Compare Billerica, MA Car Insurance Rates (2021)

Car insurance in Billerica, MA averages $253 a month. Billerica, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Billerica car insurance rates, compare quotes from the top car insurance companies in Billerica, MA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Billerica for teen drivers is State Farm
  • Average car insurance rates in Billerica, MA after a DUI are $3,718/year
  • The cheapest car insurance company in Billerica is State Farm

If you need to buy Billerica, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Billerica, MA is right here.

You’ll find Billerica car insurance rates, the cheapest Billerica, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Billerica, Massachusetts car insurance rates to New Bedford car insurance rates, Fall River car insurance rates, and Lowell car insurance rates.

Ready to find affordable Billerica, MA car insurance today? Enter your ZIP code for fast, free Billerica car insurance quotes.

Cheapest Billerica, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Billerica, MA car insurance rates? Every Billerica, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Billerica, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,205 $2,205 $2,205 $2,205 $8,112 $8,112 $2,475 $2,475
GEICO $1,901 $1,901 $1,765 $1,765 $5,734 $5,734 $1,962 $1,962
Liberty Mutual $2,771 $2,771 $2,413 $2,413 $9,404 $9,404 $2,897 $2,897
Progressive $2,159 $2,159 $2,073 $2,073 $8,232 $8,232 $2,341 $2,341
State Farm $902 $902 $902 $902 $2,514 $2,514 $902 $902
Travelers $2,724 $2,724 $2,413 $2,413 $5,599 $5,599 $3,033 $3,033
USAA $1,339 $1,339 $1,320 $1,320 $3,124 $3,124 $1,478 $1,478

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Minimum Car Insurance in Billerica, MA

Every driver must carry the minimum car insurance in Billerica, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Billerica, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Billerica, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Billerica, MA to rates for a clean record with top companies.

Annual Billerica, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,908 $4,318 $4,862 $2,908
GEICO $2,277 $3,123 $3,563 $2,397
Liberty Mutual $3,452 $4,698 $5,655 $3,680
Progressive $3,112 $4,383 $3,474 $3,836
State Farm $1,033 $1,407 $1,675 $1,106
Travelers $2,685 $3,718 $3,955 $3,410
USAA $1,294 $1,679 $2,842 $1,446

Cheapest Billerica, MA Car Insurance for Teen Drivers

Teen car insurance in Billerica, MA can be expensive. Take a look at rates from the top car insurance companies in Billerica for teenagers.

Annual Car Insurance Rates for Teen Drivers in Billerica, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,112 $8,112
GEICO $5,734 $5,734
Liberty Mutual $9,404 $9,404
Progressive $8,232 $8,232
State Farm $2,514 $2,514
Travelers $5,599 $5,599
USAA $3,124 $3,124

Cheapest Billerica, MA Car Insurance for Seniors

Take a look at Billerica, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Billerica, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,205 $2,205
GEICO $1,765 $1,765
Liberty Mutual $2,413 $2,413
Progressive $2,073 $2,073
State Farm $902 $902
Travelers $2,413 $2,413
USAA $1,320 $1,320

Cheapest Billerica, MA Car Insurance Rates After a DUI

A DUI in Billerica, MA increases car insurance rates. Compare Billerica, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Billerica, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,862
GEICO $3,563
Liberty Mutual $5,655
Progressive $3,474
State Farm $1,675
Travelers $3,955
USAA $2,842

Cheapest Billerica, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Billerica, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Billerica, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,629 $3,870
GEICO $2,788 $2,893
Liberty Mutual $4,199 $4,543
Progressive $3,701 $3,701
State Farm $1,274 $1,337
Travelers $3,282 $3,603
USAA $1,765 $1,865

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The Best Cheap Car Insurance Companies in Billerica, MA

Take a look at a side-by-side comparison of the top car insurance companies in Billerica, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Billerica, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,749
GEICO $2,840
Liberty Mutual $4,371
Progressive $3,701
State Farm $1,305
Travelers $3,442
USAA $1,815

Category Winners: Cheapest Car Insurance in Billerica, Massachusetts

Find the cheapest car insurance companies in Billerica, MA for each category right here.

Best Annual Car Insurance Rates by Company in Billerica, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Billerica, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Billerica car insurance rates. Find the cheapest Billerica, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Billerica, Massachusetts

Insurance Company Low Medium High
Allstate $3,470 $3,813 $3,965
GEICO $2,612 $2,892 $3,017
Liberty Mutual $4,094 $4,428 $4,591
Progressive $3,386 $3,781 $3,938
State Farm $1,188 $1,329 $1,400
Travelers $3,115 $3,515 $3,697
USAA $1,680 $1,846 $1,919

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Compare Car Insurance Quotes in Billerica, MA

Ready to find affordable Billerica, Massachusetts car insurance today? Enter your ZIP code for fast, free Billerica, MA car insurance quotes.

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