Compare Block Island, RI Car Insurance Rates (2021)

Car insurance in Block Island, RI averages $344 a month. Block Island, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Block Island car insurance rates, compare quotes from the top car insurance companies in Block Island, RI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Block Island for teen drivers is State Farm
  • Average car insurance rates in Block Island, RI after a DUI are $4,981/year
  • Average car insurance rates in Block Island, RI are $4,125/year

If you need to buy Block Island, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Block Island, RI is right here.

You’ll find Block Island car insurance rates, the cheapest Block Island, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Block Island, Rhode Island car insurance rates to Riverside car insurance rates, Barrington car insurance rates, and North Smithfield car insurance rates.

Ready to find affordable Block Island, RI car insurance today? Enter your ZIP code for fast, free Block Island car insurance quotes.

Cheapest Block Island, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Block Island, RI car insurance rates? Every Block Island, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Block Island, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,376 $3,311 $3,360 $3,505 $5,947 $6,982 $3,528 $3,625
GEICO $2,469 $2,528 $2,528 $2,472 $7,737 $10,091 $2,551 $2,664
Liberty Mutual $3,702 $3,702 $3,530 $3,530 $8,914 $13,893 $3,702 $5,023
Nationwide $2,306 $2,343 $2,053 $2,167 $5,651 $7,212 $2,694 $2,910
Progressive $2,050 $1,948 $1,882 $1,873 $9,046 $10,151 $2,496 $2,549
State Farm $1,326 $1,326 $1,171 $1,171 $3,641 $4,851 $1,456 $1,736
Travelers $1,444 $1,462 $1,468 $1,460 $14,612 $23,057 $1,488 $1,657
USAA $1,740 $1,721 $1,668 $1,635 $7,972 $9,101 $2,365 $2,480

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Minimum Car Insurance in Block Island, RI

Every driver must carry the minimum car insurance in Block Island, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Block Island, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Block Island, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Block Island, RI. Compare credit history car insurance rates in Block Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Block Island, Rhode Island

Insurance Company Poor Fair Good
Allstate $5,261 $4,051 $3,302
GEICO $4,627 $4,015 $3,747
Liberty Mutual $7,557 $5,023 $4,669
Nationwide $3,953 $3,265 $3,033
Progressive $4,481 $3,894 $3,623
State Farm $2,799 $1,893 $1,562
Travelers $6,122 $5,699 $5,672
USAA $5,311 $3,026 $2,420

Cheapest Block Island, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Block Island, RI to rates for a clean record with top companies.

Annual Block Island, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,498 $4,295 $4,997 $4,027
GEICO $2,679 $3,512 $6,976 $3,352
Liberty Mutual $5,312 $6,143 $6,231 $5,312
Nationwide $3,084 $3,488 $3,863 $3,233
Progressive $3,278 $5,151 $3,675 $3,894
State Farm $1,933 $2,539 $1,933 $1,933
Travelers $5,221 $5,399 $6,754 $5,950
USAA $2,611 $3,540 $5,418 $2,772

Cheapest Block Island, RI Car Insurance for Teen Drivers

Teen car insurance in Block Island, RI can be expensive. Take a look at rates from the top car insurance companies in Block Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Block Island, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,947 $6,982
GEICO $7,737 $10,091
Liberty Mutual $8,914 $13,893
Nationwide $5,651 $7,212
Progressive $9,046 $10,151
State Farm $3,641 $4,851
Travelers $14,612 $23,057
USAA $7,972 $9,101

Cheapest Block Island, RI Car Insurance for Seniors

Take a look at Block Island, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Block Island, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,360 $3,505
GEICO $2,528 $2,472
Liberty Mutual $3,530 $3,530
Nationwide $2,053 $2,167
Progressive $1,882 $1,873
State Farm $1,171 $1,171
Travelers $1,468 $1,460
USAA $1,668 $1,635

Cheapest Block Island, RI Car Insurance Rates After a DUI

A DUI in Block Island, RI increases car insurance rates. Compare Block Island, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Block Island, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,997
GEICO $6,976
Liberty Mutual $6,231
Nationwide $3,863
Progressive $3,675
State Farm $1,933
Travelers $6,754
USAA $5,418

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Cheapest Block Island, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Block Island, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Block Island, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,174 $4,235
GEICO $4,047 $4,213
Liberty Mutual $5,564 $5,935
Nationwide $3,417 $3,417
Progressive $3,999 $3,999
State Farm $2,022 $2,147
Travelers $5,831 $5,831
USAA $3,551 $3,620

The Best Cheap Car Insurance Companies in Block Island, RI

Take a look at a side-by-side comparison of the top car insurance companies in Block Island, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Block Island, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,204
GEICO $4,130
Liberty Mutual $5,750
Nationwide $3,417
Progressive $3,999
State Farm $2,085
Travelers $5,831
USAA $3,585

Category Winners: Cheapest Car Insurance in Block Island, Rhode Island

Find the cheapest car insurance companies in Block Island, RI for each category right here.

Best Annual Car Insurance Rates by Company in Block Island, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Block Island, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Block Island car insurance rates. Find the cheapest Block Island, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Block Island, Rhode Island

Insurance Company Low Medium High
Allstate $3,997 $4,195 $4,421
GEICO $3,908 $4,118 $4,363
Liberty Mutual $5,406 $5,710 $6,134
Nationwide $3,508 $3,429 $3,314
Progressive $3,792 $3,975 $4,230
State Farm $1,975 $2,081 $2,198
Travelers $5,923 $5,938 $5,632
USAA $3,425 $3,588 $3,743

Compare Car Insurance Quotes in Block Island, RI

Ready to find affordable Block Island, Rhode Island car insurance today? Enter your ZIP code for fast, free Block Island, RI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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