Compare Birchwood Village, MN Car Insurance Rates (2021)

Car insurance in Birchwood Village, MN averages $381 a month. Birchwood Village, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Birchwood Village car insurance rates, compare quotes from the top car insurance companies in Birchwood Village, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Birchwood Village, MN after a DUI are $6,271/year
  • The cheapest car insurance company in Birchwood Village is State Farm
  • Average car insurance rates in Birchwood Village, MN are $4,575/year

If you need to buy Birchwood Village, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Birchwood Village, MN is right here.

You’ll find Birchwood Village car insurance rates, the cheapest Birchwood Village, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Birchwood Village, Minnesota car insurance rates to Maple Grove car insurance rates, Brooklyn Park car insurance rates, and Rochester car insurance rates.

Ready to find affordable Birchwood Village, MN car insurance today? Enter your ZIP code for fast, free Birchwood Village car insurance quotes.

Cheapest Birchwood Village, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Birchwood Village, MN car insurance rates? Every Birchwood Village, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Birchwood Village, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,274 $3,274 $3,175 $3,175 $7,445 $10,604 $4,005 $4,151
American Family $2,261 $2,261 $2,057 $2,057 $6,266 $8,953 $2,261 $2,529
Farmers $1,997 $2,001 $1,918 $2,049 $5,927 $6,065 $2,641 $2,589
GEICO $2,538 $2,513 $2,415 $2,348 $5,549 $7,002 $2,371 $2,486
Liberty Mutual $9,496 $9,496 $9,407 $9,407 $18,315 $27,293 $9,496 $13,071
Nationwide $1,925 $1,919 $1,721 $1,815 $5,084 $6,120 $2,280 $2,357
State Farm $1,688 $1,688 $1,527 $1,527 $3,848 $4,717 $1,954 $1,605
USAA $2,037 $1,990 $1,874 $1,839 $5,642 $6,093 $2,639 $2,761

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Minimum Car Insurance in Birchwood Village, MN

Every driver must carry the minimum car insurance in Birchwood Village, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Birchwood Village, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Birchwood Village, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Birchwood Village, MN. Compare credit history car insurance rates in Birchwood Village from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Birchwood Village, Minnesota

Insurance Company Poor Fair Good
Allstate $7,145 $3,896 $3,622
American Family $4,947 $3,224 $2,571
Farmers $3,902 $2,865 $2,679
GEICO $4,083 $3,342 $2,783
Liberty Mutual $18,453 $11,947 $9,343
Nationwide $3,450 $2,790 $2,467
State Farm $3,382 $2,068 $1,508
USAA $4,813 $2,402 $2,113

Cheapest Birchwood Village, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Birchwood Village, MN to rates for a clean record with top companies.

Annual Birchwood Village, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,502 $5,165 $6,225 $4,659
American Family $2,411 $4,323 $4,858 $2,731
Farmers $2,704 $3,379 $3,435 $3,076
GEICO $2,278 $3,594 $5,298 $2,441
Liberty Mutual $9,476 $13,194 $20,108 $10,213
Nationwide $2,323 $3,055 $3,495 $2,737
State Farm $2,114 $2,525 $2,319 $2,319
USAA $2,304 $2,960 $4,432 $2,741

Cheapest Birchwood Village, MN Car Insurance for Teen Drivers

Teen car insurance in Birchwood Village, MN can be expensive. Take a look at rates from the top car insurance companies in Birchwood Village for teenagers.

Annual Car Insurance Rates for Teen Drivers in Birchwood Village, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,445 $10,604
American Family $6,266 $8,953
Farmers $5,927 $6,065
GEICO $5,549 $7,002
Liberty Mutual $18,315 $27,293
Nationwide $5,084 $6,120
State Farm $3,848 $4,717
USAA $5,642 $6,093

Cheapest Birchwood Village, MN Car Insurance for Seniors

Take a look at Birchwood Village, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Birchwood Village, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,175 $3,175
American Family $2,057 $2,057
Farmers $1,918 $2,049
GEICO $2,415 $2,348
Liberty Mutual $9,407 $9,407
Nationwide $1,721 $1,815
State Farm $1,527 $1,527
USAA $1,874 $1,839

Cheapest Birchwood Village, MN Car Insurance Rates After a DUI

A DUI in Birchwood Village, MN increases car insurance rates. Compare Birchwood Village, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Birchwood Village, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,225
American Family $4,858
Farmers $3,435
GEICO $5,298
Liberty Mutual $20,108
Nationwide $3,495
State Farm $2,319
USAA $4,432

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Cheapest Birchwood Village, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Birchwood Village, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Birchwood Village, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,888 $4,888
American Family $3,539 $3,622
Farmers $3,148 $3,148
GEICO $3,356 $3,450
Liberty Mutual $12,870 $13,625
Nationwide $2,903 $2,903
State Farm $2,254 $2,384
USAA $3,069 $3,150

The Best Cheap Car Insurance Companies in Birchwood Village, MN

Take a look at a side-by-side comparison of the top car insurance companies in Birchwood Village, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Birchwood Village, Minnesota

Insurance Company Average Annual Rates
Allstate $4,888
American Family $3,581
Farmers $3,148
GEICO $3,403
Liberty Mutual $13,248
Nationwide $2,903
State Farm $2,319
USAA $3,109

Category Winners: Cheapest Car Insurance in Birchwood Village, Minnesota

Find the cheapest car insurance companies in Birchwood Village, MN for each category right here.

Best Annual Car Insurance Rates by Company in Birchwood Village, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Birchwood Village, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Birchwood Village car insurance rates. Find the cheapest Birchwood Village, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Birchwood Village, Minnesota

Insurance Company Low Medium High
Allstate $4,809 $4,884 $4,971
American Family $3,556 $3,676 $3,510
Farmers $3,014 $3,165 $3,266
GEICO $3,271 $3,402 $3,536
Liberty Mutual $12,878 $13,261 $13,604
Nationwide $2,717 $2,925 $3,066
State Farm $2,211 $2,330 $2,416
USAA $3,011 $3,108 $3,210

What affects car insurance rates in Birchwood Village, Minnesota?

What factors can have an impact on Birchwood Village, MN car insurance? There are several reasons why Birchwood Village car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Birchwood Village, Minnesota.

Commute Time in Birchwood Village

The more time you spend in your car the higher the risk of an accident. The average commute length in Birchwood Village, MN is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Birchwood Village, MN

Ready to find affordable Birchwood Village, Minnesota car insurance today? Enter your ZIP code for fast, free Birchwood Village, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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