Compare Blue Ridge, AL Car Insurance Rates (2021)

Car insurance in Blue Ridge, AL averages $306 a month. Blue Ridge, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Blue Ridge car insurance rates, compare quotes from the top car insurance companies in Blue Ridge, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Blue Ridge for teen drivers is USAA
  • The cheapest car insurance company in Blue Ridge is USAA
  • Average car insurance rates in Blue Ridge, AL after a DUI are $4,182/year

If you need to buy Blue Ridge, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Blue Ridge, AL is right here.

You’ll find Blue Ridge car insurance rates, the cheapest Blue Ridge, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Blue Ridge, Alabama car insurance rates to Decatur car insurance rates, Montgomery car insurance rates, and Dothan car insurance rates.

Ready to find affordable Blue Ridge, AL car insurance today? Enter your ZIP code for fast, free Blue Ridge car insurance quotes.

Cheapest Blue Ridge, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Blue Ridge, AL car insurance rates? Every Blue Ridge, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blue Ridge, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,710 $1,743 $6,526 $7,008 $2,120 $2,167
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,777 $1,799 $1,618 $1,676 $4,696 $6,054 $1,974 $2,208
Progressive $2,513 $2,343 $2,066 $2,213 $10,503 $11,694 $2,931 $3,100
State Farm $2,931 $2,931 $2,657 $2,657 $8,913 $11,182 $3,314 $3,806
Travelers $1,400 $1,421 $1,315 $1,310 $7,448 $11,703 $1,327 $1,517
USAA $1,316 $1,338 $1,229 $1,208 $3,877 $4,298 $1,709 $1,850

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Minimum Car Insurance in Blue Ridge, AL

Every driver must carry the minimum car insurance in Blue Ridge, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Blue Ridge, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Blue Ridge, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Blue Ridge, AL. Compare credit history car insurance rates in Blue Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Blue Ridge, Alabama

Insurance Company Poor Fair Good
Allstate $3,858 $3,029 $2,477
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,289 $2,566 $2,321
Progressive $5,255 $4,524 $4,232
State Farm $7,787 $3,938 $2,673
Travelers $3,741 $3,244 $3,305
USAA $2,826 $1,840 $1,643

Cheapest Blue Ridge, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Blue Ridge, AL to rates for a clean record with top companies.

Annual Blue Ridge, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,695 $2,998
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,383 $2,383 $3,473 $2,661
Progressive $4,205 $5,310 $4,553 $4,613
State Farm $4,329 $5,373 $4,747 $4,747
Travelers $2,858 $2,999 $4,383 $3,481
USAA $1,619 $2,028 $3,014 $1,751

Cheapest Blue Ridge, AL Car Insurance for Teen Drivers

Teen car insurance in Blue Ridge, AL can be expensive. Take a look at rates from the top car insurance companies in Blue Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Blue Ridge, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,526 $7,008
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,696 $6,054
Progressive $10,503 $11,694
State Farm $8,913 $11,182
Travelers $7,448 $11,703
USAA $3,877 $4,298

Cheapest Blue Ridge, AL Car Insurance for Seniors

Take a look at Blue Ridge, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Blue Ridge, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,743
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,618 $1,676
Progressive $2,066 $2,213
State Farm $2,657 $2,657
Travelers $1,315 $1,310
USAA $1,229 $1,208

Cheapest Blue Ridge, AL Car Insurance Rates After a DUI

A DUI in Blue Ridge, AL increases car insurance rates. Compare Blue Ridge, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Blue Ridge, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,695
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,473
Progressive $4,553
State Farm $4,747
Travelers $4,383
USAA $3,014

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Cheapest Blue Ridge, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Blue Ridge, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Blue Ridge, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,121
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,725 $2,725
Progressive $4,670 $4,670
State Farm $4,680 $4,918
Travelers $3,430 $3,430
USAA $2,007 $2,199

The Best Cheap Car Insurance Companies in Blue Ridge, AL

Take a look at a side-by-side comparison of the top car insurance companies in Blue Ridge, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Blue Ridge, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,725
Progressive $4,670
State Farm $4,799
Travelers $3,430
USAA $2,103

Category Winners: Cheapest Car Insurance in Blue Ridge, Alabama

Find the cheapest car insurance companies in Blue Ridge, AL for each category right here.

Best Annual Car Insurance Rates by Company in Blue Ridge, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Blue Ridge, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Blue Ridge car insurance rates. Find the cheapest Blue Ridge, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Blue Ridge, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,240
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,711 $2,701 $2,763
Progressive $4,151 $4,644 $5,215
State Farm $4,521 $4,794 $5,082
Travelers $3,254 $3,499 $3,538
USAA $2,026 $2,092 $2,192

What affects car insurance rates in Blue Ridge, Alabama?

What factors can have an impact on Blue Ridge, AL car insurance? There are several reasons why Blue Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Blue Ridge, Alabama.

Commute Time in Blue Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Blue Ridge, AL is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Blue Ridge, AL

Ready to find affordable Blue Ridge, Alabama car insurance today? Enter your ZIP code for fast, free Blue Ridge, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State