Compare Black, MO Car Insurance Rates (2021)

Car insurance in Black, MO averages $294 a month. Black, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Black car insurance rates, compare quotes from the top car insurance companies in Black, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Black for teen drivers is Nationwide
  • Average car insurance rates in Black, MO are $3,534/year
  • The cheapest car insurance company in Black is Nationwide

If you need to buy Black, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Black, MO is right here.

You’ll find Black car insurance rates, the cheapest Black, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Black, Missouri car insurance rates to St. Charles car insurance rates, Columbia car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Black, MO car insurance today? Enter your ZIP code for fast, free Black car insurance quotes.

Cheapest Black, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Black, MO car insurance rates? Every Black, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Black, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,984 $2,890 $2,679 $2,766 $8,255 $8,918 $2,864 $2,961
American Family $2,251 $2,251 $2,000 $2,000 $6,072 $7,921 $2,251 $2,642
Farmers $2,534 $2,530 $2,264 $2,391 $10,331 $10,712 $2,900 $3,051
GEICO $2,070 $2,326 $1,588 $2,027 $6,491 $6,927 $1,894 $1,927
Liberty Mutual $2,682 $2,908 $2,206 $2,475 $9,283 $10,314 $2,826 $3,019
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,547 $2,395 $2,078 $2,136 $8,089 $9,133 $3,125 $3,257
State Farm $1,887 $1,887 $1,678 $1,678 $5,316 $6,694 $2,118 $2,425
USAA $1,581 $1,564 $1,429 $1,449 $4,782 $5,836 $1,961 $2,176

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Minimum Car Insurance in Black, MO

Every driver must carry the minimum car insurance in Black, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Black, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Black, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Black, MO. Compare credit history car insurance rates in Black from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Black, Missouri

Insurance Company Poor Fair Good
Allstate $5,928 $3,802 $3,139
American Family $4,481 $3,143 $2,645
Farmers $5,247 $4,366 $4,154
GEICO $4,362 $2,838 $2,269
Liberty Mutual $6,413 $3,906 $3,073
Nationwide $2,630 $2,173 $1,889
Progressive $4,751 $3,917 $3,617
State Farm $4,022 $2,658 $2,201
USAA $4,316 $2,022 $1,453

Cheapest Black, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Black, MO to rates for a clean record with top companies.

Annual Black, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,682 $4,153 $5,159 $4,165
American Family $2,594 $3,686 $4,470 $2,944
Farmers $3,980 $4,925 $4,819 $4,632
GEICO $2,460 $3,192 $4,300 $2,674
Liberty Mutual $3,242 $4,655 $4,799 $5,162
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,552 $4,738 $3,930 $4,159
State Farm $2,729 $3,192 $2,960 $2,960
USAA $2,066 $2,526 $3,531 $2,265

Cheapest Black, MO Car Insurance for Teen Drivers

Teen car insurance in Black, MO can be expensive. Take a look at rates from the top car insurance companies in Black for teenagers.

Annual Car Insurance Rates for Teen Drivers in Black, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,255 $8,918
American Family $6,072 $7,921
Farmers $10,331 $10,712
GEICO $6,491 $6,927
Liberty Mutual $9,283 $10,314
Nationwide $3,784 $4,845
Progressive $8,089 $9,133
State Farm $5,316 $6,694
USAA $4,782 $5,836

Cheapest Black, MO Car Insurance for Seniors

Take a look at Black, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Black, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,679 $2,766
American Family $2,000 $2,000
Farmers $2,264 $2,391
GEICO $1,588 $2,027
Liberty Mutual $2,206 $2,475
Nationwide $1,320 $1,398
Progressive $2,078 $2,136
State Farm $1,678 $1,678
USAA $1,429 $1,449

Cheapest Black, MO Car Insurance Rates After a DUI

A DUI in Black, MO increases car insurance rates. Compare Black, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Black, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,159
American Family $4,470
Farmers $4,819
GEICO $4,300
Liberty Mutual $4,799
Nationwide $3,005
Progressive $3,930
State Farm $2,960
USAA $3,531

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Cheapest Black, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Black, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Black, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $4,289
American Family $3,389 $3,458
Farmers $4,589 $4,589
GEICO $3,097 $3,216
Liberty Mutual $4,464 $4,464
Nationwide $2,230 $2,230
Progressive $4,095 $4,095
State Farm $2,890 $3,030
USAA $2,504 $2,690

The Best Cheap Car Insurance Companies in Black, MO

Take a look at a side-by-side comparison of the top car insurance companies in Black, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Black, Missouri

Insurance Company Average Annual Rates
Allstate $4,289
American Family $3,423
Farmers $4,589
GEICO $3,156
Liberty Mutual $4,464
Nationwide $2,231
Progressive $4,095
State Farm $2,960
USAA $2,597

Category Winners: Cheapest Car Insurance in Black, Missouri

Find the cheapest car insurance companies in Black, MO for each category right here.

Best Annual Car Insurance Rates by Company in Black, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Black, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Black car insurance rates. Find the cheapest Black, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Black, Missouri

Insurance Company Low Medium High
Allstate $4,121 $4,280 $4,467
American Family $3,328 $3,532 $3,410
Farmers $4,314 $4,546 $4,907
GEICO $2,983 $3,176 $3,311
Liberty Mutual $4,209 $4,483 $4,701
Nationwide $2,095 $2,253 $2,344
Progressive $3,763 $4,100 $4,422
State Farm $2,797 $2,966 $3,118
USAA $2,480 $2,588 $2,724

What affects car insurance rates in Black, Missouri?

What factors can have an impact on Black, MO car insurance? There are several reasons why Black car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Black, Missouri.

Commute Time in Black

The more time you spend in your car the higher the risk of an accident. The average commute length in Black, MO is 31.9 minutes according to City-Data.

Traffic in Black

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Black, MO traffic data from INRIX ranks Black as the 452nd-most congested in the world.

Compare Car Insurance Quotes in Black, MO

Ready to find affordable Black, Missouri car insurance today? Enter your ZIP code for fast, free Black, MO car insurance quotes.

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