Compare Bloomsdale, MO Car Insurance Rates (2021)

Car insurance in Bloomsdale, MO averages $283 a month. Bloomsdale, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bloomsdale car insurance rates, compare quotes from the top car insurance companies in Bloomsdale, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bloomsdale, MO are $3,396/year
  • Average car insurance rates in Bloomsdale, MO after a DUI are $3,950/year
  • The cheapest car insurance company in Bloomsdale for teen drivers is Nationwide

If you need to buy Bloomsdale, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Bloomsdale, MO is right here.

You’ll find Bloomsdale car insurance rates, the cheapest Bloomsdale, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Bloomsdale, Missouri car insurance rates to Kansas City car insurance rates, Lee’s Summit car insurance rates, and Independence car insurance rates.

Ready to find affordable Bloomsdale, MO car insurance today? Enter your ZIP code for fast, free Bloomsdale car insurance quotes.

Cheapest Bloomsdale, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bloomsdale, MO car insurance rates? Every Bloomsdale, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bloomsdale, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,947 $2,837 $2,667 $2,750 $8,548 $9,279 $2,789 $2,867
American Family $2,177 $2,177 $1,940 $1,940 $5,997 $7,793 $2,177 $2,542
Farmers $2,350 $2,344 $2,097 $2,221 $9,749 $10,100 $2,678 $2,799
GEICO $1,695 $1,903 $1,333 $1,711 $5,279 $5,573 $1,553 $1,553
Liberty Mutual $2,788 $3,021 $2,292 $2,571 $9,805 $10,889 $2,937 $3,135
Nationwide $1,425 $1,453 $1,279 $1,350 $3,674 $4,686 $1,632 $1,760
Progressive $2,407 $2,244 $1,974 $2,027 $7,959 $8,965 $2,951 $3,045
State Farm $1,741 $1,741 $1,567 $1,567 $5,054 $6,347 $1,956 $2,236
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Bloomsdale, MO

Every driver must carry the minimum car insurance in Bloomsdale, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Bloomsdale, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bloomsdale, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bloomsdale, MO. Compare credit history car insurance rates in Bloomsdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bloomsdale, Missouri

Insurance Company Poor Fair Good
Allstate $5,980 $3,852 $3,173
American Family $4,368 $3,073 $2,588
Farmers $4,899 $4,089 $3,889
GEICO $3,552 $2,317 $1,855
Liberty Mutual $6,720 $4,098 $3,221
Nationwide $2,541 $2,104 $1,827
Progressive $4,558 $3,784 $3,497
State Farm $3,824 $2,478 $2,027
USAA $4,080 $1,912 $1,375

Cheapest Bloomsdale, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bloomsdale, MO to rates for a clean record with top companies.

Annual Bloomsdale, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,688 $4,187 $5,262 $4,203
American Family $2,497 $3,606 $4,414 $2,854
Farmers $3,715 $4,618 $4,516 $4,319
GEICO $2,003 $2,603 $3,520 $2,173
Liberty Mutual $3,391 $4,883 $5,029 $5,415
Nationwide $1,687 $2,176 $2,916 $1,850
Progressive $3,408 $4,588 $3,786 $4,004
State Farm $2,548 $3,005 $2,776 $2,776
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Bloomsdale, MO Car Insurance for Teen Drivers

Teen car insurance in Bloomsdale, MO can be expensive. Take a look at rates from the top car insurance companies in Bloomsdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bloomsdale, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,548 $9,279
American Family $5,997 $7,793
Farmers $9,749 $10,100
GEICO $5,279 $5,573
Liberty Mutual $9,805 $10,889
Nationwide $3,674 $4,686
Progressive $7,959 $8,965
State Farm $5,054 $6,347
USAA $4,499 $5,488

Cheapest Bloomsdale, MO Car Insurance for Seniors

Take a look at Bloomsdale, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bloomsdale, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,667 $2,750
American Family $1,940 $1,940
Farmers $2,097 $2,221
GEICO $1,333 $1,711
Liberty Mutual $2,292 $2,571
Nationwide $1,279 $1,350
Progressive $1,974 $2,027
State Farm $1,567 $1,567
USAA $1,359 $1,379

Cheapest Bloomsdale, MO Car Insurance Rates After a DUI

A DUI in Bloomsdale, MO increases car insurance rates. Compare Bloomsdale, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bloomsdale, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,262
American Family $4,414
Farmers $4,516
GEICO $3,520
Liberty Mutual $5,029
Nationwide $2,916
Progressive $3,786
State Farm $2,776
USAA $3,328

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Cheapest Bloomsdale, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bloomsdale, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bloomsdale, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,335 $4,335
American Family $3,310 $3,376
Farmers $4,292 $4,292
GEICO $2,526 $2,624
Liberty Mutual $4,680 $4,680
Nationwide $2,157 $2,157
Progressive $3,946 $3,946
State Farm $2,709 $2,843
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Bloomsdale, MO

Take a look at a side-by-side comparison of the top car insurance companies in Bloomsdale, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bloomsdale, Missouri

Insurance Company Average Annual Rates
Allstate $4,335
American Family $3,343
Farmers $4,292
GEICO $2,575
Liberty Mutual $4,680
Nationwide $2,157
Progressive $3,946
State Farm $2,776
USAA $2,456

Category Winners: Cheapest Car Insurance in Bloomsdale, Missouri

Find the cheapest car insurance companies in Bloomsdale, MO for each category right here.

Best Annual Car Insurance Rates by Company in Bloomsdale, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Bloomsdale, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bloomsdale car insurance rates. Find the cheapest Bloomsdale, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bloomsdale, Missouri

Insurance Company Low Medium High
Allstate $4,167 $4,326 $4,513
American Family $3,237 $3,448 $3,343
Farmers $4,014 $4,250 $4,612
GEICO $2,394 $2,593 $2,738
Liberty Mutual $4,414 $4,700 $4,925
Nationwide $2,025 $2,179 $2,269
Progressive $3,563 $3,953 $4,324
State Farm $2,594 $2,784 $2,951
USAA $2,344 $2,446 $2,576

What affects car insurance rates in Bloomsdale, Missouri?

What factors can have an impact on Bloomsdale, MO car insurance? There are several reasons why Bloomsdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bloomsdale, Missouri.

Commute Time in Bloomsdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Bloomsdale, MO is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Bloomsdale, MO

Ready to find affordable Bloomsdale, Missouri car insurance today? Enter your ZIP code for fast, free Bloomsdale, MO car insurance quotes.

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