Compare Blue River, KY Car Insurance Rates (2021)

Car insurance in Blue River, KY averages $569 a month. Blue River, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Blue River car insurance rates, compare quotes from the top car insurance companies in Blue River, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Blue River, KY are $6,828/year
  • The cheapest car insurance company in Blue River for teen drivers is USAA
  • Average car insurance rates in Blue River, KY after a DUI are $8,131/year

If you need to buy Blue River, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Blue River, KY is right here.

You’ll find Blue River car insurance rates, the cheapest Blue River, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Blue River, Kentucky car insurance rates to Nicholasville car insurance rates, Owensboro car insurance rates, and Covington car insurance rates.

Ready to find affordable Blue River, KY car insurance today? Enter your ZIP code for fast, free Blue River car insurance quotes.

Cheapest Blue River, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Blue River, KY car insurance rates? Every Blue River, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blue River, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,474 $4,881 $3,793 $4,284 $18,299 $20,339 $4,649 $4,815
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,309 $3,125 $2,998 $3,002 $16,764 $18,990 $4,107 $4,134
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

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Minimum Car Insurance in Blue River, KY

Every driver must carry the minimum car insurance in Blue River, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Blue River, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Blue River, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Blue River, KY. Compare credit history car insurance rates in Blue River from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Blue River, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,787 $7,164 $5,624
Nationwide $9,520 $7,384 $6,351
Progressive $7,871 $6,878 $6,412
State Farm $5,740 $3,505 $2,756
Travelers $11,031 $9,310 $9,279
USAA $4,520 $2,528 $2,059

Cheapest Blue River, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Blue River, KY to rates for a clean record with top companies.

Annual Blue River, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,815 $10,542 $8,160 $7,251
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,813 $8,711 $6,623 $7,068
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,290 $3,241 $3,858 $2,753

Cheapest Blue River, KY Car Insurance for Teen Drivers

Teen car insurance in Blue River, KY can be expensive. Take a look at rates from the top car insurance companies in Blue River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Blue River, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $18,299 $20,339
Nationwide $12,492 $15,331
Progressive $16,764 $18,990
State Farm $7,103 $8,745
Travelers $20,555 $33,336
USAA $5,350 $5,640

Cheapest Blue River, KY Car Insurance for Seniors

Take a look at Blue River, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Blue River, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,793 $4,284
Nationwide $5,035 $5,213
Progressive $2,998 $3,002
State Farm $2,371 $2,371
Travelers $3,958 $3,963
USAA $1,848 $1,893

Cheapest Blue River, KY Car Insurance Rates After a DUI

A DUI in Blue River, KY increases car insurance rates. Compare Blue River, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Blue River, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,160
Nationwide $10,149
Progressive $6,623
State Farm $4,000
Travelers $12,875
USAA $3,858

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Cheapest Blue River, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Blue River, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Blue River, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,192 $8,192
Nationwide $7,752 $7,752
Progressive $7,054 $7,054
State Farm $3,895 $4,105
Travelers $9,873 $9,873
USAA $2,919 $3,153

The Best Cheap Car Insurance Companies in Blue River, KY

Take a look at a side-by-side comparison of the top car insurance companies in Blue River, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Blue River, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,192
Nationwide $7,752
Progressive $7,054
State Farm $4,000
Travelers $9,873
USAA $3,036

Category Winners: Cheapest Car Insurance in Blue River, Kentucky

Find the cheapest car insurance companies in Blue River, KY for each category right here.

Best Annual Car Insurance Rates by Company in Blue River, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Blue River, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Blue River car insurance rates. Find the cheapest Blue River, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Blue River, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,620 $8,119 $8,836
Nationwide $7,743 $7,625 $7,887
Progressive $6,299 $6,890 $7,972
State Farm $3,743 $3,988 $4,270
Travelers $9,335 $9,905 $10,380
USAA $2,877 $3,027 $3,203

Compare Car Insurance Quotes in Blue River, KY

Ready to find affordable Blue River, Kentucky car insurance today? Enter your ZIP code for fast, free Blue River, KY car insurance quotes.

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