Compare Biscayne Park, FL Car Insurance Rates (2021)

Car insurance in Biscayne Park, FL averages $582 a month. Biscayne Park, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Biscayne Park car insurance rates, compare quotes from the top car insurance companies in Biscayne Park, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Biscayne Park, FL are $6,983/year
  • The cheapest car insurance company in Biscayne Park for teen drivers is GEICO
  • The cheapest car insurance company in Biscayne Park is USAA

If you need to buy Biscayne Park, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Biscayne Park, FL is right here.

You’ll find Biscayne Park car insurance rates, the cheapest Biscayne Park, FL car insurance companies, and information on Florida car insurance laws. You can also compare Biscayne Park, Florida car insurance rates to Tampa car insurance rates, Cape Coral car insurance rates, and Jacksonville car insurance rates.

Ready to find affordable Biscayne Park, FL car insurance today? Enter your ZIP code for fast, free Biscayne Park car insurance quotes.

Cheapest Biscayne Park, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Biscayne Park, FL car insurance rates? Every Biscayne Park, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Biscayne Park, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $8,193 $7,408 $6,883 $6,761 $25,156 $25,882 $7,528 $7,359
GEICO $3,617 $3,631 $3,379 $3,379 $6,552 $8,229 $3,994 $4,046
Liberty Mutual $5,565 $5,565 $5,080 $5,080 $12,004 $18,608 $5,565 $7,616
Nationwide $4,563 $4,496 $4,041 $4,199 $10,990 $13,549 $5,026 $5,224
Progressive $5,609 $5,317 $4,739 $5,085 $15,835 $17,153 $6,898 $6,507
State Farm $3,130 $3,130 $2,819 $2,819 $8,662 $10,973 $3,486 $3,682
USAA $2,579 $2,542 $2,394 $2,388 $8,937 $10,399 $3,262 $3,546

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Minimum Car Insurance in Biscayne Park, FL

Every driver must carry the minimum car insurance in Biscayne Park, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Biscayne Park, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Biscayne Park, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Biscayne Park, FL. Compare credit history car insurance rates in Biscayne Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Biscayne Park, Florida

Insurance Company Poor Fair Good
Allstate $17,058 $10,417 $8,214
GEICO $6,764 $4,043 $3,004
Liberty Mutual $10,542 $7,679 $6,185
Nationwide $8,244 $5,949 $5,341
Progressive $10,978 $7,774 $6,426
State Farm $6,653 $4,328 $3,531
USAA $7,378 $3,566 $2,573

Cheapest Biscayne Park, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Biscayne Park, FL to rates for a clean record with top companies.

Annual Biscayne Park, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,340 $12,511 $13,380 $11,354
GEICO $3,167 $4,084 $6,143 $5,020
Liberty Mutual $5,892 $7,630 $11,007 $8,012
Nationwide $5,548 $6,103 $8,227 $6,167
Progressive $6,542 $9,851 $8,263 $8,915
State Farm $4,414 $5,261 $4,838 $4,838
USAA $3,540 $4,358 $6,417 $3,709

Cheapest Biscayne Park, FL Car Insurance for Teen Drivers

Teen car insurance in Biscayne Park, FL can be expensive. Take a look at rates from the top car insurance companies in Biscayne Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Biscayne Park, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $25,156 $25,882
GEICO $6,552 $8,229
Liberty Mutual $12,004 $18,608
Nationwide $10,990 $13,549
Progressive $15,835 $17,153
State Farm $8,662 $10,973
USAA $8,937 $10,399

Cheapest Biscayne Park, FL Car Insurance for Seniors

Take a look at Biscayne Park, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Biscayne Park, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $6,883 $6,761
GEICO $3,379 $3,379
Liberty Mutual $5,080 $5,080
Nationwide $4,041 $4,199
Progressive $4,739 $5,085
State Farm $2,819 $2,819
USAA $2,394 $2,388

Cheapest Biscayne Park, FL Car Insurance Rates After a DUI

A DUI in Biscayne Park, FL increases car insurance rates. Compare Biscayne Park, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Biscayne Park, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,380
GEICO $6,143
Liberty Mutual $11,007
Nationwide $8,227
Progressive $8,263
State Farm $4,838
USAA $6,417

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Cheapest Biscayne Park, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Biscayne Park, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Biscayne Park, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $11,561 $12,232
GEICO $4,581 $4,626
Liberty Mutual $7,865 $8,405
Nationwide $6,511 $6,511
Progressive $8,393 $8,393
State Farm $4,658 $5,017
USAA $4,454 $4,558

The Best Cheap Car Insurance Companies in Biscayne Park, FL

Take a look at a side-by-side comparison of the top car insurance companies in Biscayne Park, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Biscayne Park, Florida

Insurance Company Average Annual Rates
Allstate $11,896
GEICO $4,603
Liberty Mutual $8,135
Nationwide $6,511
Progressive $8,393
State Farm $4,838
USAA $4,506

Category Winners: Cheapest Car Insurance in Biscayne Park, Florida

Find the cheapest car insurance companies in Biscayne Park, FL for each category right here.

Best Annual Car Insurance Rates by Company in Biscayne Park, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Biscayne Park, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Biscayne Park car insurance rates. Find the cheapest Biscayne Park, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Biscayne Park, Florida

Insurance Company Low Medium High
Allstate $9,589 $12,424 $13,676
GEICO $3,877 $4,750 $5,184
Liberty Mutual $7,487 $8,353 $8,566
Nationwide $5,187 $6,760 $7,586
Progressive $7,183 $8,566 $9,430
State Farm $4,190 $4,945 $5,377
USAA $3,828 $4,686 $5,004

What affects car insurance rates in Biscayne Park, Florida?

What factors can have an impact on Biscayne Park, FL car insurance? There are several reasons why Biscayne Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Biscayne Park, Florida.

Car Theft in Biscayne Park

High levels of vehicle theft can make car insurance more expensive. Biscayne Park, FL car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Biscayne Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Biscayne Park, FL is 32.5 minutes according to City-Data.

Compare Car Insurance Quotes in Biscayne Park, FL

Ready to find affordable Biscayne Park, Florida car insurance today? Enter your ZIP code for fast, free Biscayne Park, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State