Compare Birchdale, MN Car Insurance Rates (2021)

Car insurance in Birchdale, MN averages $390 a month. Birchdale, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Birchdale car insurance rates, compare quotes from the top car insurance companies in Birchdale, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Birchdale for teen drivers is State Farm
  • Average car insurance rates in Birchdale, MN are $4,680/year
  • The cheapest car insurance company in Birchdale is State Farm

If you need to buy Birchdale, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Birchdale, MN is right here.

You’ll find Birchdale car insurance rates, the cheapest Birchdale, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Birchdale, Minnesota car insurance rates to St. Paul car insurance rates, Bloomington car insurance rates, and Brooklyn Park car insurance rates.

Ready to find affordable Birchdale, MN car insurance today? Enter your ZIP code for fast, free Birchdale car insurance quotes.

Cheapest Birchdale, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Birchdale, MN car insurance rates? Every Birchdale, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Birchdale, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,951 $2,951 $2,822 $2,822 $6,696 $9,797 $3,574 $3,787
American Family $2,245 $2,245 $2,032 $2,032 $6,077 $8,850 $2,245 $2,540
Farmers $2,326 $2,324 $2,242 $2,352 $6,589 $6,629 $3,042 $3,089
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $9,857 $9,857 $9,759 $9,759 $19,567 $29,451 $9,857 $13,793
Nationwide $1,966 $1,982 $1,749 $1,859 $4,993 $6,095 $2,304 $2,405
State Farm $1,521 $1,521 $1,340 $1,340 $3,167 $3,934 $1,767 $1,457
USAA $2,077 $2,070 $1,882 $1,891 $5,521 $6,081 $2,726 $2,915

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Minimum Car Insurance in Birchdale, MN

Every driver must carry the minimum car insurance in Birchdale, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Birchdale, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Birchdale, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Birchdale, MN. Compare credit history car insurance rates in Birchdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Birchdale, Minnesota

Insurance Company Poor Fair Good
Allstate $6,510 $3,510 $3,256
American Family $4,802 $3,209 $2,589
Farmers $4,433 $3,249 $3,040
GEICO $4,627 $3,778 $3,150
Liberty Mutual $19,497 $12,610 $9,855
Nationwide $3,472 $2,800 $2,485
State Farm $2,924 $1,789 $1,306
USAA $4,981 $2,389 $2,066

Cheapest Birchdale, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Birchdale, MN to rates for a clean record with top companies.

Annual Birchdale, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,251 $4,663 $5,574 $4,212
American Family $2,375 $4,272 $4,793 $2,693
Farmers $3,054 $3,854 $3,895 $3,495
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $10,389 $14,136 $20,218 $11,207
Nationwide $2,316 $3,075 $3,539 $2,746
State Farm $1,857 $2,156 $2,006 $2,006
USAA $2,337 $2,971 $4,488 $2,785

Cheapest Birchdale, MN Car Insurance for Teen Drivers

Teen car insurance in Birchdale, MN can be expensive. Take a look at rates from the top car insurance companies in Birchdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Birchdale, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,696 $9,797
American Family $6,077 $8,850
Farmers $6,589 $6,629
GEICO $5,955 $7,614
Liberty Mutual $19,567 $29,451
Nationwide $4,993 $6,095
State Farm $3,167 $3,934
USAA $5,521 $6,081

Cheapest Birchdale, MN Car Insurance for Seniors

Take a look at Birchdale, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Birchdale, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,822 $2,822
American Family $2,032 $2,032
Farmers $2,242 $2,352
GEICO $2,860 $2,780
Liberty Mutual $9,759 $9,759
Nationwide $1,749 $1,859
State Farm $1,340 $1,340
USAA $1,882 $1,891

Cheapest Birchdale, MN Car Insurance Rates After a DUI

A DUI in Birchdale, MN increases car insurance rates. Compare Birchdale, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Birchdale, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,574
American Family $4,793
Farmers $3,895
GEICO $6,102
Liberty Mutual $20,218
Nationwide $3,539
State Farm $2,006
USAA $4,488

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Cheapest Birchdale, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Birchdale, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Birchdale, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,425 $4,425
American Family $3,492 $3,575
Farmers $3,574 $3,574
GEICO $3,803 $3,901
Liberty Mutual $13,572 $14,403
Nationwide $2,919 $2,919
State Farm $1,954 $2,058
USAA $3,104 $3,187

The Best Cheap Car Insurance Companies in Birchdale, MN

Take a look at a side-by-side comparison of the top car insurance companies in Birchdale, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Birchdale, Minnesota

Insurance Company Average Annual Rates
Allstate $4,425
American Family $3,533
Farmers $3,574
GEICO $3,852
Liberty Mutual $13,987
Nationwide $2,919
State Farm $2,006
USAA $3,145

Category Winners: Cheapest Car Insurance in Birchdale, Minnesota

Find the cheapest car insurance companies in Birchdale, MN for each category right here.

Best Annual Car Insurance Rates by Company in Birchdale, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Birchdale, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Birchdale car insurance rates. Find the cheapest Birchdale, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Birchdale, Minnesota

Insurance Company Low Medium High
Allstate $4,366 $4,422 $4,487
American Family $3,529 $3,632 $3,439
Farmers $3,476 $3,585 $3,662
GEICO $3,762 $3,850 $3,944
Liberty Mutual $13,690 $13,999 $14,273
Nationwide $2,767 $2,938 $3,052
State Farm $1,937 $2,011 $2,069
USAA $3,063 $3,143 $3,230

Compare Car Insurance Quotes in Birchdale, MN

Ready to find affordable Birchdale, Minnesota car insurance today? Enter your ZIP code for fast, free Birchdale, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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