Compare Blue Springs, MS Car Insurance Rates (2021)

Car insurance in Blue Springs, MS averages $274 a month. Blue Springs, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Blue Springs car insurance rates, compare quotes from the top car insurance companies in Blue Springs, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Blue Springs for teen drivers is USAA
  • The cheapest car insurance company in Blue Springs is USAA
  • Average car insurance rates in Blue Springs, MS are $3,294/year

If you need to buy Blue Springs, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Blue Springs, MS is right here.

You’ll find Blue Springs car insurance rates, the cheapest Blue Springs, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Blue Springs, Mississippi car insurance rates to Hattiesburg car insurance rates, Tupelo car insurance rates, and Jackson car insurance rates.

Ready to find affordable Blue Springs, MS car insurance today? Enter your ZIP code for fast, free Blue Springs car insurance quotes.

Cheapest Blue Springs, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Blue Springs, MS car insurance rates? Every Blue Springs, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blue Springs, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,355 $2,190 $2,240 $9,742 $10,417 $2,811 $2,891
GEICO $2,492 $2,353 $2,255 $2,095 $6,384 $6,014 $4,266 $2,019
Liberty Mutual $2,482 $2,688 $1,995 $2,238 $8,870 $9,867 $2,638 $2,779
Nationwide $1,774 $1,818 $1,599 $1,688 $3,517 $4,448 $2,006 $2,164
Progressive $2,158 $2,010 $1,780 $1,726 $8,019 $8,962 $2,219 $2,316
State Farm $1,658 $1,658 $1,493 $1,493 $4,928 $6,178 $1,852 $2,123
Travelers $1,646 $1,676 $1,566 $1,567 $7,320 $11,555 $1,727 $2,005
USAA $1,323 $1,312 $1,234 $1,251 $3,254 $3,861 $1,613 $1,778

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Minimum Car Insurance in Blue Springs, MS

Every driver must carry the minimum car insurance in Blue Springs, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Blue Springs, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Blue Springs, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Blue Springs, MS. Compare credit history car insurance rates in Blue Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Blue Springs, Mississippi

Insurance Company Poor Fair Good
Allstate $5,079 $4,497 $3,588
GEICO $5,255 $2,978 $2,222
Liberty Mutual $6,014 $3,678 $2,893
Nationwide $2,777 $2,274 $2,079
Progressive $4,127 $3,532 $3,287
State Farm $3,851 $2,337 $1,830
Travelers $4,125 $3,364 $3,410
USAA $2,670 $1,739 $1,451

Cheapest Blue Springs, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Blue Springs, MS to rates for a clean record with top companies.

Annual Blue Springs, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,714 $4,368 $5,269 $4,202
GEICO $2,190 $3,298 $4,977 $3,474
Liberty Mutual $2,981 $4,749 $4,866 $4,182
Nationwide $1,915 $2,421 $3,059 $2,111
Progressive $3,120 $4,203 $3,609 $3,663
State Farm $2,418 $2,985 $2,644 $2,644
Travelers $3,175 $3,324 $4,565 $3,468
USAA $1,528 $1,947 $2,639 $1,699

Cheapest Blue Springs, MS Car Insurance for Teen Drivers

Teen car insurance in Blue Springs, MS can be expensive. Take a look at rates from the top car insurance companies in Blue Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Blue Springs, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,742 $10,417
GEICO $6,384 $6,014
Liberty Mutual $8,870 $9,867
Nationwide $3,517 $4,448
Progressive $8,019 $8,962
State Farm $4,928 $6,178
Travelers $7,320 $11,555
USAA $3,254 $3,861

Cheapest Blue Springs, MS Car Insurance for Seniors

Take a look at Blue Springs, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Blue Springs, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,240
GEICO $2,255 $2,095
Liberty Mutual $1,995 $2,238
Nationwide $1,599 $1,688
Progressive $1,780 $1,726
State Farm $1,493 $1,493
Travelers $1,566 $1,567
USAA $1,234 $1,251

Cheapest Blue Springs, MS Car Insurance Rates After a DUI

A DUI in Blue Springs, MS increases car insurance rates. Compare Blue Springs, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Blue Springs, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,269
GEICO $4,977
Liberty Mutual $4,866
Nationwide $3,059
Progressive $3,609
State Farm $2,644
Travelers $4,565
USAA $2,639

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Cheapest Blue Springs, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Blue Springs, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Blue Springs, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,388 $4,388
GEICO $3,472 $3,497
Liberty Mutual $4,195 $4,195
Nationwide $2,377 $2,377
Progressive $3,649 $3,649
State Farm $2,609 $2,736
Travelers $3,633 $3,633
USAA $1,893 $2,013

The Best Cheap Car Insurance Companies in Blue Springs, MS

Take a look at a side-by-side comparison of the top car insurance companies in Blue Springs, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Blue Springs, Mississippi

Insurance Company Average Annual Rates
Allstate $4,388
GEICO $3,485
Liberty Mutual $4,195
Nationwide $2,377
Progressive $3,649
State Farm $2,673
Travelers $3,633
USAA $1,953

Category Winners: Cheapest Car Insurance in Blue Springs, Mississippi

Find the cheapest car insurance companies in Blue Springs, MS for each category right here.

Best Annual Car Insurance Rates by Company in Blue Springs, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Blue Springs, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Blue Springs car insurance rates. Find the cheapest Blue Springs, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Blue Springs, Mississippi

Insurance Company Low Medium High
Allstate $4,229 $4,385 $4,551
GEICO $3,289 $3,509 $3,657
Liberty Mutual $3,932 $4,176 $4,476
Nationwide $2,244 $2,369 $2,517
Progressive $3,272 $3,697 $3,977
State Farm $2,514 $2,661 $2,843
Travelers $3,455 $3,655 $3,788
USAA $1,827 $1,942 $2,090

What affects car insurance rates in Blue Springs, Mississippi?

What factors can have an impact on Blue Springs, MS car insurance? There are several reasons why Blue Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Blue Springs, Mississippi.

Car Theft in Blue Springs

High levels of vehicle theft can make car insurance more expensive. Blue Springs, MS car theft statistics from the FBI indicate 155 vehicle thefts a year.

Commute Time in Blue Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Blue Springs, MS is 15.7 minutes according to City-Data.

Compare Car Insurance Quotes in Blue Springs, MS

Ready to find affordable Blue Springs, Mississippi car insurance today? Enter your ZIP code for fast, free Blue Springs, MS car insurance quotes.

Free Car Insurance Comparison

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