Compare Billings, OK Car Insurance Rates (2021)

Car insurance in Billings, OK averages $331 a month. Billings, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Billings car insurance rates, compare quotes from the top car insurance companies in Billings, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Billings is State Farm
  • Average car insurance rates in Billings, OK after a DUI are $4,475/year
  • Average car insurance rates in Billings, OK are $3,970/year

If you need to buy Billings, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Billings, OK is right here.

You’ll find Billings car insurance rates, the cheapest Billings, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Billings, Oklahoma car insurance rates to Stillwater car insurance rates, Lawton car insurance rates, and Oklahoma City car insurance rates.

Ready to find affordable Billings, OK car insurance today? Enter your ZIP code for fast, free Billings car insurance quotes.

Cheapest Billings, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Billings, OK car insurance rates? Every Billings, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Billings, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,153 $2,165 $1,980 $2,079 $6,520 $7,632 $2,329 $2,458
Farmers $2,276 $2,264 $2,047 $2,158 $8,491 $8,715 $2,578 $2,703
GEICO $2,275 $2,494 $2,430 $2,749 $6,766 $7,229 $2,000 $2,024
Liberty Mutual $4,302 $4,540 $3,794 $4,124 $11,660 $12,791 $4,464 $4,610
Progressive $2,845 $2,712 $2,340 $2,478 $11,057 $12,402 $3,321 $3,466
State Farm $1,728 $1,728 $1,522 $1,522 $4,347 $5,483 $1,813 $2,033
USAA $1,841 $1,843 $1,769 $1,788 $5,905 $6,596 $2,367 $2,597

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Minimum Car Insurance in Billings, OK

Every driver must carry the minimum car insurance in Billings, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Billings, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Billings, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Billings, OK. Compare credit history car insurance rates in Billings from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Billings, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,217 $3,201 $2,827
Farmers $4,496 $3,698 $3,518
GEICO $4,213 $3,496 $2,779
Liberty Mutual $9,035 $5,502 $4,319
Progressive $5,778 $4,903 $4,552
State Farm $3,502 $2,250 $1,815
USAA $4,566 $2,612 $2,086

Cheapest Billings, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Billings, OK to rates for a clean record with top companies.

Annual Billings, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,945 $3,446 $3,964 $3,304
Farmers $3,301 $4,228 $4,126 $3,962
GEICO $2,542 $3,902 $4,344 $3,196
Liberty Mutual $4,239 $7,071 $8,001 $5,831
Progressive $3,959 $7,331 $4,371 $4,649
State Farm $2,344 $2,700 $2,522 $2,522
USAA $2,279 $3,272 $3,997 $2,804

Cheapest Billings, OK Car Insurance for Teen Drivers

Teen car insurance in Billings, OK can be expensive. Take a look at rates from the top car insurance companies in Billings for teenagers.

Annual Car Insurance Rates for Teen Drivers in Billings, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,520 $7,632
Farmers $8,491 $8,715
GEICO $6,766 $7,229
Liberty Mutual $11,660 $12,791
Progressive $11,057 $12,402
State Farm $4,347 $5,483
USAA $5,905 $6,596

Cheapest Billings, OK Car Insurance for Seniors

Take a look at Billings, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Billings, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,980 $2,079
Farmers $2,047 $2,158
GEICO $2,430 $2,749
Liberty Mutual $3,794 $4,124
Progressive $2,340 $2,478
State Farm $1,522 $1,522
USAA $1,769 $1,788

Cheapest Billings, OK Car Insurance Rates After a DUI

A DUI in Billings, OK increases car insurance rates. Compare Billings, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Billings, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,964
Farmers $4,126
GEICO $4,344
Liberty Mutual $8,001
Progressive $4,371
State Farm $2,522
USAA $3,997

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Cheapest Billings, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Billings, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Billings, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,415 $3,415
Farmers $3,904 $3,904
GEICO $3,429 $3,563
Liberty Mutual $6,285 $6,285
Progressive $5,078 $5,078
State Farm $2,479 $2,565
USAA $3,051 $3,125

The Best Cheap Car Insurance Companies in Billings, OK

Take a look at a side-by-side comparison of the top car insurance companies in Billings, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Billings, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,415
Farmers $3,904
GEICO $3,496
Liberty Mutual $6,285
Progressive $5,078
State Farm $2,522
USAA $3,088

Category Winners: Cheapest Car Insurance in Billings, Oklahoma

Find the cheapest car insurance companies in Billings, OK for each category right here.

Best Annual Car Insurance Rates by Company in Billings, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Billings, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Billings car insurance rates. Find the cheapest Billings, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Billings, Oklahoma

Insurance Company Low Medium High
Allstate $3,212 $3,401 $3,631
Farmers $3,738 $3,861 $4,113
GEICO $3,244 $3,504 $3,740
Liberty Mutual $5,939 $6,261 $6,656
Progressive $4,686 $5,042 $5,504
State Farm $2,362 $2,502 $2,702
USAA $2,958 $3,079 $3,227

What affects car insurance rates in Billings, Oklahoma?

What factors can have an impact on Billings, OK car insurance? There are several reasons why Billings car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Billings, Oklahoma.

Commute Time in Billings

The more time you spend in your car the higher the risk of an accident. The average commute length in Billings, OK is 19.6 minutes according to City-Data.

Traffic in Billings

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Billings, OK traffic data from INRIX ranks Billings as the 701st-most congested in the world.

Compare Car Insurance Quotes in Billings, OK

Ready to find affordable Billings, Oklahoma car insurance today? Enter your ZIP code for fast, free Billings, OK car insurance quotes.

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