Compare Black, AL Car Insurance Rates (2021)

Car insurance in Black, AL averages $281 a month. Black, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Black car insurance rates, compare quotes from the top car insurance companies in Black, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Black, AL after a DUI are $3,863/year
  • The cheapest car insurance company in Black is USAA
  • The cheapest car insurance company in Black for teen drivers is USAA

If you need to buy Black, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Black, AL is right here.

You’ll find Black car insurance rates, the cheapest Black, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Black, Alabama car insurance rates to Auburn car insurance rates, Mobile car insurance rates, and Birmingham car insurance rates.

Ready to find affordable Black, AL car insurance today? Enter your ZIP code for fast, free Black car insurance quotes.

Cheapest Black, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Black, AL car insurance rates? Every Black, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Black, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,857 $1,841 $1,782 $1,847 $4,861 $4,727 $1,961 $1,801
Liberty Mutual $2,881 $3,114 $2,373 $2,654 $10,274 $11,421 $3,065 $3,261
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,190 $2,050 $1,795 $1,927 $8,832 $9,829 $2,546 $2,672
State Farm $2,538 $2,538 $2,288 $2,288 $7,511 $9,427 $2,863 $3,287
Travelers $1,466 $1,490 $1,367 $1,366 $7,744 $12,202 $1,391 $1,605
USAA $1,240 $1,260 $1,159 $1,139 $3,648 $4,046 $1,611 $1,741

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Minimum Car Insurance in Black, AL

Every driver must carry the minimum car insurance in Black, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Black, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Black, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Black, AL. Compare credit history car insurance rates in Black from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Black, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,140 $3,559 $3,374
GEICO $3,286 $2,346 $2,123
Liberty Mutual $6,988 $4,285 $3,368
Nationwide $3,073 $2,400 $2,171
Progressive $4,499 $3,851 $3,591
State Farm $6,631 $3,361 $2,286
Travelers $3,904 $3,385 $3,448
USAA $2,659 $1,734 $1,549

Cheapest Black, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Black, AL to rates for a clean record with top companies.

Annual Black, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,744 $2,808 $3,466 $2,321
Liberty Mutual $3,831 $5,323 $5,214 $5,154
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,593 $4,510 $3,873 $3,946
State Farm $3,705 $4,566 $4,049 $4,049
Travelers $2,986 $3,133 $4,566 $3,631
USAA $1,526 $1,911 $2,835 $1,650

Cheapest Black, AL Car Insurance for Teen Drivers

Teen car insurance in Black, AL can be expensive. Take a look at rates from the top car insurance companies in Black for teenagers.

Annual Car Insurance Rates for Teen Drivers in Black, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,097 $8,336
GEICO $4,861 $4,727
Liberty Mutual $10,274 $11,421
Nationwide $4,358 $5,617
Progressive $8,832 $9,829
State Farm $7,511 $9,427
Travelers $7,744 $12,202
USAA $3,648 $4,046

Cheapest Black, AL Car Insurance for Seniors

Take a look at Black, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Black, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $1,904 $2,018
GEICO $1,782 $1,847
Liberty Mutual $2,373 $2,654
Nationwide $1,527 $1,581
Progressive $1,795 $1,927
State Farm $2,288 $2,288
Travelers $1,367 $1,366
USAA $1,159 $1,139

Cheapest Black, AL Car Insurance Rates After a DUI

A DUI in Black, AL increases car insurance rates. Compare Black, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Black, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
Farmers $3,916
GEICO $3,466
Liberty Mutual $5,214
Nationwide $3,241
Progressive $3,873
State Farm $4,049
Travelers $4,566
USAA $2,835

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Cheapest Black, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Black, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Black, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,050
Farmers $3,691 $3,691
GEICO $2,538 $2,632
Liberty Mutual $4,880 $4,880
Nationwide $2,548 $2,548
Progressive $3,980 $3,980
State Farm $3,993 $4,192
Travelers $3,579 $3,579
USAA $1,890 $2,071

The Best Cheap Car Insurance Companies in Black, AL

Take a look at a side-by-side comparison of the top car insurance companies in Black, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Black, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $3,691
GEICO $2,585
Liberty Mutual $4,880
Nationwide $2,548
Progressive $3,980
State Farm $4,092
Travelers $3,579
USAA $1,981

Category Winners: Cheapest Car Insurance in Black, Alabama

Find the cheapest car insurance companies in Black, AL for each category right here.

Best Annual Car Insurance Rates by Company in Black, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Black, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Black car insurance rates. Find the cheapest Black, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Black, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,491 $3,644 $3,938
GEICO $2,357 $2,572 $2,826
Liberty Mutual $4,653 $4,857 $5,131
Nationwide $2,529 $2,526 $2,589
Progressive $3,532 $3,953 $4,456
State Farm $3,868 $4,086 $4,323
Travelers $3,404 $3,650 $3,683
USAA $1,907 $1,969 $2,066

What affects car insurance rates in Black, Alabama?

What factors can have an impact on Black, AL car insurance? There are several reasons why Black car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Black, Alabama.

Commute Time in Black

The more time you spend in your car the higher the risk of an accident. The average commute length in Black, AL is 29.3 minutes according to City-Data.

Traffic in Black

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Black, AL traffic data from INRIX ranks Black as the 452nd-most congested in the world.

Compare Car Insurance Quotes in Black, AL

Ready to find affordable Black, Alabama car insurance today? Enter your ZIP code for fast, free Black, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State