Compare Billingsley, AL Car Insurance Rates (2021)

Car insurance in Billingsley, AL averages $309 a month. Billingsley, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Billingsley car insurance rates, compare quotes from the top car insurance companies in Billingsley, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Billingsley for teen drivers is USAA
  • Average car insurance rates in Billingsley, AL are $3,708/year
  • Average car insurance rates in Billingsley, AL after a DUI are $4,222/year

If you need to buy Billingsley, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Billingsley, AL is right here.

You’ll find Billingsley car insurance rates, the cheapest Billingsley, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Billingsley, Alabama car insurance rates to Birmingham car insurance rates, Decatur car insurance rates, and Hoover car insurance rates.

Ready to find affordable Billingsley, AL car insurance today? Enter your ZIP code for fast, free Billingsley car insurance quotes.

Cheapest Billingsley, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Billingsley, AL car insurance rates? Every Billingsley, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Billingsley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,933 $1,845 $1,750 $1,785 $6,739 $7,249 $2,164 $2,209
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,228 $3,490 $2,638 $2,954 $11,752 $13,079 $3,448 $3,682
Nationwide $1,733 $1,754 $1,579 $1,635 $4,544 $5,859 $1,923 $2,150
Progressive $2,451 $2,305 $2,008 $2,139 $10,025 $11,210 $2,876 $3,077
State Farm $2,960 $2,960 $2,685 $2,685 $9,061 $11,354 $3,348 $3,855
Travelers $1,546 $1,571 $1,446 $1,442 $8,237 $12,974 $1,464 $1,687
USAA $1,351 $1,374 $1,260 $1,240 $3,986 $4,424 $1,758 $1,904

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Minimum Car Insurance in Billingsley, AL

Every driver must carry the minimum car insurance in Billingsley, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Billingsley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Billingsley, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Billingsley, AL. Compare credit history car insurance rates in Billingsley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Billingsley, Alabama

Insurance Company Poor Fair Good
Allstate $3,964 $3,117 $2,547
Farmers $4,471 $3,848 $3,649
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,930 $4,858 $3,814
Nationwide $3,191 $2,494 $2,257
Progressive $5,095 $4,364 $4,074
State Farm $7,892 $3,991 $2,708
Travelers $4,141 $3,589 $3,657
USAA $2,909 $1,891 $1,687

Cheapest Billingsley, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Billingsley, AL to rates for a clean record with top companies.

Annual Billingsley, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,220 $3,803 $3,082
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,341 $6,039 $5,912 $5,844
Nationwide $2,316 $2,316 $3,371 $2,585
Progressive $4,079 $5,121 $4,369 $4,476
State Farm $4,383 $5,451 $4,810 $4,810
Travelers $3,162 $3,319 $4,848 $3,853
USAA $1,663 $2,084 $3,102 $1,800

Cheapest Billingsley, AL Car Insurance for Teen Drivers

Teen car insurance in Billingsley, AL can be expensive. Take a look at rates from the top car insurance companies in Billingsley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Billingsley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,739 $7,249
Farmers $8,772 $9,029
GEICO $4,975 $4,882
Liberty Mutual $11,752 $13,079
Nationwide $4,544 $5,859
Progressive $10,025 $11,210
State Farm $9,061 $11,354
Travelers $8,237 $12,974
USAA $3,986 $4,424

Cheapest Billingsley, AL Car Insurance for Seniors

Take a look at Billingsley, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Billingsley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,750 $1,785
Farmers $2,054 $2,181
GEICO $1,817 $1,869
Liberty Mutual $2,638 $2,954
Nationwide $1,579 $1,635
Progressive $2,008 $2,139
State Farm $2,685 $2,685
Travelers $1,446 $1,442
USAA $1,260 $1,240

Cheapest Billingsley, AL Car Insurance Rates After a DUI

A DUI in Billingsley, AL increases car insurance rates. Compare Billingsley, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Billingsley, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,803
Farmers $4,236
GEICO $3,547
Liberty Mutual $5,912
Nationwide $3,371
Progressive $4,369
State Farm $4,810
Travelers $4,848
USAA $3,102

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Cheapest Billingsley, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Billingsley, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Billingsley, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,209 $3,209
Farmers $3,989 $3,989
GEICO $2,610 $2,708
Liberty Mutual $5,534 $5,534
Nationwide $2,647 $2,647
Progressive $4,511 $4,511
State Farm $4,744 $4,983
Travelers $3,796 $3,796
USAA $2,063 $2,261

The Best Cheap Car Insurance Companies in Billingsley, AL

Take a look at a side-by-side comparison of the top car insurance companies in Billingsley, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Billingsley, Alabama

Insurance Company Average Annual Rates
Allstate $3,209
Farmers $3,989
GEICO $2,659
Liberty Mutual $5,534
Nationwide $2,647
Progressive $4,511
State Farm $4,864
Travelers $3,796
USAA $2,162

Category Winners: Cheapest Car Insurance in Billingsley, Alabama

Find the cheapest car insurance companies in Billingsley, AL for each category right here.

Best Annual Car Insurance Rates by Company in Billingsley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Billingsley, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Billingsley car insurance rates. Find the cheapest Billingsley, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Billingsley, Alabama

Insurance Company Low Medium High
Allstate $3,091 $3,205 $3,331
Farmers $3,765 $3,938 $4,264
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,289 $5,509 $5,804
Nationwide $2,625 $2,626 $2,691
Progressive $4,068 $4,489 $4,977
State Farm $4,587 $4,859 $5,145
Travelers $3,607 $3,872 $3,909
USAA $2,085 $2,151 $2,250

What affects car insurance rates in Billingsley, Alabama?

What factors can have an impact on Billingsley, AL car insurance? There are several reasons why Billingsley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Billingsley, Alabama.

Commute Time in Billingsley

The more time you spend in your car the higher the risk of an accident. The average commute length in Billingsley, AL is 32.5 minutes according to City-Data.

Compare Car Insurance Quotes in Billingsley, AL

Ready to find affordable Billingsley, Alabama car insurance today? Enter your ZIP code for fast, free Billingsley, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State