Compare Black Jack, MO Car Insurance Rates (2021)

Car insurance in Black Jack, MO averages $360 a month. Black Jack, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Black Jack car insurance rates, compare quotes from the top car insurance companies in Black Jack, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Black Jack, MO are $4,324/year
  • The cheapest car insurance company in Black Jack is USAA
  • The cheapest car insurance company in Black Jack for teen drivers is USAA

If you need to buy Black Jack, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Black Jack, MO is right here.

You’ll find Black Jack car insurance rates, the cheapest Black Jack, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Black Jack, Missouri car insurance rates to Lee’s Summit car insurance rates, St. Joseph car insurance rates, and Independence car insurance rates.

Ready to find affordable Black Jack, MO car insurance today? Enter your ZIP code for fast, free Black Jack car insurance quotes.

Cheapest Black Jack, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Black Jack, MO car insurance rates? Every Black Jack, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Black Jack, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,772 $3,633 $3,412 $3,521 $10,980 $11,910 $3,567 $3,665
American Family $2,633 $2,633 $2,349 $2,349 $7,319 $9,494 $2,633 $3,068
Farmers $3,024 $3,013 $2,689 $2,863 $13,018 $13,476 $3,448 $3,583
GEICO $2,542 $2,878 $1,997 $2,626 $8,246 $8,670 $2,294 $2,271
Liberty Mutual $3,342 $3,627 $2,759 $3,106 $11,648 $12,946 $3,502 $3,717
Nationwide $2,057 $2,093 $1,852 $1,951 $5,225 $6,652 $2,350 $2,530
Progressive $3,114 $2,790 $2,532 $2,648 $10,205 $11,316 $3,704 $3,580
State Farm $2,182 $2,182 $1,993 $1,993 $6,741 $8,462 $2,466 $2,817
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Black Jack, MO

Every driver must carry the minimum car insurance in Black Jack, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Black Jack, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Black Jack, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Black Jack, MO. Compare credit history car insurance rates in Black Jack from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Black Jack, Missouri

Insurance Company Poor Fair Good
Allstate $7,702 $4,926 $4,044
American Family $5,300 $3,734 $3,146
Farmers $6,428 $5,378 $5,112
GEICO $5,454 $3,541 $2,826
Liberty Mutual $8,009 $4,889 $3,845
Nationwide $3,656 $3,008 $2,602
Progressive $5,853 $4,761 $4,345
State Farm $5,086 $3,183 $2,545
USAA $4,080 $1,912 $1,375

Cheapest Black Jack, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Black Jack, MO to rates for a clean record with top companies.

Annual Black Jack, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,729 $5,375 $6,740 $5,386
American Family $3,027 $4,340 $5,403 $3,470
Farmers $4,850 $6,089 $5,950 $5,669
GEICO $3,008 $3,981 $5,488 $3,284
Liberty Mutual $4,047 $5,827 $5,994 $6,456
Nationwide $2,423 $3,115 $4,164 $2,654
Progressive $4,316 $5,785 $4,788 $5,056
State Farm $3,282 $3,928 $3,605 $3,605
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Black Jack, MO Car Insurance for Teen Drivers

Teen car insurance in Black Jack, MO can be expensive. Take a look at rates from the top car insurance companies in Black Jack for teenagers.

Annual Car Insurance Rates for Teen Drivers in Black Jack, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,980 $11,910
American Family $7,319 $9,494
Farmers $13,018 $13,476
GEICO $8,246 $8,670
Liberty Mutual $11,648 $12,946
Nationwide $5,225 $6,652
Progressive $10,205 $11,316
State Farm $6,741 $8,462
USAA $4,499 $5,488

Cheapest Black Jack, MO Car Insurance for Seniors

Take a look at Black Jack, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Black Jack, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,412 $3,521
American Family $2,349 $2,349
Farmers $2,689 $2,863
GEICO $1,997 $2,626
Liberty Mutual $2,759 $3,106
Nationwide $1,852 $1,951
Progressive $2,532 $2,648
State Farm $1,993 $1,993
USAA $1,359 $1,379

Cheapest Black Jack, MO Car Insurance Rates After a DUI

A DUI in Black Jack, MO increases car insurance rates. Compare Black Jack, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Black Jack, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,740
American Family $5,403
Farmers $5,950
GEICO $5,488
Liberty Mutual $5,994
Nationwide $4,164
Progressive $4,788
State Farm $3,605
USAA $3,328

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Cheapest Black Jack, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Black Jack, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Black Jack, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,558 $5,558
American Family $4,020 $4,100
Farmers $5,639 $5,639
GEICO $3,867 $4,013
Liberty Mutual $5,581 $5,581
Nationwide $3,089 $3,089
Progressive $4,986 $4,986
State Farm $3,513 $3,696
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Black Jack, MO

Take a look at a side-by-side comparison of the top car insurance companies in Black Jack, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Black Jack, Missouri

Insurance Company Average Annual Rates
Allstate $5,558
American Family $4,060
Farmers $5,639
GEICO $3,940
Liberty Mutual $5,581
Nationwide $3,089
Progressive $4,986
State Farm $3,605
USAA $2,456

Category Winners: Cheapest Car Insurance in Black Jack, Missouri

Find the cheapest car insurance companies in Black Jack, MO for each category right here.

Best Annual Car Insurance Rates by Company in Black Jack, Missouri

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Black Jack, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Black Jack car insurance rates. Find the cheapest Black Jack, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Black Jack, Missouri

Insurance Company Low Medium High
Allstate $5,304 $5,545 $5,824
American Family $3,935 $4,186 $4,058
Farmers $5,227 $5,575 $6,117
GEICO $3,625 $3,979 $4,217
Liberty Mutual $5,208 $5,613 $5,922
Nationwide $2,863 $3,116 $3,288
Progressive $4,169 $5,012 $5,777
State Farm $3,317 $3,623 $3,874
USAA $2,344 $2,446 $2,576

What affects car insurance rates in Black Jack, Missouri?

What factors can have an impact on Black Jack, MO car insurance? There are several reasons why Black Jack car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Black Jack, Missouri.

Commute Time in Black Jack

The more time you spend in your car the higher the risk of an accident. The average commute length in Black Jack, MO is 24.9 minutes according to City-Data.

Compare Car Insurance Quotes in Black Jack, MO

Ready to find affordable Black Jack, Missouri car insurance today? Enter your ZIP code for fast, free Black Jack, MO car insurance quotes.

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