Compare Blaine, MN Car Insurance Rates (2021)

Car insurance in Blaine, MN averages $392 a month. Blaine, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Blaine car insurance rates, compare quotes from the top car insurance companies in Blaine, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Blaine is 55014
  • Average car insurance rates in Blaine, MN are $4,709/year
  • The cheapest car insurance company in Blaine is State Farm

If you need to buy Blaine, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Blaine, MN is right here.

You’ll find Blaine car insurance rates, the cheapest Blaine, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Blaine, Minnesota car insurance rates to Brooklyn Park car insurance rates, Rochester car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Blaine, MN car insurance today? Enter your ZIP code for fast, free Blaine car insurance quotes.

Cheapest Blaine, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Blaine, MN car insurance rates? Every Blaine, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blaine, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,416 $3,416 $3,308 $3,308 $7,810 $11,170 $4,175 $4,336
American Family $2,409 $2,409 $2,191 $2,191 $6,677 $9,543 $2,409 $2,694
Farmers $2,215 $2,218 $2,131 $2,269 $6,500 $6,635 $2,921 $2,864
GEICO $2,688 $2,662 $2,561 $2,489 $5,888 $7,425 $2,513 $2,638
Liberty Mutual $9,496 $9,496 $9,407 $9,407 $18,315 $27,293 $9,496 $13,071
Nationwide $2,085 $2,077 $1,861 $1,965 $5,494 $6,606 $2,468 $2,548
State Farm $1,690 $1,690 $1,528 $1,528 $3,836 $4,683 $1,952 $1,609
USAA $1,953 $1,910 $1,794 $1,765 $5,344 $5,774 $2,527 $2,648

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Minimum Car Insurance in Blaine, MN

Every driver must carry the minimum car insurance in Blaine, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Blaine, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Blaine, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Blaine, MN. Compare credit history car insurance rates in Blaine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Blaine, Minnesota

Insurance Company Poor Fair Good
Allstate $7,477 $4,082 $3,793
American Family $5,300 $3,423 $2,723
Farmers $4,306 $3,153 $2,948
GEICO $4,329 $3,544 $2,950
Liberty Mutual $18,453 $11,947 $9,343
Nationwide $3,734 $3,014 $2,665
State Farm $3,375 $2,064 $1,505
USAA $4,593 $2,290 $2,010

Cheapest Blaine, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Blaine, MN to rates for a clean record with top companies.

Annual Blaine, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,664 $5,403 $6,530 $4,873
American Family $2,577 $4,573 $5,193 $2,919
Farmers $2,976 $3,725 $3,787 $3,387
GEICO $2,415 $3,810 $5,620 $2,587
Liberty Mutual $9,476 $13,194 $20,108 $10,213
Nationwide $2,503 $3,304 $3,788 $2,956
State Farm $2,110 $2,519 $2,314 $2,314
USAA $2,200 $2,822 $4,218 $2,618

Cheapest Blaine, MN Car Insurance for Teen Drivers

Teen car insurance in Blaine, MN can be expensive. Take a look at rates from the top car insurance companies in Blaine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Blaine, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,810 $11,170
American Family $6,677 $9,543
Farmers $6,500 $6,635
GEICO $5,888 $7,425
Liberty Mutual $18,315 $27,293
Nationwide $5,494 $6,606
State Farm $3,836 $4,683
USAA $5,344 $5,774

Cheapest Blaine, MN Car Insurance for Seniors

Take a look at Blaine, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Blaine, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,308 $3,308
American Family $2,191 $2,191
Farmers $2,131 $2,269
GEICO $2,561 $2,489
Liberty Mutual $9,407 $9,407
Nationwide $1,861 $1,965
State Farm $1,528 $1,528
USAA $1,794 $1,765

Cheapest Blaine, MN Car Insurance Rates After a DUI

A DUI in Blaine, MN increases car insurance rates. Compare Blaine, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Blaine, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,530
American Family $5,193
Farmers $3,787
GEICO $5,620
Liberty Mutual $20,108
Nationwide $3,788
State Farm $2,314
USAA $4,218

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Cheapest Blaine, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Blaine, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Blaine, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,117 $5,117
American Family $3,771 $3,860
Farmers $3,469 $3,469
GEICO $3,557 $3,658
Liberty Mutual $12,870 $13,625
Nationwide $3,138 $3,138
State Farm $2,249 $2,380
USAA $2,926 $3,003

Cheapest Blaine, MN Car Insurance Rates by ZIP Code

Blaine car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Blaine, MN.

Annual Car Insurance Rates by ZIP Code in Blaine, Minnesota

ZIP Code Average Annual Rates
55014 $3,574
55434 $3,631
55449 $3,606

The Best Cheap Car Insurance Companies in Blaine, MN

Take a look at a side-by-side comparison of the top car insurance companies in Blaine, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Blaine, Minnesota

Insurance Company Average Annual Rates
Allstate $5,117
American Family $3,815
Farmers $3,469
GEICO $3,608
Liberty Mutual $13,248
Nationwide $3,138
State Farm $2,314
USAA $2,964

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Category Winners: Cheapest Car Insurance in Blaine, Minnesota

Find the cheapest car insurance companies in Blaine, MN for each category right here.

Best Annual Car Insurance Rates by Company in Blaine, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Blaine, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Blaine car insurance rates. Find the cheapest Blaine, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Blaine, Minnesota

Insurance Company Low Medium High
Allstate $5,039 $5,113 $5,200
American Family $3,795 $3,918 $3,733
Farmers $3,324 $3,487 $3,596
GEICO $3,475 $3,607 $3,742
Liberty Mutual $12,878 $13,261 $13,604
Nationwide $2,939 $3,165 $3,310
State Farm $2,208 $2,325 $2,410
USAA $2,875 $2,963 $3,056

What affects car insurance rates in Blaine, Minnesota?

What factors can have an impact on Blaine, MN car insurance? There are several reasons why Blaine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Blaine, Minnesota.

Commute Time in Blaine

The more time you spend in your car the higher the risk of an accident. The average commute length in Blaine, MN is 25.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Blaine, MN

Ready to find affordable Blaine, Minnesota car insurance today? Enter your ZIP code for fast, free Blaine, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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