Compare Black Hammock, FL Car Insurance Rates (2021)

Car insurance in Black Hammock, FL averages $348 a month. Black Hammock, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Black Hammock car insurance rates, compare quotes from the top car insurance companies in Black Hammock, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Black Hammock, FL after a DUI are $5,000/year
  • The cheapest car insurance company in Black Hammock is USAA
  • Average car insurance rates in Black Hammock, FL are $4,173/year

If you need to buy Black Hammock, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Black Hammock, FL is right here.

You’ll find Black Hammock car insurance rates, the cheapest Black Hammock, FL car insurance companies, and information on Florida car insurance laws. You can also compare Black Hammock, Florida car insurance rates to Jacksonville car insurance rates, Cape Coral car insurance rates, and Hialeah car insurance rates.

Ready to find affordable Black Hammock, FL car insurance today? Enter your ZIP code for fast, free Black Hammock car insurance quotes.

Cheapest Black Hammock, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Black Hammock, FL car insurance rates? Every Black Hammock, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Black Hammock, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,153 $3,977 $3,618 $3,678 $14,351 $15,580 $4,150 $4,214
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,298 $3,127 $2,849 $3,039 $9,317 $10,173 $3,987 $3,825
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,560 $1,533 $1,460 $1,445 $5,345 $6,195 $1,947 $2,099

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Minimum Car Insurance in Black Hammock, FL

Every driver must carry the minimum car insurance in Black Hammock, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Black Hammock, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Black Hammock, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Black Hammock, FL. Compare credit history car insurance rates in Black Hammock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Black Hammock, Florida

Insurance Company Poor Fair Good
Allstate $9,385 $5,939 $4,821
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,654 $3,425 $3,099
Progressive $6,452 $4,579 $3,825
State Farm $4,228 $2,771 $2,271
USAA $4,393 $2,145 $1,556

Cheapest Black Hammock, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Black Hammock, FL to rates for a clean record with top companies.

Annual Black Hammock, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,790 $6,935 $7,706 $6,429
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $3,906 $5,786 $4,869 $5,248
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,110 $2,608 $3,860 $2,213

Cheapest Black Hammock, FL Car Insurance for Teen Drivers

Teen car insurance in Black Hammock, FL can be expensive. Take a look at rates from the top car insurance companies in Black Hammock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Black Hammock, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,351 $15,580
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,256 $7,694
Progressive $9,317 $10,173
State Farm $5,666 $7,244
USAA $5,345 $6,195

Cheapest Black Hammock, FL Car Insurance for Seniors

Take a look at Black Hammock, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Black Hammock, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,678
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,345 $2,424
Progressive $2,849 $3,039
State Farm $1,753 $1,753
USAA $1,460 $1,445

Cheapest Black Hammock, FL Car Insurance Rates After a DUI

A DUI in Black Hammock, FL increases car insurance rates. Compare Black Hammock, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Black Hammock, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,706
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,692
Progressive $4,869
State Farm $3,090
USAA $3,860

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Cheapest Black Hammock, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Black Hammock, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Black Hammock, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,523 $6,907
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,726 $3,726
Progressive $4,952 $4,952
State Farm $2,985 $3,195
USAA $2,667 $2,729

The Best Cheap Car Insurance Companies in Black Hammock, FL

Take a look at a side-by-side comparison of the top car insurance companies in Black Hammock, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Black Hammock, Florida

Insurance Company Average Annual Rates
Allstate $6,715
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,726
Progressive $4,952
State Farm $3,090
USAA $2,698

Category Winners: Cheapest Car Insurance in Black Hammock, Florida

Find the cheapest car insurance companies in Black Hammock, FL for each category right here.

Best Annual Car Insurance Rates by Company in Black Hammock, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Black Hammock, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Black Hammock car insurance rates. Find the cheapest Black Hammock, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Black Hammock, Florida

Insurance Company Low Medium High
Allstate $5,202 $7,059 $7,884
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $2,937 $3,875 $4,366
Progressive $4,171 $5,065 $5,621
State Farm $2,623 $3,167 $3,480
USAA $2,338 $2,791 $2,965

What affects car insurance rates in Black Hammock, Florida?

What factors can have an impact on Black Hammock, FL car insurance? There are several reasons why Black Hammock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Black Hammock, Florida.

Commute Time in Black Hammock

The more time you spend in your car the higher the risk of an accident. The average commute length in Black Hammock, FL is 41.4 minutes according to City-Data.

Compare Car Insurance Quotes in Black Hammock, FL

Ready to find affordable Black Hammock, Florida car insurance today? Enter your ZIP code for fast, free Black Hammock, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State