Compare Black Diamond, WA Car Insurance Rates (2021)

Car insurance in Black Diamond, WA averages $286 a month. Black Diamond, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Black Diamond car insurance rates, compare quotes from the top car insurance companies in Black Diamond, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Black Diamond for teen drivers is GEICO
  • Average car insurance rates in Black Diamond, WA after a DUI are $4,009/year
  • Average car insurance rates in Black Diamond, WA are $3,434/year

If you need to buy Black Diamond, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Black Diamond, WA is right here.

You’ll find Black Diamond car insurance rates, the cheapest Black Diamond, WA car insurance companies, and information on Washington car insurance laws. You can also compare Black Diamond, Washington car insurance rates to Everett car insurance rates, Bellevue car insurance rates, and Spokane Valley car insurance rates.

Ready to find affordable Black Diamond, WA car insurance today? Enter your ZIP code for fast, free Black Diamond car insurance quotes.

Cheapest Black Diamond, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Black Diamond, WA car insurance rates? Every Black Diamond, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Black Diamond, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,344 $2,318 $2,164 $2,273 $8,488 $9,846 $2,495 $2,596
American Family $2,262 $2,262 $2,065 $2,065 $8,683 $11,856 $2,262 $3,034
Farmers $2,382 $2,447 $2,180 $2,480 $5,513 $5,930 $3,007 $3,111
GEICO $1,913 $1,947 $1,795 $1,795 $4,154 $5,427 $3,231 $2,352
Liberty Mutual $2,052 $2,251 $1,840 $2,165 $11,633 $12,808 $2,194 $2,384
Nationwide $1,679 $1,717 $1,561 $1,625 $4,650 $5,643 $2,018 $2,175
Progressive $1,697 $1,584 $1,536 $1,552 $8,730 $9,772 $2,029 $2,015
State Farm $1,746 $1,746 $1,574 $1,574 $5,082 $6,423 $1,988 $2,277
USAA $1,280 $1,261 $1,237 $1,237 $5,704 $6,723 $1,624 $1,780

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Minimum Car Insurance in Black Diamond, WA

Every driver must carry the minimum car insurance in Black Diamond, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Black Diamond, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Black Diamond, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Black Diamond, WA. Compare credit history car insurance rates in Black Diamond from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Black Diamond, Washington

Insurance Company Poor Fair Good
Allstate $5,029 $3,858 $3,309
American Family $5,090 $4,155 $3,688
Farmers $4,108 $3,126 $2,910
GEICO $3,365 $2,692 $2,423
Liberty Mutual $6,676 $4,106 $3,215
Nationwide $3,145 $2,458 $2,298
Progressive $3,971 $3,555 $3,317
State Farm $4,067 $2,440 $1,897
USAA $3,288 $2,409 $2,120

Cheapest Black Diamond, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Black Diamond, WA to rates for a clean record with top companies.

Annual Black Diamond, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,402 $4,281 $4,760 $3,820
American Family $3,453 $4,429 $5,126 $4,237
Farmers $2,799 $3,492 $3,751 $3,482
GEICO $2,183 $2,789 $4,151 $2,183
Liberty Mutual $3,975 $5,021 $5,113 $4,554
Nationwide $2,043 $2,772 $3,484 $2,235
Progressive $2,922 $4,602 $3,406 $3,528
State Farm $2,545 $3,058 $2,802 $2,802
USAA $1,907 $2,773 $3,486 $2,256

Cheapest Black Diamond, WA Car Insurance for Teen Drivers

Teen car insurance in Black Diamond, WA can be expensive. Take a look at rates from the top car insurance companies in Black Diamond for teenagers.

Annual Car Insurance Rates for Teen Drivers in Black Diamond, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,488 $9,846
American Family $8,683 $11,856
Farmers $5,513 $5,930
GEICO $4,154 $5,427
Liberty Mutual $11,633 $12,808
Nationwide $4,650 $5,643
Progressive $8,730 $9,772
State Farm $5,082 $6,423
USAA $5,704 $6,723

Cheapest Black Diamond, WA Car Insurance for Seniors

Take a look at Black Diamond, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Black Diamond, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,164 $2,273
American Family $2,065 $2,065
Farmers $2,180 $2,480
GEICO $1,795 $1,795
Liberty Mutual $1,840 $2,165
Nationwide $1,561 $1,625
Progressive $1,536 $1,552
State Farm $1,574 $1,574
USAA $1,237 $1,237

Cheapest Black Diamond, WA Car Insurance Rates After a DUI

A DUI in Black Diamond, WA increases car insurance rates. Compare Black Diamond, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Black Diamond, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,760
American Family $5,126
Farmers $3,751
GEICO $4,151
Liberty Mutual $5,113
Nationwide $3,484
Progressive $3,406
State Farm $2,802
USAA $3,486

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Cheapest Black Diamond, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Black Diamond, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Black Diamond, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,066 $4,066
American Family $4,223 $4,399
Farmers $3,381 $3,381
GEICO $2,791 $2,862
Liberty Mutual $4,666 $4,666
Nationwide $2,634 $2,634
Progressive $3,614 $3,614
State Farm $2,723 $2,880
USAA $2,580 $2,631

The Best Cheap Car Insurance Companies in Black Diamond, WA

Take a look at a side-by-side comparison of the top car insurance companies in Black Diamond, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Black Diamond, Washington

Insurance Company Average Annual Rates
Allstate $4,066
American Family $4,311
Farmers $3,381
GEICO $2,827
Liberty Mutual $4,666
Nationwide $2,634
Progressive $3,614
State Farm $2,802
USAA $2,606

Category Winners: Cheapest Car Insurance in Black Diamond, Washington

Find the cheapest car insurance companies in Black Diamond, WA for each category right here.

Best Annual Car Insurance Rates by Company in Black Diamond, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Black Diamond, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Black Diamond car insurance rates. Find the cheapest Black Diamond, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Black Diamond, Washington

Insurance Company Low Medium High
Allstate $3,845 $4,053 $4,298
American Family $4,078 $4,307 $4,549
Farmers $3,135 $3,383 $3,625
GEICO $2,644 $2,828 $3,007
Liberty Mutual $4,364 $4,675 $4,958
Nationwide $2,481 $2,633 $2,786
Progressive $3,253 $3,517 $4,073
State Farm $2,598 $2,815 $2,992
USAA $2,425 $2,605 $2,786

What affects car insurance rates in Black Diamond, Washington?

What factors can have an impact on Black Diamond, WA car insurance? There are several reasons why Black Diamond car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Black Diamond, Washington.

Car Theft in Black Diamond

High levels of vehicle theft can make car insurance more expensive. Black Diamond, WA car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Black Diamond

The more time you spend in your car the higher the risk of an accident. The average commute length in Black Diamond, WA is 36.4 minutes according to City-Data.

Compare Car Insurance Quotes in Black Diamond, WA

Ready to find affordable Black Diamond, Washington car insurance today? Enter your ZIP code for fast, free Black Diamond, WA car insurance quotes.

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