Farmers $4,016 $4,322 $4,538
GEICO $2,471 $2,714 $2,873
Liberty Mutual $2,564 $2,765 $2,895
Nationwide $3,696 $4,129 $4,363
Progressive $2,750 $3,114 $3,235
State Farm $3,267 $3,639 $3,849
Travelers $2,538 $2,952 $3,145
USAA $2,390 $2,689 $2,833

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Compare Car Insurance Quotes in Big Sur, CA

Ready to find affordable Big Sur, California car insurance today? Enter your ZIP code for fast, free Big Sur, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State