Compare Blue River, CO Car Insurance Rates (2021)

Car insurance in Blue River, CO averages $318 a month. Blue River, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Blue River car insurance rates, compare quotes from the top car insurance companies in Blue River, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Blue River is GEICO
  • Average car insurance rates in Blue River, CO after a DUI are $4,560/year
  • The cheapest car insurance company in Blue River for teen drivers is GEICO

If you need to buy Blue River, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Blue River, CO is right here.

You’ll find Blue River car insurance rates, the cheapest Blue River, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Blue River, Colorado car insurance rates to Boulder car insurance rates, Greeley car insurance rates, and Aurora car insurance rates.

Ready to find affordable Blue River, CO car insurance today? Enter your ZIP code for fast, free Blue River car insurance quotes.

Cheapest Blue River, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Blue River, CO car insurance rates? Every Blue River, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blue River, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,623 $3,382 $3,244 $3,281 $12,666 $13,282 $4,006 $4,042
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,806 $2,780 $2,542 $2,726 $10,462 $10,560 $3,108 $3,171
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,865 $1,867 $1,563 $1,715 $5,783 $6,327 $1,900 $1,952
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,291 $2,130 $1,996 $1,984 $8,206 $9,192 $2,593 $2,520
State Farm $2,164 $2,164 $1,941 $1,941 $6,317 $7,968 $2,426 $2,900
USAA $2,394 $2,399 $2,269 $2,280 $6,022 $6,909 $3,087 $3,370

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Minimum Car Insurance in Blue River, CO

Every driver must carry the minimum car insurance in Blue River, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Blue River, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Blue River, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Blue River, CO. Compare credit history car insurance rates in Blue River from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Blue River, Colorado

Insurance Company Poor Fair Good
Allstate $7,580 $5,837 $4,406
American Family $4,893 $3,473 $2,906
Farmers $5,533 $4,499 $4,276
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,109 $2,509 $1,996
Nationwide $4,201 $3,324 $2,896
Progressive $4,365 $3,755 $3,471
State Farm $4,837 $3,101 $2,495
USAA $5,334 $3,023 $2,417

Cheapest Blue River, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Blue River, CO to rates for a clean record with top companies.

Annual Blue River, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,048 $5,816 $7,160 $5,739
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,024 $5,168 $5,101 $4,784
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,518 $2,940 $3,059 $2,969
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,347 $4,688 $3,531 $3,890
State Farm $3,194 $3,761 $3,478 $3,478
USAA $2,609 $3,184 $5,627 $2,944

Cheapest Blue River, CO Car Insurance for Teen Drivers

Teen car insurance in Blue River, CO can be expensive. Take a look at rates from the top car insurance companies in Blue River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Blue River, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,666 $13,282
American Family $6,230 $8,345
Farmers $10,462 $10,560
GEICO $5,105 $5,462
Liberty Mutual $5,783 $6,327
Nationwide $5,843 $7,486
Progressive $8,206 $9,192
State Farm $6,317 $7,968
USAA $6,022 $6,909

Cheapest Blue River, CO Car Insurance for Seniors

Take a look at Blue River, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Blue River, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,244 $3,281
American Family $2,316 $2,316
Farmers $2,542 $2,726
GEICO $1,682 $1,894
Liberty Mutual $1,563 $1,715
Nationwide $2,066 $2,188
Progressive $1,996 $1,984
State Farm $1,941 $1,941
USAA $2,269 $2,280

Cheapest Blue River, CO Car Insurance Rates After a DUI

A DUI in Blue River, CO increases car insurance rates. Compare Blue River, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Blue River, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,160
American Family $5,160
Farmers $5,101
GEICO $3,291
Liberty Mutual $3,059
Nationwide $4,637
Progressive $3,531
State Farm $3,478
USAA $5,627

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Cheapest Blue River, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Blue River, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Blue River, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,941 $5,941
American Family $3,678 $3,837
Farmers $4,769 $4,769
GEICO $2,516 $2,616
Liberty Mutual $2,872 $2,872
Nationwide $3,474 $3,474
Progressive $3,864 $3,864
State Farm $3,395 $3,560
USAA $3,489 $3,694

The Best Cheap Car Insurance Companies in Blue River, CO

Take a look at a side-by-side comparison of the top car insurance companies in Blue River, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Blue River, Colorado

Insurance Company Average Annual Rates
Allstate $5,941
American Family $3,757
Farmers $4,769
GEICO $2,566
Liberty Mutual $2,872
Nationwide $3,474
Progressive $3,864
State Farm $3,478
USAA $3,591

Category Winners: Cheapest Car Insurance in Blue River, Colorado

Find the cheapest car insurance companies in Blue River, CO for each category right here.

Best Annual Car Insurance Rates by Company in Blue River, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Blue River, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Blue River car insurance rates. Find the cheapest Blue River, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Blue River, Colorado

Insurance Company Low Medium High
Allstate $5,662 $5,923 $6,238
American Family $3,605 $3,834 $3,832
Farmers $4,263 $4,712 $5,333
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,748 $2,865 $3,001
Nationwide $3,517 $3,472 $3,432
Progressive $3,624 $3,876 $4,093
State Farm $3,280 $3,480 $3,673
USAA $3,450 $3,591 $3,733

What affects car insurance rates in Blue River, Colorado?

What factors can have an impact on Blue River, CO car insurance? There are several reasons why Blue River car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Blue River, Colorado.

Commute Time in Blue River

The more time you spend in your car the higher the risk of an accident. The average commute length in Blue River, CO is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Blue River, CO

Ready to find affordable Blue River, Colorado car insurance today? Enter your ZIP code for fast, free Blue River, CO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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