Compare Bloomfield, MO Car Insurance Rates (2021)

Car insurance in Bloomfield, MO averages $262 a month. Bloomfield, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bloomfield car insurance rates, compare quotes from the top car insurance companies in Bloomfield, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bloomfield is Nationwide
  • Average car insurance rates in Bloomfield, MO after a DUI are $3,680/year
  • Average car insurance rates in Bloomfield, MO are $3,140/year

If you need to buy Bloomfield, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Bloomfield, MO is right here.

You’ll find Bloomfield car insurance rates, the cheapest Bloomfield, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Bloomfield, Missouri car insurance rates to Independence car insurance rates, Lee’s Summit car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Bloomfield, MO car insurance today? Enter your ZIP code for fast, free Bloomfield car insurance quotes.

Cheapest Bloomfield, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bloomfield, MO car insurance rates? Every Bloomfield, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bloomfield, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,029 $2,029 $1,808 $1,808 $5,560 $7,219 $2,029 $2,371
Farmers $2,159 $2,157 $1,929 $2,042 $8,878 $9,198 $2,462 $2,579
GEICO $1,634 $1,840 $1,281 $1,653 $5,140 $5,435 $1,491 $1,493
Liberty Mutual $2,539 $2,751 $2,096 $2,352 $8,837 $9,813 $2,666 $2,836
Nationwide $1,504 $1,532 $1,349 $1,425 $3,871 $4,940 $1,722 $1,858
Progressive $1,905 $1,760 $1,556 $1,605 $6,386 $7,172 $2,323 $2,390
State Farm $1,530 $1,530 $1,375 $1,375 $4,409 $5,552 $1,720 $1,958
USAA $1,612 $1,594 $1,457 $1,475 $4,904 $5,980 $1,996 $2,211

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Minimum Car Insurance in Bloomfield, MO

Every driver must carry the minimum car insurance in Bloomfield, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Bloomfield, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bloomfield, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bloomfield, MO. Compare credit history car insurance rates in Bloomfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bloomfield, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,054 $2,858 $2,408
Farmers $4,489 $3,735 $3,553
GEICO $3,442 $2,246 $1,799
Liberty Mutual $6,075 $3,712 $2,922
Nationwide $2,679 $2,219 $1,927
Progressive $3,634 $3,006 $2,772
State Farm $3,336 $2,173 $1,784
USAA $4,414 $2,065 $1,482

Cheapest Bloomfield, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bloomfield, MO to rates for a clean record with top companies.

Annual Bloomfield, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,317 $3,366 $4,096 $2,648
Farmers $3,407 $4,216 $4,124 $3,955
GEICO $1,933 $2,523 $3,427 $2,101
Liberty Mutual $3,075 $4,421 $4,550 $4,899
Nationwide $1,779 $2,294 $3,076 $1,951
Progressive $2,693 $3,665 $3,004 $3,187
State Farm $2,234 $2,628 $2,431 $2,431
USAA $2,107 $2,579 $3,619 $2,310

Cheapest Bloomfield, MO Car Insurance for Teen Drivers

Teen car insurance in Bloomfield, MO can be expensive. Take a look at rates from the top car insurance companies in Bloomfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bloomfield, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,560 $7,219
Farmers $8,878 $9,198
GEICO $5,140 $5,435
Liberty Mutual $8,837 $9,813
Nationwide $3,871 $4,940
Progressive $6,386 $7,172
State Farm $4,409 $5,552
USAA $4,904 $5,980

Cheapest Bloomfield, MO Car Insurance for Seniors

Take a look at Bloomfield, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bloomfield, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,808 $1,808
Farmers $1,929 $2,042
GEICO $1,281 $1,653
Liberty Mutual $2,096 $2,352
Nationwide $1,349 $1,425
Progressive $1,556 $1,605
State Farm $1,375 $1,375
USAA $1,457 $1,475

Cheapest Bloomfield, MO Car Insurance Rates After a DUI

A DUI in Bloomfield, MO increases car insurance rates. Compare Bloomfield, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bloomfield, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,096
Farmers $4,124
GEICO $3,427
Liberty Mutual $4,550
Nationwide $3,076
Progressive $3,004
State Farm $2,431
USAA $3,619

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Cheapest Bloomfield, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bloomfield, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bloomfield, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,076 $3,137
Farmers $3,925 $3,925
GEICO $2,449 $2,543
Liberty Mutual $4,236 $4,236
Nationwide $2,275 $2,275
Progressive $3,137 $3,137
State Farm $2,372 $2,491
USAA $2,559 $2,748

The Best Cheap Car Insurance Companies in Bloomfield, MO

Take a look at a side-by-side comparison of the top car insurance companies in Bloomfield, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bloomfield, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,107
Farmers $3,925
GEICO $2,496
Liberty Mutual $4,236
Nationwide $2,275
Progressive $3,137
State Farm $2,431
USAA $2,654

Category Winners: Cheapest Car Insurance in Bloomfield, Missouri

Find the cheapest car insurance companies in Bloomfield, MO for each category right here.

Best Annual Car Insurance Rates by Company in Bloomfield, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Bloomfield, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bloomfield car insurance rates. Find the cheapest Bloomfield, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bloomfield, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,013 $3,205 $3,102
Farmers $3,668 $3,884 $4,224
GEICO $2,322 $2,513 $2,653
Liberty Mutual $3,976 $4,257 $4,476
Nationwide $2,131 $2,298 $2,396
Progressive $2,818 $3,143 $3,451
State Farm $2,263 $2,437 $2,593
USAA $2,536 $2,644 $2,781

What affects car insurance rates in Bloomfield, Missouri?

What factors can have an impact on Bloomfield, MO car insurance? There are several reasons why Bloomfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bloomfield, Missouri.

Commute Time in Bloomfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Bloomfield, MO is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Bloomfield, MO

Ready to find affordable Bloomfield, Missouri car insurance today? Enter your ZIP code for fast, free Bloomfield, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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