Compare Bloomington, IN Car Insurance Rates (2021)

Car insurance in Bloomington, IN averages $264 a month. Bloomington, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bloomington car insurance rates, compare quotes from the top car insurance companies in Bloomington, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bloomington, IN are $3,168/year
  • The cheapest ZIP code in Bloomington is 47403
  • The cheapest car insurance company in Bloomington for teen drivers is USAA

If you need to buy Bloomington, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Bloomington, IN is right here.

You’ll find Bloomington car insurance rates, the cheapest Bloomington, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Bloomington, Indiana car insurance rates to Hammond car insurance rates, Indianapolis car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Bloomington, IN car insurance today? Enter your ZIP code for fast, free Bloomington car insurance quotes.

Cheapest Bloomington, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bloomington, IN car insurance rates? Every Bloomington, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bloomington, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,397 $2,452 $2,109 $2,305 $7,451 $9,395 $2,427 $2,640
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,468 $1,449 $1,255 $1,409 $7,903 $8,437 $1,936 $2,093
GEICO $1,450 $1,439 $1,362 $1,412 $4,260 $3,948 $1,660 $1,456
Liberty Mutual $3,648 $3,648 $3,353 $3,353 $7,982 $12,050 $3,648 $5,000
Nationwide $1,517 $1,551 $1,332 $1,422 $4,383 $5,688 $1,776 $1,941
Progressive $1,700 $1,608 $1,541 $1,550 $10,076 $11,335 $2,136 $2,180
State Farm $1,456 $1,456 $1,303 $1,303 $4,490 $5,747 $1,615 $1,797
Travelers $1,092 $1,111 $1,025 $1,025 $6,747 $10,673 $1,155 $1,333
USAA $1,088 $1,068 $1,017 $1,019 $3,089 $3,438 $1,467 $1,562

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Minimum Car Insurance in Bloomington, IN

Every driver must carry the minimum car insurance in Bloomington, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Bloomington, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bloomington, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bloomington, IN. Compare credit history car insurance rates in Bloomington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bloomington, Indiana

Insurance Company Poor Fair Good
Allstate $4,825 $3,598 $3,268
American Family $4,759 $3,089 $2,586
Farmers $3,783 $3,088 $2,861
GEICO $2,554 $2,124 $1,694
Liberty Mutual $7,104 $4,624 $4,277
Nationwide $2,789 $2,358 $2,206
Progressive $4,424 $3,923 $3,700
State Farm $3,491 $2,082 $1,614
Travelers $3,361 $2,850 $2,848
USAA $2,312 $1,531 $1,313

Cheapest Bloomington, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bloomington, IN to rates for a clean record with top companies.

Annual Bloomington, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,103 $4,568 $4,218 $3,700
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,903 $3,384 $3,485 $3,203
GEICO $1,388 $2,197 $2,987 $1,923
Liberty Mutual $4,158 $4,905 $7,696 $4,583
Nationwide $2,111 $2,715 $2,604 $2,375
Progressive $3,007 $5,283 $3,589 $4,183
State Farm $2,338 $2,569 $2,338 $2,338
Travelers $2,567 $3,169 $3,590 $2,753
USAA $1,294 $1,849 $2,124 $1,607

Cheapest Bloomington, IN Car Insurance for Teen Drivers

Teen car insurance in Bloomington, IN can be expensive. Take a look at rates from the top car insurance companies in Bloomington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bloomington, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,451 $9,395
American Family $6,007 $8,693
Farmers $7,903 $8,437
GEICO $4,260 $3,948
Liberty Mutual $7,982 $12,050
Nationwide $4,383 $5,688
Progressive $10,076 $11,335
State Farm $4,490 $5,747
Travelers $6,747 $10,673
USAA $3,089 $3,438

Cheapest Bloomington, IN Car Insurance for Seniors

Take a look at Bloomington, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bloomington, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,109 $2,305
American Family $1,958 $1,958
Farmers $1,255 $1,409
GEICO $1,362 $1,412
Liberty Mutual $3,353 $3,353
Nationwide $1,332 $1,422
Progressive $1,541 $1,550
State Farm $1,303 $1,303
Travelers $1,025 $1,025
USAA $1,017 $1,019

Cheapest Bloomington, IN Car Insurance Rates After a DUI

A DUI in Bloomington, IN increases car insurance rates. Compare Bloomington, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bloomington, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,218
American Family $4,835
Farmers $3,485
GEICO $2,987
Liberty Mutual $7,696
Nationwide $2,604
Progressive $3,589
State Farm $2,338
Travelers $3,590
USAA $2,124

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Cheapest Bloomington, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bloomington, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bloomington, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,897 $3,897
American Family $3,436 $3,520
Farmers $3,244 $3,244
GEICO $2,088 $2,159
Liberty Mutual $5,194 $5,477
Nationwide $2,451 $2,451
Progressive $4,016 $4,016
State Farm $2,328 $2,464
Travelers $3,020 $3,020
USAA $1,696 $1,741

Cheapest Bloomington, IN Car Insurance Rates by ZIP Code

Bloomington car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bloomington, IN.

Annual Car Insurance Rates by ZIP Code in Bloomington, Indiana

ZIP Code Average Annual Rates
47401 $3,072
47403 $3,044
47404 $3,098
47405 $3,070
47406 $3,122
47408 $3,090

The Best Cheap Car Insurance Companies in Bloomington, IN

Take a look at a side-by-side comparison of the top car insurance companies in Bloomington, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bloomington, Indiana

Insurance Company Average Annual Rates
Allstate $3,897
American Family $3,478
Farmers $3,244
GEICO $2,124
Liberty Mutual $5,335
Nationwide $2,451
Progressive $4,016
State Farm $2,396
Travelers $3,020
USAA $1,718

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Category Winners: Cheapest Car Insurance in Bloomington, Indiana

Find the cheapest car insurance companies in Bloomington, IN for each category right here.

Best Annual Car Insurance Rates by Company in Bloomington, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Bloomington, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bloomington car insurance rates. Find the cheapest Bloomington, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bloomington, Indiana

Insurance Company Low Medium High
Allstate $3,713 $3,882 $4,096
American Family $3,439 $3,593 $3,402
Farmers $3,131 $3,238 $3,362
GEICO $1,993 $2,117 $2,260
Liberty Mutual $5,145 $5,319 $5,541
Nationwide $2,489 $2,431 $2,433
Progressive $3,799 $3,955 $4,294
State Farm $2,278 $2,395 $2,514
Travelers $2,958 $3,048 $3,054
USAA $1,657 $1,714 $1,784

What affects car insurance rates in Bloomington, Indiana?

What factors can have an impact on Bloomington, IN car insurance? There are several reasons why Bloomington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bloomington, Indiana.

Car Theft in Bloomington

High levels of vehicle theft can make car insurance more expensive. Bloomington, IN car theft statistics from the FBI indicate 132 vehicle thefts a year.

Commute Time in Bloomington

The more time you spend in your car the higher the risk of an accident. The average commute length in Bloomington, IN is 16.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Bloomington, IN

Ready to find affordable Bloomington, Indiana car insurance today? Enter your ZIP code for fast, free Bloomington, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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