Compare Bloomfield, KY Car Insurance Rates (2021)

Car insurance in Bloomfield, KY averages $392 a month. Bloomfield, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bloomfield car insurance rates, compare quotes from the top car insurance companies in Bloomfield, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bloomfield for teen drivers is USAA
  • Average car insurance rates in Bloomfield, KY are $4,700/year
  • The cheapest car insurance company in Bloomfield is USAA

If you need to buy Bloomfield, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Bloomfield, KY is right here.

You’ll find Bloomfield car insurance rates, the cheapest Bloomfield, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Bloomfield, Kentucky car insurance rates to Richmond car insurance rates, Owensboro car insurance rates, and Covington car insurance rates.

Ready to find affordable Bloomfield, KY car insurance today? Enter your ZIP code for fast, free Bloomfield car insurance quotes.

Cheapest Bloomfield, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bloomfield, KY car insurance rates? Every Bloomfield, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bloomfield, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,447 $3,397 $3,136 $3,345 $13,296 $14,934 $3,775 $3,965
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,828 $3,066 $2,413 $2,698 $11,589 $12,814 $2,949 $3,055
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,200 $2,090 $1,978 $1,988 $10,774 $12,177 $2,726 $2,775
State Farm $2,033 $2,033 $1,810 $1,810 $6,012 $7,635 $2,270 $2,532
Travelers $2,372 $2,411 $2,345 $2,347 $11,825 $19,083 $2,485 $2,840
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

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Minimum Car Insurance in Bloomfield, KY

Every driver must carry the minimum car insurance in Bloomfield, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Bloomfield, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bloomfield, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bloomfield, KY. Compare credit history car insurance rates in Bloomfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bloomfield, Kentucky

Insurance Company Poor Fair Good
Allstate $8,163 $5,639 $4,684
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,400 $4,544 $3,585
Nationwide $5,732 $4,513 $3,919
Progressive $5,122 $4,473 $4,171
State Farm $4,734 $2,849 $2,217
Travelers $6,363 $5,397 $5,380
USAA $4,419 $2,480 $2,021

Cheapest Bloomfield, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bloomfield, KY to rates for a clean record with top companies.

Annual Bloomfield, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,077 $6,669 $7,148 $5,754
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,317 $6,640 $5,161 $4,588
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,794 $5,627 $4,325 $4,608
State Farm $2,990 $3,544 $3,267 $3,267
Travelers $4,976 $5,117 $7,427 $5,334
USAA $2,238 $3,167 $3,791 $2,697

Cheapest Bloomfield, KY Car Insurance for Teen Drivers

Teen car insurance in Bloomfield, KY can be expensive. Take a look at rates from the top car insurance companies in Bloomfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bloomfield, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,296 $14,934
GEICO $8,260 $9,795
Liberty Mutual $11,589 $12,814
Nationwide $7,618 $9,461
Progressive $10,774 $12,177
State Farm $6,012 $7,635
Travelers $11,825 $19,083
USAA $5,340 $5,620

Cheapest Bloomfield, KY Car Insurance for Seniors

Take a look at Bloomfield, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bloomfield, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,136 $3,345
GEICO $4,219 $3,821
Liberty Mutual $2,413 $2,698
Nationwide $3,031 $3,157
Progressive $1,978 $1,988
State Farm $1,810 $1,810
Travelers $2,345 $2,347
USAA $1,791 $1,819

Cheapest Bloomfield, KY Car Insurance Rates After a DUI

A DUI in Bloomfield, KY increases car insurance rates. Compare Bloomfield, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bloomfield, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,148
GEICO $8,093
Liberty Mutual $5,161
Nationwide $6,153
Progressive $4,325
State Farm $3,267
Travelers $7,427
USAA $3,791

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Cheapest Bloomfield, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bloomfield, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bloomfield, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,162 $6,162
GEICO $4,955 $5,049
Liberty Mutual $5,176 $5,176
Nationwide $4,721 $4,721
Progressive $4,588 $4,588
State Farm $3,185 $3,348
Travelers $5,713 $5,713
USAA $2,863 $3,084

The Best Cheap Car Insurance Companies in Bloomfield, KY

Take a look at a side-by-side comparison of the top car insurance companies in Bloomfield, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bloomfield, Kentucky

Insurance Company Average Annual Rates
Allstate $6,162
GEICO $5,002
Liberty Mutual $5,176
Nationwide $4,721
Progressive $4,588
State Farm $3,267
Travelers $5,713
USAA $2,973

Category Winners: Cheapest Car Insurance in Bloomfield, Kentucky

Find the cheapest car insurance companies in Bloomfield, KY for each category right here.

Best Annual Car Insurance Rates by Company in Bloomfield, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Bloomfield, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bloomfield car insurance rates. Find the cheapest Bloomfield, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bloomfield, Kentucky

Insurance Company Low Medium High
Allstate $5,646 $6,133 $6,706
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,912 $5,141 $5,476
Nationwide $4,750 $4,668 $4,746
Progressive $4,210 $4,526 $5,029
State Farm $3,081 $3,267 $3,453
Travelers $5,392 $5,737 $6,011
USAA $2,836 $2,966 $3,118

What affects car insurance rates in Bloomfield, Kentucky?

What factors can have an impact on Bloomfield, KY car insurance? There are several reasons why Bloomfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bloomfield, Kentucky.

Commute Time in Bloomfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Bloomfield, KY is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Bloomfield, KY

Ready to find affordable Bloomfield, Kentucky car insurance today? Enter your ZIP code for fast, free Bloomfield, KY car insurance quotes.

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