Compare Black Forest, CO Car Insurance Rates (2021)

Car insurance in Black Forest, CO averages $339 a month. Black Forest, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Black Forest car insurance rates, compare quotes from the top car insurance companies in Black Forest, CO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Black Forest, CO are $4,067/year
  • The cheapest ZIP code in Black Forest is 80908
  • The cheapest car insurance company in Black Forest for teen drivers is Liberty Mutual

If you need to buy Black Forest, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Black Forest, CO is right here.

You’ll find Black Forest car insurance rates, the cheapest Black Forest, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Black Forest, Colorado car insurance rates to Aurora car insurance rates, Greeley car insurance rates, and Centennial car insurance rates.

Ready to find affordable Black Forest, CO car insurance today? Enter your ZIP code for fast, free Black Forest car insurance quotes.

Cheapest Black Forest, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Black Forest, CO car insurance rates? Every Black Forest, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Black Forest, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,382 $3,159 $3,056 $3,086 $11,990 $12,600 $3,707 $3,713
American Family $2,640 $2,640 $2,380 $2,380 $6,409 $8,608 $2,640 $3,234
Farmers $3,313 $3,285 $3,003 $3,242 $12,503 $12,580 $3,636 $3,670
GEICO $2,155 $2,343 $2,263 $2,554 $6,653 $7,037 $1,974 $2,013
Liberty Mutual $1,820 $1,745 $1,556 $1,715 $5,659 $6,164 $1,834 $1,835
Nationwide $2,512 $2,555 $2,251 $2,376 $6,315 $8,073 $2,887 $3,116
Progressive $2,844 $2,660 $2,463 $2,457 $9,667 $10,818 $3,214 $3,126
State Farm $2,265 $2,265 $2,044 $2,044 $6,529 $8,265 $2,534 $2,994
USAA $2,201 $2,196 $2,103 $2,105 $5,544 $6,347 $2,830 $3,075

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Black Forest, CO

Every driver must carry the minimum car insurance in Black Forest, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Black Forest, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Black Forest, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Black Forest, CO. Compare credit history car insurance rates in Black Forest from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Black Forest, Colorado

Insurance Company Poor Fair Good
Allstate $7,126 $5,494 $4,141
American Family $5,023 $3,576 $3,000
Farmers $6,573 $5,327 $5,061
GEICO $4,060 $3,374 $2,688
Liberty Mutual $3,979 $2,448 $1,946
Nationwide $4,547 $3,599 $3,136
Progressive $5,305 $4,519 $4,144
State Farm $5,015 $3,230 $2,607
USAA $4,877 $2,787 $2,236

Cheapest Black Forest, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Black Forest, CO to rates for a clean record with top companies.

Annual Black Forest, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,749 $5,482 $6,722 $5,394
American Family $2,861 $4,050 $5,311 $3,244
Farmers $4,775 $6,138 $6,056 $5,646
GEICO $2,390 $3,707 $4,261 $3,137
Liberty Mutual $2,452 $2,868 $2,962 $2,883
Nationwide $2,895 $3,952 $5,010 $3,185
Progressive $4,028 $5,634 $4,254 $4,708
State Farm $3,326 $3,909 $3,617 $3,617
USAA $2,410 $2,942 $5,132 $2,716

Cheapest Black Forest, CO Car Insurance for Teen Drivers

Teen car insurance in Black Forest, CO can be expensive. Take a look at rates from the top car insurance companies in Black Forest for teenagers.

Annual Car Insurance Rates for Teen Drivers in Black Forest, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,990 $12,600
American Family $6,409 $8,608
Farmers $12,503 $12,580
GEICO $6,653 $7,037
Liberty Mutual $5,659 $6,164
Nationwide $6,315 $8,073
Progressive $9,667 $10,818
State Farm $6,529 $8,265
USAA $5,544 $6,347

Cheapest Black Forest, CO Car Insurance for Seniors

Take a look at Black Forest, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Black Forest, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,056 $3,086
American Family $2,380 $2,380
Farmers $3,003 $3,242
GEICO $2,263 $2,554
Liberty Mutual $1,556 $1,715
Nationwide $2,251 $2,376
Progressive $2,463 $2,457
State Farm $2,044 $2,044
USAA $2,103 $2,105

Cheapest Black Forest, CO Car Insurance Rates After a DUI

A DUI in Black Forest, CO increases car insurance rates. Compare Black Forest, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Black Forest, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,722
American Family $5,311
Farmers $6,056
GEICO $4,261
Liberty Mutual $2,962
Nationwide $5,010
Progressive $4,254
State Farm $3,617
USAA $5,132

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Black Forest, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Black Forest, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Black Forest, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,587 $5,587
American Family $3,783 $3,950
Farmers $5,654 $5,654
GEICO $3,299 $3,449
Liberty Mutual $2,791 $2,791
Nationwide $3,761 $3,761
Progressive $4,656 $4,656
State Farm $3,528 $3,707
USAA $3,207 $3,394

Cheapest Black Forest, CO Car Insurance Rates by ZIP Code

Black Forest car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Black Forest, CO.

Annual Car Insurance Rates by ZIP Code in Black Forest, Colorado

ZIP Code Average Annual Rates
80106 $3,823
80908 $3,702

The Best Cheap Car Insurance Companies in Black Forest, CO

Take a look at a side-by-side comparison of the top car insurance companies in Black Forest, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Black Forest, Colorado

Insurance Company Average Annual Rates
Allstate $5,587
American Family $3,866
Farmers $5,654
GEICO $3,374
Liberty Mutual $2,791
Nationwide $3,761
Progressive $4,656
State Farm $3,617
USAA $3,300

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Black Forest, Colorado

Find the cheapest car insurance companies in Black Forest, CO for each category right here.

Best Annual Car Insurance Rates by Company in Black Forest, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Black Forest, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Black Forest car insurance rates. Find the cheapest Black Forest, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Black Forest, Colorado

Insurance Company Low Medium High
Allstate $5,248 $5,566 $5,946
American Family $3,663 $3,946 $3,991
Farmers $4,940 $5,570 $6,451
GEICO $3,040 $3,311 $3,771
Liberty Mutual $2,610 $2,779 $2,984
Nationwide $3,734 $3,762 $3,786
Progressive $4,308 $4,670 $4,990
State Farm $3,355 $3,618 $3,879
USAA $3,147 $3,300 $3,453

What affects car insurance rates in Black Forest, Colorado?

What factors can have an impact on Black Forest, CO car insurance? There are several reasons why Black Forest car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Black Forest, Colorado.

Commute Time in Black Forest

The more time you spend in your car the higher the risk of an accident. The average commute length in Black Forest, CO is 32.6 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Black Forest, CO

Ready to find affordable Black Forest, Colorado car insurance today? Enter your ZIP code for fast, free Black Forest, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption