Compare Blue Ridge, VA Car Insurance Rates (2021)

Car insurance in Blue Ridge, VA averages $178 a month. Blue Ridge, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Blue Ridge car insurance rates, compare quotes from the top car insurance companies in Blue Ridge, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Blue Ridge is USAA
  • Average car insurance rates in Blue Ridge, VA after a DUI are $2,529/year
  • Average car insurance rates in Blue Ridge, VA are $2,134/year

If you need to buy Blue Ridge, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Blue Ridge, VA is right here.

You’ll find Blue Ridge car insurance rates, the cheapest Blue Ridge, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Blue Ridge, Virginia car insurance rates to Chesapeake car insurance rates, Suffolk car insurance rates, and Portsmouth car insurance rates.

Ready to find affordable Blue Ridge, VA car insurance today? Enter your ZIP code for fast, free Blue Ridge car insurance quotes.

Cheapest Blue Ridge, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Blue Ridge, VA car insurance rates? Every Blue Ridge, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blue Ridge, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,840 $1,736 $1,831 $1,831 $5,805 $6,675 $2,396 $2,397
GEICO $1,404 $1,406 $1,331 $1,331 $2,929 $3,936 $1,632 $1,621
Nationwide $1,296 $1,302 $1,154 $1,183 $3,077 $3,947 $1,427 $1,547
Progressive $1,139 $1,085 $1,029 $1,033 $5,144 $5,771 $1,378 $1,410
State Farm $1,208 $1,208 $1,090 $1,090 $3,663 $4,588 $1,365 $1,578
USAA $1,020 $1,004 $955 $959 $3,166 $3,769 $1,310 $1,438

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Minimum Car Insurance in Blue Ridge, VA

Every driver must carry the minimum car insurance in Blue Ridge, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Blue Ridge, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Blue Ridge, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Blue Ridge, VA. Compare credit history car insurance rates in Blue Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Blue Ridge, Virginia

Insurance Company Poor Fair Good
Allstate $3,728 $2,997 $2,466
GEICO $2,165 $1,841 $1,841
Nationwide $2,208 $1,777 $1,615
Progressive $2,509 $2,191 $2,046
State Farm $2,805 $1,741 $1,376
USAA $2,275 $1,552 $1,281

Cheapest Blue Ridge, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Blue Ridge, VA to rates for a clean record with top companies.

Annual Blue Ridge, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,288 $3,656 $3,359 $2,953
GEICO $1,476 $1,921 $2,922 $1,476
Nationwide $1,628 $1,628 $2,367 $1,842
Progressive $1,926 $2,542 $2,289 $2,238
State Farm $1,801 $2,147 $1,974 $1,974
USAA $1,319 $1,712 $2,263 $1,517

Cheapest Blue Ridge, VA Car Insurance for Teen Drivers

Teen car insurance in Blue Ridge, VA can be expensive. Take a look at rates from the top car insurance companies in Blue Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Blue Ridge, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,805 $6,675
GEICO $2,929 $3,936
Nationwide $3,077 $3,947
Progressive $5,144 $5,771
State Farm $3,663 $4,588
USAA $3,166 $3,769

Cheapest Blue Ridge, VA Car Insurance for Seniors

Take a look at Blue Ridge, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Blue Ridge, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,831 $1,831
GEICO $1,331 $1,331
Nationwide $1,154 $1,183
Progressive $1,029 $1,033
State Farm $1,090 $1,090
USAA $955 $959

Cheapest Blue Ridge, VA Car Insurance Rates After a DUI

A DUI in Blue Ridge, VA increases car insurance rates. Compare Blue Ridge, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Blue Ridge, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,359
GEICO $2,922
Nationwide $2,367
Progressive $2,289
State Farm $1,974
USAA $2,263

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Cheapest Blue Ridge, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Blue Ridge, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Blue Ridge, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,972 $3,156
GEICO $1,912 $1,985
Nationwide $1,867 $1,867
Progressive $2,249 $2,249
State Farm $1,926 $2,021
USAA $1,640 $1,765

The Best Cheap Car Insurance Companies in Blue Ridge, VA

Take a look at a side-by-side comparison of the top car insurance companies in Blue Ridge, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Blue Ridge, Virginia

Insurance Company Average Annual Rates
Allstate $3,064
GEICO $1,949
Nationwide $1,867
Progressive $2,249
State Farm $1,974
USAA $1,703

Category Winners: Cheapest Car Insurance in Blue Ridge, Virginia

Find the cheapest car insurance companies in Blue Ridge, VA for each category right here.

Best Annual Car Insurance Rates by Company in Blue Ridge, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Blue Ridge, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Blue Ridge car insurance rates. Find the cheapest Blue Ridge, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Blue Ridge, Virginia

Insurance Company Low Medium High
Allstate $2,979 $3,065 $3,148
GEICO $1,882 $1,947 $2,018
Nationwide $1,959 $1,849 $1,791
Progressive $2,162 $2,227 $2,357
State Farm $1,861 $1,970 $2,091
USAA $1,638 $1,706 $1,764

What affects car insurance rates in Blue Ridge, Virginia?

What factors can have an impact on Blue Ridge, VA car insurance? There are several reasons why Blue Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Blue Ridge, Virginia.

Commute Time in Blue Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Blue Ridge, VA is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Blue Ridge, VA

Ready to find affordable Blue Ridge, Virginia car insurance today? Enter your ZIP code for fast, free Blue Ridge, VA car insurance quotes.

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