Compare Birnamwood, WI Car Insurance Rates (2021)

Car insurance in Birnamwood, WI averages $251 a month. Birnamwood, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Birnamwood car insurance rates, compare quotes from the top car insurance companies in Birnamwood, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Birnamwood, WI are $3,008/year
  • The cheapest car insurance company in Birnamwood is American Family
  • Average car insurance rates in Birnamwood, WI after a DUI are $3,324/year

If you need to buy Birnamwood, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Birnamwood, WI is right here.

You’ll find Birnamwood car insurance rates, the cheapest Birnamwood, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Birnamwood, Wisconsin car insurance rates to Milwaukee car insurance rates, Oshkosh car insurance rates, and Appleton car insurance rates.

Ready to find affordable Birnamwood, WI car insurance today? Enter your ZIP code for fast, free Birnamwood car insurance quotes.

Cheapest Birnamwood, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Birnamwood, WI car insurance rates? Every Birnamwood, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Birnamwood, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,267 $2,395 $2,087 $2,310 $7,164 $9,193 $2,310 $2,512
American Family $984 $1,032 $916 $928 $2,653 $2,936 $1,151 $1,227
Farmers $1,955 $1,961 $1,738 $1,834 $8,950 $9,285 $2,214 $2,328
GEICO $1,434 $1,572 $1,460 $1,656 $4,657 $5,023 $1,329 $1,380
Liberty Mutual $1,873 $2,048 $1,514 $1,723 $6,228 $6,993 $1,991 $2,162
Nationwide $3,456 $3,639 $2,862 $3,017 $7,066 $10,832 $4,205 $4,994
Progressive $1,997 $1,923 $1,635 $1,694 $7,089 $8,032 $2,393 $2,575
State Farm $1,479 $1,479 $1,294 $1,294 $3,924 $4,994 $1,661 $1,882
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

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Minimum Car Insurance in Birnamwood, WI

Every driver must carry the minimum car insurance in Birnamwood, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Birnamwood, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Birnamwood, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Birnamwood, WI. Compare credit history car insurance rates in Birnamwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Birnamwood, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,966 $3,415 $2,959
American Family $1,979 $1,304 $1,152
Farmers $4,286 $3,609 $3,454
GEICO $3,040 $2,165 $1,737
Liberty Mutual $4,433 $2,666 $2,100
Nationwide $5,631 $4,698 $4,698
Progressive $3,921 $3,289 $3,042
State Farm $3,358 $1,927 $1,467
USAA $3,041 $1,602 $1,279

Cheapest Birnamwood, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Birnamwood, WI to rates for a clean record with top companies.

Annual Birnamwood, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,101 $4,244 $3,954 $3,820
American Family $1,415 $1,500 $1,500 $1,500
Farmers $3,299 $4,151 $3,942 $3,740
GEICO $1,618 $2,595 $2,922 $2,120
Liberty Mutual $2,346 $3,328 $3,459 $3,132
Nationwide $4,235 $4,899 $6,003 $4,899
Progressive $3,138 $3,768 $3,250 $3,513
State Farm $2,089 $2,413 $2,251 $2,251
USAA $1,547 $1,949 $2,637 $1,764

Cheapest Birnamwood, WI Car Insurance for Teen Drivers

Teen car insurance in Birnamwood, WI can be expensive. Take a look at rates from the top car insurance companies in Birnamwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Birnamwood, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,164 $9,193
American Family $2,653 $2,936
Farmers $8,950 $9,285
GEICO $4,657 $5,023
Liberty Mutual $6,228 $6,993
Nationwide $7,066 $10,832
Progressive $7,089 $8,032
State Farm $3,924 $4,994
USAA $3,343 $3,879

Cheapest Birnamwood, WI Car Insurance for Seniors

Take a look at Birnamwood, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Birnamwood, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,087 $2,310
American Family $916 $928
Farmers $1,738 $1,834
GEICO $1,460 $1,656
Liberty Mutual $1,514 $1,723
Nationwide $2,862 $3,017
Progressive $1,635 $1,694
State Farm $1,294 $1,294
USAA $1,186 $1,206

Cheapest Birnamwood, WI Car Insurance Rates After a DUI

A DUI in Birnamwood, WI increases car insurance rates. Compare Birnamwood, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Birnamwood, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,954
American Family $1,500
Farmers $3,942
GEICO $2,922
Liberty Mutual $3,459
Nationwide $6,003
Progressive $3,250
State Farm $2,251
USAA $2,637

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Cheapest Birnamwood, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Birnamwood, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Birnamwood, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,689 $3,871
American Family $1,454 $1,503
Farmers $3,783 $3,783
GEICO $2,263 $2,365
Liberty Mutual $3,067 $3,067
Nationwide $5,009 $5,009
Progressive $3,417 $3,417
State Farm $2,196 $2,306
USAA $1,949 $2,000

The Best Cheap Car Insurance Companies in Birnamwood, WI

Take a look at a side-by-side comparison of the top car insurance companies in Birnamwood, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Birnamwood, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,780
American Family $1,478
Farmers $3,783
GEICO $2,314
Liberty Mutual $3,067
Nationwide $5,009
Progressive $3,417
State Farm $2,251
USAA $1,974

Category Winners: Cheapest Car Insurance in Birnamwood, Wisconsin

Find the cheapest car insurance companies in Birnamwood, WI for each category right here.

Best Annual Car Insurance Rates by Company in Birnamwood, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Birnamwood, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Birnamwood car insurance rates. Find the cheapest Birnamwood, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Birnamwood, Wisconsin

Insurance Company Low Medium High
Allstate $3,617 $3,771 $3,952
American Family $1,464 $1,491 $1,480
Farmers $3,507 $3,754 $4,088
GEICO $2,180 $2,312 $2,451
Liberty Mutual $2,818 $3,093 $3,288
Nationwide $4,859 $5,007 $5,161
Progressive $3,213 $3,442 $3,596
State Farm $2,145 $2,256 $2,350
USAA $1,905 $1,976 $2,042

What affects car insurance rates in Birnamwood, Wisconsin?

What factors can have an impact on Birnamwood, WI car insurance? There are several reasons why Birnamwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Birnamwood, Wisconsin.

Commute Time in Birnamwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Birnamwood, WI is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Birnamwood, WI

Ready to find affordable Birnamwood, Wisconsin car insurance today? Enter your ZIP code for fast, free Birnamwood, WI car insurance quotes.

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