Compare Black Hawk, CO Car Insurance Rates (2021)

Car insurance in Black Hawk, CO averages $339 a month. Black Hawk, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Black Hawk car insurance rates, compare quotes from the top car insurance companies in Black Hawk, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Black Hawk, CO after a DUI are $4,815/year
  • The cheapest car insurance company in Black Hawk for teen drivers is USAA
  • The cheapest car insurance company in Black Hawk is Liberty Mutual

If you need to buy Black Hawk, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Black Hawk, CO is right here.

You’ll find Black Hawk car insurance rates, the cheapest Black Hawk, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Black Hawk, Colorado car insurance rates to Aurora car insurance rates, Greeley car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Black Hawk, CO car insurance today? Enter your ZIP code for fast, free Black Hawk car insurance quotes.

Cheapest Black Hawk, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Black Hawk, CO car insurance rates? Every Black Hawk, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Black Hawk, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,077 $2,966 $2,996 $11,528 $12,139 $3,617 $3,629
American Family $2,806 $2,806 $2,529 $2,529 $6,824 $9,164 $2,806 $3,441
Farmers $3,373 $3,349 $3,043 $3,275 $13,091 $13,276 $3,714 $3,760
GEICO $2,208 $2,439 $2,383 $2,740 $7,065 $7,468 $2,010 $2,034
Liberty Mutual $1,876 $1,816 $1,600 $1,763 $6,074 $6,621 $1,897 $1,905
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,707 $2,518 $2,352 $2,338 $9,666 $10,850 $3,068 $2,986
State Farm $2,288 $2,288 $2,054 $2,054 $6,615 $8,356 $2,562 $3,050
USAA $1,994 $1,976 $1,918 $1,904 $5,128 $5,847 $2,552 $2,752

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Minimum Car Insurance in Black Hawk, CO

Every driver must carry the minimum car insurance in Black Hawk, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Black Hawk, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Black Hawk, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Black Hawk, CO. Compare credit history car insurance rates in Black Hawk from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Black Hawk, Colorado

Insurance Company Poor Fair Good
Allstate $6,888 $5,316 $4,011
American Family $5,349 $3,803 $3,187
Farmers $6,772 $5,541 $5,267
GEICO $4,265 $3,543 $2,822
Liberty Mutual $4,200 $2,583 $2,049
Nationwide $4,245 $3,363 $2,929
Progressive $5,168 $4,430 $4,084
State Farm $5,082 $3,264 $2,630
USAA $4,426 $2,549 $2,051

Cheapest Black Hawk, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Black Hawk, CO to rates for a clean record with top companies.

Annual Black Hawk, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,605 $5,304 $6,491 $5,221
American Family $3,044 $4,299 $5,656 $3,453
Farmers $4,954 $6,369 $6,274 $5,843
GEICO $2,474 $3,880 $4,594 $3,225
Liberty Mutual $2,590 $3,023 $3,120 $3,042
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,943 $5,541 $4,163 $4,596
State Farm $3,364 $3,953 $3,658 $3,658
USAA $2,191 $2,686 $4,693 $2,465

Cheapest Black Hawk, CO Car Insurance for Teen Drivers

Teen car insurance in Black Hawk, CO can be expensive. Take a look at rates from the top car insurance companies in Black Hawk for teenagers.

Annual Car Insurance Rates for Teen Drivers in Black Hawk, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,528 $12,139
American Family $6,824 $9,164
Farmers $13,091 $13,276
GEICO $7,065 $7,468
Liberty Mutual $6,074 $6,621
Nationwide $5,929 $7,587
Progressive $9,666 $10,850
State Farm $6,615 $8,356
USAA $5,128 $5,847

Cheapest Black Hawk, CO Car Insurance for Seniors

Take a look at Black Hawk, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Black Hawk, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,966 $2,996
American Family $2,529 $2,529
Farmers $3,043 $3,275
GEICO $2,383 $2,740
Liberty Mutual $1,600 $1,763
Nationwide $2,085 $2,204
Progressive $2,352 $2,338
State Farm $2,054 $2,054
USAA $1,918 $1,904

Cheapest Black Hawk, CO Car Insurance Rates After a DUI

A DUI in Black Hawk, CO increases car insurance rates. Compare Black Hawk, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Black Hawk, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,491
American Family $5,656
Farmers $6,274
GEICO $4,594
Liberty Mutual $3,120
Nationwide $4,685
Progressive $4,163
State Farm $3,658
USAA $4,693

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Cheapest Black Hawk, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Black Hawk, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Black Hawk, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,405 $5,405
American Family $4,024 $4,202
Farmers $5,860 $5,860
GEICO $3,471 $3,616
Liberty Mutual $2,944 $2,944
Nationwide $3,512 $3,512
Progressive $4,561 $4,561
State Farm $3,570 $3,746
USAA $2,925 $3,093

The Best Cheap Car Insurance Companies in Black Hawk, CO

Take a look at a side-by-side comparison of the top car insurance companies in Black Hawk, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Black Hawk, Colorado

Insurance Company Average Annual Rates
Allstate $5,405
American Family $4,113
Farmers $5,860
GEICO $3,543
Liberty Mutual $2,944
Nationwide $3,512
Progressive $4,561
State Farm $3,658
USAA $3,009

Category Winners: Cheapest Car Insurance in Black Hawk, Colorado

Find the cheapest car insurance companies in Black Hawk, CO for each category right here.

Best Annual Car Insurance Rates by Company in Black Hawk, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Black Hawk, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Black Hawk car insurance rates. Find the cheapest Black Hawk, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Black Hawk, Colorado

Insurance Company Low Medium High
Allstate $5,107 $5,387 $5,721
American Family $3,906 $4,197 $4,237
Farmers $5,142 $5,777 $6,661
GEICO $3,133 $3,465 $4,032
Liberty Mutual $2,766 $2,932 $3,133
Nationwide $3,535 $3,511 $3,491
Progressive $4,256 $4,573 $4,853
State Farm $3,435 $3,660 $3,881
USAA $2,855 $3,009 $3,163

Compare Car Insurance Quotes in Black Hawk, CO

Ready to find affordable Black Hawk, Colorado car insurance today? Enter your ZIP code for fast, free Black Hawk, CO car insurance quotes.

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