Compare Billings, MT Car Insurance Rates (2021)

Car insurance in Billings, MT averages $268 a month. Billings, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Billings car insurance rates, compare quotes from the top car insurance companies in Billings, MT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Billings is Liberty Mutual
  • Average car insurance rates in Billings, MT are $3,215/year
  • Average car insurance rates in Billings, MT after a DUI are $3,955/year

If you need to buy Billings, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Billings, MT is right here.

You’ll find Billings car insurance rates, the cheapest Billings, MT car insurance companies, and information on Montana car insurance laws. You can also compare Billings, Montana car insurance rates to Helena car insurance rates, Great Falls car insurance rates, and Havre car insurance rates.

Ready to find affordable Billings, MT car insurance today? Enter your ZIP code for fast, free Billings car insurance quotes.

Cheapest Billings, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Billings, MT car insurance rates? Every Billings, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Billings, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,660 $2,660 $2,446 $2,446 $10,348 $10,348 $2,861 $2,861
Farmers $2,831 $2,831 $2,530 $2,530 $7,900 $7,900 $3,109 $3,109
GEICO $2,704 $2,527 $2,639 $2,407 $6,588 $6,132 $2,318 $2,112
Liberty Mutual $943 $943 $925 $925 $2,084 $2,084 $1,154 $1,154
Nationwide $2,696 $2,696 $2,465 $2,465 $5,491 $5,491 $2,855 $2,855
Progressive $3,162 $3,162 $2,883 $2,883 $7,938 $7,938 $3,567 $3,567
State Farm $1,610 $1,610 $1,436 $1,436 $4,972 $4,972 $1,754 $1,754
USAA $1,312 $1,312 $1,180 $1,180 $4,440 $4,440 $1,624 $1,624

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Minimum Car Insurance in Billings, MT

Every driver must carry the minimum car insurance in Billings, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Billings, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Billings, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Billings, MT. Compare credit history car insurance rates in Billings from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Billings, Montana

Insurance Company Poor Fair Good
Allstate $5,532 $4,432 $3,772
Farmers $4,809 $3,844 $3,624
GEICO $5,401 $2,879 $2,005
Liberty Mutual $1,277 $1,277 $1,277
Nationwide $4,240 $3,101 $2,790
Progressive $5,257 $4,080 $3,827
State Farm $3,514 $2,138 $1,677
USAA $2,862 $1,960 $1,595

Cheapest Billings, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Billings, MT to rates for a clean record with top companies.

Annual Billings, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,840 $4,547 $5,532 $4,395
Farmers $3,588 $4,656 $4,538 $3,588
GEICO $2,205 $3,488 $5,386 $2,634
Liberty Mutual $856 $1,527 $1,527 $1,196
Nationwide $2,469 $3,531 $4,535 $2,972
Progressive $3,762 $4,921 $4,679 $4,189
State Farm $2,246 $2,640 $2,443 $2,443
USAA $1,600 $2,004 $3,001 $1,952

Cheapest Billings, MT Car Insurance for Teen Drivers

Teen car insurance in Billings, MT can be expensive. Take a look at rates from the top car insurance companies in Billings for teenagers.

Annual Car Insurance Rates for Teen Drivers in Billings, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,348 $10,348
Farmers $7,900 $7,900
GEICO $6,588 $6,132
Liberty Mutual $2,084 $2,084
Nationwide $5,491 $5,491
Progressive $7,938 $7,938
State Farm $4,972 $4,972
USAA $4,440 $4,440

Cheapest Billings, MT Car Insurance for Seniors

Take a look at Billings, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Billings, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,446 $2,446
Farmers $2,530 $2,530
GEICO $2,639 $2,407
Liberty Mutual $925 $925
Nationwide $2,465 $2,465
Progressive $2,883 $2,883
State Farm $1,436 $1,436
USAA $1,180 $1,180

Cheapest Billings, MT Car Insurance Rates After a DUI

A DUI in Billings, MT increases car insurance rates. Compare Billings, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Billings, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,532
Farmers $4,538
GEICO $5,386
Liberty Mutual $1,527
Nationwide $4,535
Progressive $4,679
State Farm $2,443
USAA $3,001

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Cheapest Billings, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Billings, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Billings, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,470 $4,687
Farmers $4,092 $4,092
GEICO $3,368 $3,489
Liberty Mutual $1,277 $1,277
Nationwide $3,377 $3,377
Progressive $4,388 $4,388
State Farm $2,371 $2,515
USAA $2,114 $2,164

Cheapest Billings, MT Car Insurance Rates by ZIP Code

Billings car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Billings, MT.

Annual Car Insurance Rates by ZIP Code in Billings, Montana

ZIP Code Average Annual Rates
59101 $3,299
59102 $3,294
59105 $3,275
59106 $3,291

The Best Cheap Car Insurance Companies in Billings, MT

Take a look at a side-by-side comparison of the top car insurance companies in Billings, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Billings, Montana

Insurance Company Average Annual Rates
Allstate $4,579
Farmers $4,092
GEICO $3,428
Liberty Mutual $1,277
Nationwide $3,377
Progressive $4,388
State Farm $2,443
USAA $2,139

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Category Winners: Cheapest Car Insurance in Billings, Montana

Find the cheapest car insurance companies in Billings, MT for each category right here.

Best Annual Car Insurance Rates by Company in Billings, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Cheapest Billings, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Billings car insurance rates. Find the cheapest Billings, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Billings, Montana

Insurance Company Low Medium High
Allstate $4,355 $4,568 $4,813
Farmers $3,802 $4,088 $4,387
GEICO $3,248 $3,396 $3,641
Liberty Mutual $1,175 $1,281 $1,374
Nationwide $2,568 $3,594 $3,969
Progressive $4,110 $4,375 $4,677
State Farm $2,279 $2,434 $2,615
USAA $2,031 $2,127 $2,260

What affects car insurance rates in Billings, Montana?

What factors can have an impact on Billings, MT car insurance? There are several reasons why Billings car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Billings, Montana.

Car Theft in Billings

High levels of vehicle theft can make car insurance more expensive. Billings, MT car theft statistics from the FBI indicate 795 vehicle thefts a year.

Commute Time in Billings

The more time you spend in your car the higher the risk of an accident. The average commute length in Billings, MT is 17.6 minutes according to City-Data.

Traffic in Billings

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Billings, MT traffic data from INRIX ranks Billings as the 701st-most congested in the world.

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Compare Car Insurance Quotes in Billings, MT

Ready to find affordable Billings, Montana car insurance today? Enter your ZIP code for fast, free Billings, MT car insurance quotes.

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