Compare Blue Earth, MN Car Insurance Rates (2021)

Car insurance in Blue Earth, MN averages $340 a month. Blue Earth, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Blue Earth car insurance rates, compare quotes from the top car insurance companies in Blue Earth, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Blue Earth, MN after a DUI are $5,543/year
  • The cheapest car insurance company in Blue Earth is State Farm
  • The cheapest car insurance company in Blue Earth for teen drivers is State Farm

If you need to buy Blue Earth, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Blue Earth, MN is right here.

You’ll find Blue Earth car insurance rates, the cheapest Blue Earth, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Blue Earth, Minnesota car insurance rates to Maple Grove car insurance rates, Minneapolis car insurance rates, and Woodbury car insurance rates.

Ready to find affordable Blue Earth, MN car insurance today? Enter your ZIP code for fast, free Blue Earth car insurance quotes.

Cheapest Blue Earth, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Blue Earth, MN car insurance rates? Every Blue Earth, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blue Earth, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,796 $2,687 $2,687 $6,432 $9,353 $3,403 $3,578
American Family $2,018 $2,018 $1,830 $1,830 $5,443 $7,901 $2,018 $2,278
Farmers $1,861 $1,859 $1,787 $1,889 $5,309 $5,351 $2,441 $2,409
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,845 $1,854 $1,643 $1,744 $4,665 $5,669 $2,161 $2,247
State Farm $1,224 $1,224 $1,091 $1,091 $2,639 $3,244 $1,417 $1,170
USAA $1,743 $1,737 $1,582 $1,590 $4,569 $5,027 $2,279 $2,435

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Minimum Car Insurance in Blue Earth, MN

Every driver must carry the minimum car insurance in Blue Earth, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Blue Earth, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Blue Earth, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Blue Earth, MN. Compare credit history car insurance rates in Blue Earth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Blue Earth, Minnesota

Insurance Company Poor Fair Good
Allstate $6,184 $3,355 $3,111
American Family $4,298 $2,878 $2,324
Farmers $3,566 $2,597 $2,428
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,244 $2,617 $2,324
State Farm $2,386 $1,460 $1,066
USAA $4,124 $2,002 $1,733

Cheapest Blue Earth, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Blue Earth, MN to rates for a clean record with top companies.

Annual Blue Earth, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,052 $4,441 $5,363 $4,010
American Family $2,117 $3,882 $4,270 $2,399
Farmers $2,454 $3,088 $3,118 $2,794
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,167 $2,874 $3,306 $2,567
State Farm $1,505 $1,769 $1,637 $1,637
USAA $1,948 $2,472 $3,739 $2,320

Cheapest Blue Earth, MN Car Insurance for Teen Drivers

Teen car insurance in Blue Earth, MN can be expensive. Take a look at rates from the top car insurance companies in Blue Earth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Blue Earth, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,432 $9,353
American Family $5,443 $7,901
Farmers $5,309 $5,351
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,665 $5,669
State Farm $2,639 $3,244
USAA $4,569 $5,027

Cheapest Blue Earth, MN Car Insurance for Seniors

Take a look at Blue Earth, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Blue Earth, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,687 $2,687
American Family $1,830 $1,830
Farmers $1,787 $1,889
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,643 $1,744
State Farm $1,091 $1,091
USAA $1,582 $1,590

Cheapest Blue Earth, MN Car Insurance Rates After a DUI

A DUI in Blue Earth, MN increases car insurance rates. Compare Blue Earth, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Blue Earth, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,363
American Family $4,270
Farmers $3,118
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,306
State Farm $1,637
USAA $3,739

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Cheapest Blue Earth, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Blue Earth, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Blue Earth, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $3,130 $3,204
Farmers $2,863 $2,863
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,728 $2,728
State Farm $1,593 $1,681
USAA $2,586 $2,654

The Best Cheap Car Insurance Companies in Blue Earth, MN

Take a look at a side-by-side comparison of the top car insurance companies in Blue Earth, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Blue Earth, Minnesota

Insurance Company Average Annual Rates
Allstate $4,217
American Family $3,167
Farmers $2,863
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,729
State Farm $1,637
USAA $2,620

Category Winners: Cheapest Car Insurance in Blue Earth, Minnesota

Find the cheapest car insurance companies in Blue Earth, MN for each category right here.

Best Annual Car Insurance Rates by Company in Blue Earth, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Blue Earth, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Blue Earth car insurance rates. Find the cheapest Blue Earth, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Blue Earth, Minnesota

Insurance Company Low Medium High
Allstate $4,164 $4,213 $4,273
American Family $3,160 $3,254 $3,086
Farmers $2,770 $2,873 $2,947
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,582 $2,747 $2,857
State Farm $1,573 $1,642 $1,697
USAA $2,547 $2,618 $2,695

What affects car insurance rates in Blue Earth, Minnesota?

What factors can have an impact on Blue Earth, MN car insurance? There are several reasons why Blue Earth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Blue Earth, Minnesota.

Commute Time in Blue Earth

The more time you spend in your car the higher the risk of an accident. The average commute length in Blue Earth, MN is 11.2 minutes according to City-Data.

Compare Car Insurance Quotes in Blue Earth, MN

Ready to find affordable Blue Earth, Minnesota car insurance today? Enter your ZIP code for fast, free Blue Earth, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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