Compare Blackwater, MO Car Insurance Rates (2021)

Car insurance in Blackwater, MO averages $260 a month. Blackwater, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Blackwater car insurance rates, compare quotes from the top car insurance companies in Blackwater, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Blackwater is Nationwide
  • Average car insurance rates in Blackwater, MO after a DUI are $3,619/year
  • Average car insurance rates in Blackwater, MO are $3,118/year

If you need to buy Blackwater, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Blackwater, MO is right here.

You’ll find Blackwater car insurance rates, the cheapest Blackwater, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Blackwater, Missouri car insurance rates to Springfield car insurance rates, St. Louis car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Blackwater, MO car insurance today? Enter your ZIP code for fast, free Blackwater car insurance quotes.

Cheapest Blackwater, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Blackwater, MO car insurance rates? Every Blackwater, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blackwater, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,983 $1,983 $1,765 $1,765 $5,364 $6,979 $1,983 $2,323
Farmers $2,206 $2,198 $1,972 $2,088 $9,002 $9,308 $2,512 $2,626
GEICO $1,882 $2,092 $1,468 $1,850 $5,716 $6,045 $1,747 $1,762
Liberty Mutual $2,631 $2,853 $2,165 $2,427 $8,882 $9,863 $2,778 $2,972
Nationwide $1,377 $1,411 $1,230 $1,307 $3,461 $4,451 $1,569 $1,702
Progressive $2,089 $1,965 $1,709 $1,755 $6,504 $7,329 $2,555 $2,625
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,317 $1,308 $1,186 $1,211 $3,787 $4,626 $1,637 $1,823

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Minimum Car Insurance in Blackwater, MO

Every driver must carry the minimum car insurance in Blackwater, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Blackwater, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Blackwater, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Blackwater, MO. Compare credit history car insurance rates in Blackwater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Blackwater, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,941 $2,775 $2,338
Farmers $4,558 $3,797 $3,612
GEICO $3,894 $2,537 $2,030
Liberty Mutual $6,210 $3,778 $2,976
Nationwide $2,436 $2,007 $1,748
Progressive $3,846 $3,176 $2,928
State Farm $3,290 $2,228 $1,873
USAA $3,514 $1,642 $1,180

Cheapest Blackwater, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Blackwater, MO to rates for a clean record with top companies.

Annual Blackwater, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,268 $3,273 $3,949 $2,581
Farmers $3,461 $4,285 $4,192 $4,017
GEICO $2,229 $2,852 $3,795 $2,406
Liberty Mutual $3,146 $4,500 $4,649 $4,991
Nationwide $1,636 $2,080 $2,754 $1,784
Progressive $2,906 $3,806 $3,194 $3,361
State Farm $2,284 $2,644 $2,464 $2,464
USAA $1,712 $2,058 $2,816 $1,863

Cheapest Blackwater, MO Car Insurance for Teen Drivers

Teen car insurance in Blackwater, MO can be expensive. Take a look at rates from the top car insurance companies in Blackwater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Blackwater, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,364 $6,979
Farmers $9,002 $9,308
GEICO $5,716 $6,045
Liberty Mutual $8,882 $9,863
Nationwide $3,461 $4,451
Progressive $6,504 $7,329
State Farm $4,343 $5,508
USAA $3,787 $4,626

Cheapest Blackwater, MO Car Insurance for Seniors

Take a look at Blackwater, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Blackwater, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,765 $1,765
Farmers $1,972 $2,088
GEICO $1,468 $1,850
Liberty Mutual $2,165 $2,427
Nationwide $1,230 $1,307
Progressive $1,709 $1,755
State Farm $1,412 $1,412
USAA $1,186 $1,211

Cheapest Blackwater, MO Car Insurance Rates After a DUI

A DUI in Blackwater, MO increases car insurance rates. Compare Blackwater, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Blackwater, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,949
Farmers $4,192
GEICO $3,795
Liberty Mutual $4,649
Nationwide $2,754
Progressive $3,194
State Farm $2,464
USAA $2,816

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Cheapest Blackwater, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Blackwater, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Blackwater, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,988 $3,048
Farmers $3,989 $3,989
GEICO $2,765 $2,875
Liberty Mutual $4,321 $4,321
Nationwide $2,063 $2,063
Progressive $3,316 $3,316
State Farm $2,404 $2,523
USAA $2,036 $2,188

The Best Cheap Car Insurance Companies in Blackwater, MO

Take a look at a side-by-side comparison of the top car insurance companies in Blackwater, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Blackwater, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,018
Farmers $3,989
GEICO $2,820
Liberty Mutual $4,321
Nationwide $2,063
Progressive $3,316
State Farm $2,464
USAA $2,112

Category Winners: Cheapest Car Insurance in Blackwater, Missouri

Find the cheapest car insurance companies in Blackwater, MO for each category right here.

Best Annual Car Insurance Rates by Company in Blackwater, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Blackwater, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Blackwater car insurance rates. Find the cheapest Blackwater, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Blackwater, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,930 $3,114 $3,010
Farmers $3,740 $3,952 $4,274
GEICO $2,645 $2,840 $2,976
Liberty Mutual $4,093 $4,341 $4,531
Nationwide $1,946 $2,082 $2,163
Progressive $3,007 $3,324 $3,618
State Farm $2,332 $2,470 $2,588
USAA $2,021 $2,105 $2,210

What affects car insurance rates in Blackwater, Missouri?

What factors can have an impact on Blackwater, MO car insurance? There are several reasons why Blackwater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Blackwater, Missouri.

Commute Time in Blackwater

The more time you spend in your car the higher the risk of an accident. The average commute length in Blackwater, MO is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Blackwater, MO

Ready to find affordable Blackwater, Missouri car insurance today? Enter your ZIP code for fast, free Blackwater, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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