Compare Bird Island, MN Car Insurance Rates (2021)

Car insurance in Bird Island, MN averages $343 a month. Bird Island, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Bird Island car insurance rates, compare quotes from the top car insurance companies in Bird Island, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bird Island, MN are $4,121/year
  • The cheapest car insurance company in Bird Island for teen drivers is State Farm
  • Average car insurance rates in Bird Island, MN after a DUI are $5,608/year

If you need to buy Bird Island, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Bird Island, MN is right here.

You’ll find Bird Island car insurance rates, the cheapest Bird Island, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Bird Island, Minnesota car insurance rates to Maple Grove car insurance rates, Plymouth car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Bird Island, MN car insurance today? Enter your ZIP code for fast, free Bird Island car insurance quotes.

Cheapest Bird Island, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bird Island, MN car insurance rates? Every Bird Island, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bird Island, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,767 $2,767 $2,662 $2,662 $6,356 $9,228 $3,365 $3,538
American Family $2,018 $2,018 $1,830 $1,830 $5,443 $7,901 $2,018 $2,278
Farmers $1,768 $1,766 $1,702 $1,799 $4,977 $5,017 $2,312 $2,261
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,778 $1,785 $1,585 $1,681 $4,521 $5,487 $2,085 $2,167
State Farm $1,328 $1,328 $1,179 $1,179 $2,820 $3,469 $1,533 $1,271
USAA $1,825 $1,804 $1,667 $1,662 $4,833 $5,268 $2,373 $2,515

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Minimum Car Insurance in Bird Island, MN

Every driver must carry the minimum car insurance in Bird Island, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Bird Island, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bird Island, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bird Island, MN. Compare credit history car insurance rates in Bird Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bird Island, Minnesota

Insurance Company Poor Fair Good
Allstate $6,106 $3,318 $3,080
American Family $4,298 $2,878 $2,324
Farmers $3,373 $2,444 $2,284
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,133 $2,530 $2,246
State Farm $2,570 $1,572 $1,147
USAA $4,270 $2,116 $1,844

Cheapest Bird Island, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bird Island, MN to rates for a clean record with top companies.

Annual Bird Island, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,004 $4,393 $5,315 $3,959
American Family $2,117 $3,882 $4,270 $2,399
Farmers $2,314 $2,909 $2,943 $2,634
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,098 $2,776 $3,189 $2,482
State Farm $1,626 $1,900 $1,763 $1,763
USAA $2,038 $2,594 $3,916 $2,426

Cheapest Bird Island, MN Car Insurance for Teen Drivers

Teen car insurance in Bird Island, MN can be expensive. Take a look at rates from the top car insurance companies in Bird Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bird Island, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,356 $9,228
American Family $5,443 $7,901
Farmers $4,977 $5,017
GEICO $4,914 $6,255
Liberty Mutual $17,660 $26,524
Nationwide $4,521 $5,487
State Farm $2,820 $3,469
USAA $4,833 $5,268

Cheapest Bird Island, MN Car Insurance for Seniors

Take a look at Bird Island, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bird Island, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,662 $2,662
American Family $1,830 $1,830
Farmers $1,702 $1,799
GEICO $2,305 $2,240
Liberty Mutual $8,863 $8,863
Nationwide $1,585 $1,681
State Farm $1,179 $1,179
USAA $1,667 $1,662

Cheapest Bird Island, MN Car Insurance Rates After a DUI

A DUI in Bird Island, MN increases car insurance rates. Compare Bird Island, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bird Island, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,315
American Family $4,270
Farmers $2,943
GEICO $4,945
Liberty Mutual $18,523
Nationwide $3,189
State Farm $1,763
USAA $3,916

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Cheapest Bird Island, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bird Island, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bird Island, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,168 $4,168
American Family $3,130 $3,204
Farmers $2,700 $2,700
GEICO $3,095 $3,177
Liberty Mutual $12,283 $13,028
Nationwide $2,636 $2,636
State Farm $1,715 $1,811
USAA $2,707 $2,779

The Best Cheap Car Insurance Companies in Bird Island, MN

Take a look at a side-by-side comparison of the top car insurance companies in Bird Island, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bird Island, Minnesota

Insurance Company Average Annual Rates
Allstate $4,168
American Family $3,167
Farmers $2,700
GEICO $3,136
Liberty Mutual $12,656
Nationwide $2,636
State Farm $1,763
USAA $2,743

Category Winners: Cheapest Car Insurance in Bird Island, Minnesota

Find the cheapest car insurance companies in Bird Island, MN for each category right here.

Best Annual Car Insurance Rates by Company in Bird Island, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Bird Island, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bird Island car insurance rates. Find the cheapest Bird Island, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bird Island, Minnesota

Insurance Company Low Medium High
Allstate $4,111 $4,165 $4,228
American Family $3,160 $3,254 $3,086
Farmers $2,603 $2,710 $2,788
GEICO $3,045 $3,135 $3,228
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,492 $2,654 $2,763
State Farm $1,692 $1,769 $1,828
USAA $2,658 $2,742 $2,830

What affects car insurance rates in Bird Island, Minnesota?

What factors can have an impact on Bird Island, MN car insurance? There are several reasons why Bird Island car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bird Island, Minnesota.

Commute Time in Bird Island

The more time you spend in your car the higher the risk of an accident. The average commute length in Bird Island, MN is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Bird Island, MN

Ready to find affordable Bird Island, Minnesota car insurance today? Enter your ZIP code for fast, free Bird Island, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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