Compare Bismarck, MO Car Insurance Rates (2021)

Car insurance in Bismarck, MO averages $284 a month. Bismarck, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bismarck car insurance rates, compare quotes from the top car insurance companies in Bismarck, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bismarck, MO after a DUI are $3,975/year
  • Average car insurance rates in Bismarck, MO are $3,404/year
  • The cheapest car insurance company in Bismarck is Nationwide

If you need to buy Bismarck, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Bismarck, MO is right here.

You’ll find Bismarck car insurance rates, the cheapest Bismarck, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Bismarck, Missouri car insurance rates to Blue Springs car insurance rates, Springfield car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Bismarck, MO car insurance today? Enter your ZIP code for fast, free Bismarck car insurance quotes.

Cheapest Bismarck, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bismarck, MO car insurance rates? Every Bismarck, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bismarck, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,984 $2,890 $2,679 $2,766 $8,255 $8,918 $2,864 $2,961
American Family $2,124 $2,124 $1,894 $1,894 $5,890 $7,647 $2,124 $2,477
Farmers $2,464 $2,456 $2,199 $2,329 $10,205 $10,561 $2,822 $2,960
GEICO $1,936 $2,196 $1,493 $1,937 $6,230 $6,645 $1,743 $1,763
Liberty Mutual $2,762 $2,992 $2,269 $2,545 $9,827 $10,914 $2,910 $3,105
Nationwide $1,537 $1,567 $1,378 $1,456 $3,953 $5,051 $1,759 $1,899
Progressive $2,115 $1,971 $1,730 $1,779 $6,888 $7,749 $2,584 $2,670
State Farm $1,673 $1,673 $1,509 $1,509 $4,888 $6,134 $1,880 $2,151
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in Bismarck, MO

Every driver must carry the minimum car insurance in Bismarck, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Bismarck, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bismarck, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bismarck, MO. Compare credit history car insurance rates in Bismarck from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bismarck, Missouri

Insurance Company Poor Fair Good
Allstate $5,928 $3,802 $3,139
American Family $4,274 $3,008 $2,534
Farmers $5,142 $4,283 $4,073
GEICO $4,134 $2,692 $2,153
Liberty Mutual $6,696 $4,088 $3,213
Nationwide $2,741 $2,266 $1,967
Progressive $3,978 $3,291 $3,038
State Farm $3,699 $2,386 $1,946
USAA $4,157 $1,919 $1,371

Cheapest Bismarck, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bismarck, MO to rates for a clean record with top companies.

Annual Bismarck, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,682 $4,153 $5,159 $4,165
American Family $2,433 $3,535 $4,334 $2,787
Farmers $3,887 $4,838 $4,731 $4,542
GEICO $2,296 $3,026 $4,141 $2,509
Liberty Mutual $3,379 $4,871 $5,013 $5,399
Nationwide $1,821 $2,345 $3,139 $1,995
Progressive $2,974 $3,985 $3,297 $3,486
State Farm $2,454 $2,900 $2,677 $2,677
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Bismarck, MO Car Insurance for Teen Drivers

Teen car insurance in Bismarck, MO can be expensive. Take a look at rates from the top car insurance companies in Bismarck for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bismarck, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,255 $8,918
American Family $5,890 $7,647
Farmers $10,205 $10,561
GEICO $6,230 $6,645
Liberty Mutual $9,827 $10,914
Nationwide $3,953 $5,051
Progressive $6,888 $7,749
State Farm $4,888 $6,134
USAA $4,426 $5,428

Cheapest Bismarck, MO Car Insurance for Seniors

Take a look at Bismarck, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bismarck, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,679 $2,766
American Family $1,894 $1,894
Farmers $2,199 $2,329
GEICO $1,493 $1,937
Liberty Mutual $2,269 $2,545
Nationwide $1,378 $1,456
Progressive $1,730 $1,779
State Farm $1,509 $1,509
USAA $1,378 $1,418

Cheapest Bismarck, MO Car Insurance Rates After a DUI

A DUI in Bismarck, MO increases car insurance rates. Compare Bismarck, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bismarck, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,159
American Family $4,334
Farmers $4,731
GEICO $4,141
Liberty Mutual $5,013
Nationwide $3,139
Progressive $3,297
State Farm $2,677
USAA $3,284

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Cheapest Bismarck, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bismarck, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bismarck, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $4,289
American Family $3,240 $3,304
Farmers $4,499 $4,499
GEICO $2,939 $3,047
Liberty Mutual $4,665 $4,665
Nationwide $2,325 $2,325
Progressive $3,436 $3,436
State Farm $2,613 $2,741
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Bismarck, MO

Take a look at a side-by-side comparison of the top car insurance companies in Bismarck, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bismarck, Missouri

Insurance Company Average Annual Rates
Allstate $4,289
American Family $3,272
Farmers $4,499
GEICO $2,993
Liberty Mutual $4,665
Nationwide $2,325
Progressive $3,436
State Farm $2,677
USAA $2,482

Category Winners: Cheapest Car Insurance in Bismarck, Missouri

Find the cheapest car insurance companies in Bismarck, MO for each category right here.

Best Annual Car Insurance Rates by Company in Bismarck, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Bismarck, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bismarck car insurance rates. Find the cheapest Bismarck, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bismarck, Missouri

Insurance Company Low Medium High
Allstate $4,121 $4,280 $4,467
American Family $3,165 $3,375 $3,277
Farmers $4,218 $4,456 $4,824
GEICO $2,812 $3,011 $3,156
Liberty Mutual $4,401 $4,686 $4,909
Nationwide $2,181 $2,347 $2,446
Progressive $3,124 $3,443 $3,740
State Farm $2,498 $2,684 $2,849
USAA $2,385 $2,474 $2,587

What affects car insurance rates in Bismarck, Missouri?

What factors can have an impact on Bismarck, MO car insurance? There are several reasons why Bismarck car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bismarck, Missouri.

Commute Time in Bismarck

The more time you spend in your car the higher the risk of an accident. The average commute length in Bismarck, MO is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Bismarck, MO

Ready to find affordable Bismarck, Missouri car insurance today? Enter your ZIP code for fast, free Bismarck, MO car insurance quotes.

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