Compare Blue Springs, MO Car Insurance Rates (2021)

Car insurance in Blue Springs, MO averages $281 a month. Blue Springs, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Blue Springs car insurance rates, compare quotes from the top car insurance companies in Blue Springs, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Blue Springs, MO after a DUI are $3,938/year
  • The cheapest car insurance company in Blue Springs is Nationwide
  • The cheapest ZIP code in Blue Springs is 64014

If you need to buy Blue Springs, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Blue Springs, MO is right here.

You’ll find Blue Springs car insurance rates, the cheapest Blue Springs, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Blue Springs, Missouri car insurance rates to Independence car insurance rates, Columbia car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Blue Springs, MO car insurance today? Enter your ZIP code for fast, free Blue Springs car insurance quotes.

Cheapest Blue Springs, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Blue Springs, MO car insurance rates? Every Blue Springs, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blue Springs, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,810 $2,711 $2,541 $2,620 $8,000 $8,675 $2,671 $2,749
American Family $2,240 $2,240 $1,995 $1,995 $6,146 $7,998 $2,240 $2,618
Farmers $2,305 $2,292 $2,051 $2,181 $9,789 $10,123 $2,625 $2,727
GEICO $1,763 $1,983 $1,381 $1,796 $5,648 $5,939 $1,598 $1,585
Liberty Mutual $2,829 $3,063 $2,326 $2,612 $10,189 $11,321 $2,973 $3,160
Nationwide $1,439 $1,464 $1,295 $1,364 $3,691 $4,698 $1,647 $1,773
Progressive $2,086 $1,907 $1,714 $1,766 $7,235 $8,099 $2,535 $2,571
State Farm $1,764 $1,764 $1,599 $1,599 $5,339 $6,712 $1,991 $2,275
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Blue Springs, MO

Every driver must carry the minimum car insurance in Blue Springs, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Blue Springs, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Blue Springs, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Blue Springs, MO. Compare credit history car insurance rates in Blue Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Blue Springs, Missouri

Insurance Company Poor Fair Good
Allstate $5,652 $3,638 $3,001
American Family $4,493 $3,154 $2,656
Farmers $4,853 $4,066 $3,866
GEICO $3,742 $2,440 $1,953
Liberty Mutual $6,885 $4,222 $3,320
Nationwide $2,555 $2,119 $1,840
Progressive $4,025 $3,351 $3,091
State Farm $4,029 $2,553 $2,059
USAA $4,216 $1,958 $1,402

Cheapest Blue Springs, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Blue Springs, MO to rates for a clean record with top companies.

Annual Blue Springs, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,498 $3,961 $4,955 $3,974
American Family $2,578 $3,699 $4,521 $2,939
Farmers $3,667 $4,601 $4,495 $4,282
GEICO $2,078 $2,748 $3,755 $2,265
Liberty Mutual $3,483 $5,027 $5,163 $5,563
Nationwide $1,698 $2,190 $2,936 $1,862
Progressive $2,990 $4,086 $3,342 $3,539
State Farm $2,630 $3,131 $2,881 $2,881
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Blue Springs, MO Car Insurance for Teen Drivers

Teen car insurance in Blue Springs, MO can be expensive. Take a look at rates from the top car insurance companies in Blue Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Blue Springs, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,000 $8,675
American Family $6,146 $7,998
Farmers $9,789 $10,123
GEICO $5,648 $5,939
Liberty Mutual $10,189 $11,321
Nationwide $3,691 $4,698
Progressive $7,235 $8,099
State Farm $5,339 $6,712
USAA $4,587 $5,609

Cheapest Blue Springs, MO Car Insurance for Seniors

Take a look at Blue Springs, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Blue Springs, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,541 $2,620
American Family $1,995 $1,995
Farmers $2,051 $2,181
GEICO $1,381 $1,796
Liberty Mutual $2,326 $2,612
Nationwide $1,295 $1,364
Progressive $1,714 $1,766
State Farm $1,599 $1,599
USAA $1,391 $1,422

Cheapest Blue Springs, MO Car Insurance Rates After a DUI

A DUI in Blue Springs, MO increases car insurance rates. Compare Blue Springs, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Blue Springs, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,955
American Family $4,521
Farmers $4,495
GEICO $3,755
Liberty Mutual $5,163
Nationwide $2,936
Progressive $3,342
State Farm $2,881
USAA $3,392

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Cheapest Blue Springs, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Blue Springs, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Blue Springs, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,097 $4,097
American Family $3,400 $3,468
Farmers $4,261 $4,261
GEICO $2,663 $2,760
Liberty Mutual $4,809 $4,809
Nationwide $2,172 $2,172
Progressive $3,489 $3,489
State Farm $2,808 $2,953
USAA $2,433 $2,618

Cheapest Blue Springs, MO Car Insurance Rates by ZIP Code

Blue Springs car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Blue Springs, MO.

Annual Car Insurance Rates by ZIP Code in Blue Springs, Missouri

ZIP Code Average Annual Rates
64014 $2,746
64015 $2,799

The Best Cheap Car Insurance Companies in Blue Springs, MO

Take a look at a side-by-side comparison of the top car insurance companies in Blue Springs, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Blue Springs, Missouri

Insurance Company Average Annual Rates
Allstate $4,097
American Family $3,434
Farmers $4,261
GEICO $2,712
Liberty Mutual $4,809
Nationwide $2,171
Progressive $3,489
State Farm $2,881
USAA $2,526

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Category Winners: Cheapest Car Insurance in Blue Springs, Missouri

Find the cheapest car insurance companies in Blue Springs, MO for each category right here.

Best Annual Car Insurance Rates by Company in Blue Springs, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Cheapest Blue Springs, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Blue Springs car insurance rates. Find the cheapest Blue Springs, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Blue Springs, Missouri

Insurance Company Low Medium High
Allstate $3,934 $4,088 $4,269
American Family $3,325 $3,542 $3,435
Farmers $3,974 $4,220 $4,591
GEICO $2,509 $2,737 $2,888
Liberty Mutual $4,517 $4,836 $5,074
Nationwide $2,035 $2,191 $2,288
Progressive $3,074 $3,500 $3,894
State Farm $2,667 $2,894 $3,082
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Blue Springs, Missouri?

What factors can have an impact on Blue Springs, MO car insurance? There are several reasons why Blue Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Blue Springs, Missouri.

Commute Time in Blue Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Blue Springs, MO is 26.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Blue Springs, MO

Ready to find affordable Blue Springs, Missouri car insurance today? Enter your ZIP code for fast, free Blue Springs, MO car insurance quotes.

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