Compare Black River Falls, WI Car Insurance Rates (2021)

Car insurance in Black River Falls, WI averages $250 a month. Black River Falls, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Black River Falls car insurance rates, compare quotes from the top car insurance companies in Black River Falls, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Black River Falls, WI are $2,998/year
  • Average car insurance rates in Black River Falls, WI after a DUI are $3,322/year
  • The cheapest car insurance company in Black River Falls is American Family

If you need to buy Black River Falls, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Black River Falls, WI is right here.

You’ll find Black River Falls car insurance rates, the cheapest Black River Falls, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Black River Falls, Wisconsin car insurance rates to Waukesha car insurance rates, Milwaukee car insurance rates, and Eau Claire car insurance rates.

Ready to find affordable Black River Falls, WI car insurance today? Enter your ZIP code for fast, free Black River Falls car insurance quotes.

Cheapest Black River Falls, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Black River Falls, WI car insurance rates? Every Black River Falls, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Black River Falls, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,265 $2,393 $2,086 $2,309 $7,163 $9,192 $2,309 $2,510
American Family $1,002 $1,050 $938 $948 $2,829 $3,129 $1,181 $1,260
Farmers $1,808 $1,807 $1,605 $1,696 $8,401 $8,695 $2,056 $2,161
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $1,757 $1,916 $1,420 $1,610 $5,968 $6,688 $1,870 $2,030
Nationwide $3,880 $4,090 $3,198 $3,376 $7,768 $11,863 $4,706 $5,625
Progressive $1,796 $1,723 $1,470 $1,526 $6,625 $7,493 $2,162 $2,349
State Farm $1,467 $1,467 $1,290 $1,290 $4,011 $5,079 $1,651 $1,886
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Black River Falls, WI

Every driver must carry the minimum car insurance in Black River Falls, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Black River Falls, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Black River Falls, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Black River Falls, WI. Compare credit history car insurance rates in Black River Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Black River Falls, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,963 $3,413 $2,958
American Family $2,063 $1,361 $1,202
Farmers $3,995 $3,369 $3,222
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,198 $2,532 $1,992
Nationwide $6,255 $5,218 $5,218
Progressive $3,592 $3,029 $2,809
State Farm $3,384 $1,942 $1,478
USAA $3,141 $1,652 $1,317

Cheapest Black River Falls, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Black River Falls, WI to rates for a clean record with top companies.

Annual Black River Falls, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,100 $4,243 $3,952 $3,818
American Family $1,475 $1,565 $1,565 $1,565
Farmers $3,079 $3,882 $3,669 $3,485
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,219 $3,160 $3,280 $2,969
Nationwide $4,703 $5,441 $6,668 $5,441
Progressive $2,882 $3,476 $2,986 $3,228
State Farm $2,097 $2,439 $2,268 $2,268
USAA $1,599 $2,008 $2,717 $1,823

Cheapest Black River Falls, WI Car Insurance for Teen Drivers

Teen car insurance in Black River Falls, WI can be expensive. Take a look at rates from the top car insurance companies in Black River Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Black River Falls, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,163 $9,192
American Family $2,829 $3,129
Farmers $8,401 $8,695
GEICO $4,458 $4,809
Liberty Mutual $5,968 $6,688
Nationwide $7,768 $11,863
Progressive $6,625 $7,493
State Farm $4,011 $5,079
USAA $3,408 $3,962

Cheapest Black River Falls, WI Car Insurance for Seniors

Take a look at Black River Falls, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Black River Falls, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $938 $948
Farmers $1,605 $1,696
GEICO $1,400 $1,575
Liberty Mutual $1,420 $1,610
Nationwide $3,198 $3,376
Progressive $1,470 $1,526
State Farm $1,290 $1,290
USAA $1,228 $1,256

Cheapest Black River Falls, WI Car Insurance Rates After a DUI

A DUI in Black River Falls, WI increases car insurance rates. Compare Black River Falls, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Black River Falls, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,952
American Family $1,565
Farmers $3,669
GEICO $2,789
Liberty Mutual $3,280
Nationwide $6,668
Progressive $2,986
State Farm $2,268
USAA $2,717

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Black River Falls, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Black River Falls, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Black River Falls, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,687 $3,869
American Family $1,516 $1,568
Farmers $3,529 $3,529
GEICO $2,171 $2,267
Liberty Mutual $2,907 $2,907
Nationwide $5,563 $5,563
Progressive $3,143 $3,143
State Farm $2,213 $2,322
USAA $2,010 $2,063

The Best Cheap Car Insurance Companies in Black River Falls, WI

Take a look at a side-by-side comparison of the top car insurance companies in Black River Falls, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Black River Falls, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,778
American Family $1,542
Farmers $3,529
GEICO $2,219
Liberty Mutual $2,907
Nationwide $5,563
Progressive $3,143
State Farm $2,268
USAA $2,037

Category Winners: Cheapest Car Insurance in Black River Falls, Wisconsin

Find the cheapest car insurance companies in Black River Falls, WI for each category right here.

Best Annual Car Insurance Rates by Company in Black River Falls, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Black River Falls, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Black River Falls car insurance rates. Find the cheapest Black River Falls, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Black River Falls, Wisconsin

Insurance Company Low Medium High
Allstate $3,616 $3,769 $3,950
American Family $1,526 $1,556 $1,545
Farmers $3,276 $3,504 $3,806
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,687 $2,933 $3,101
Nationwide $5,417 $5,561 $5,711
Progressive $2,985 $3,165 $3,280
State Farm $2,166 $2,273 $2,364
USAA $1,962 $2,038 $2,110

What affects car insurance rates in Black River Falls, Wisconsin?

What factors can have an impact on Black River Falls, WI car insurance? There are several reasons why Black River Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Black River Falls, Wisconsin.

Car Theft in Black River Falls

High levels of vehicle theft can make car insurance more expensive. Black River Falls, WI car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Black River Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Black River Falls, WI is 14.1 minutes according to City-Data.

Compare Car Insurance Quotes in Black River Falls, WI

Ready to find affordable Black River Falls, Wisconsin car insurance today? Enter your ZIP code for fast, free Black River Falls, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption