Compare Bluff City, KS Car Insurance Rates (2021)

Car insurance in Bluff City, KS averages $296 a month. Bluff City, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bluff City car insurance rates, compare quotes from the top car insurance companies in Bluff City, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bluff City for teen drivers is American Family
  • Average car insurance rates in Bluff City, KS are $3,551/year
  • The cheapest car insurance company in Bluff City is American Family

If you need to buy Bluff City, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Bluff City, KS is right here.

You’ll find Bluff City car insurance rates, the cheapest Bluff City, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Bluff City, Kansas car insurance rates to Olathe car insurance rates, Topeka car insurance rates, and Shawnee car insurance rates.

Ready to find affordable Bluff City, KS car insurance today? Enter your ZIP code for fast, free Bluff City car insurance quotes.

Cheapest Bluff City, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bluff City, KS car insurance rates? Every Bluff City, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bluff City, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,687 $2,631 $2,380 $2,453 $6,991 $7,738 $2,791 $2,894
American Family $1,865 $1,865 $1,682 $1,682 $3,532 $4,228 $1,865 $2,087
Farmers $2,823 $2,814 $2,530 $2,631 $7,220 $7,485 $3,168 $3,350
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,769 $1,824 $1,574 $1,698 $3,618 $4,432 $2,055 $2,187
Progressive $2,619 $2,531 $2,116 $2,192 $8,954 $10,143 $3,094 $3,301
State Farm $1,757 $1,757 $1,544 $1,544 $4,747 $6,047 $1,976 $2,232
Travelers $2,357 $2,410 $2,241 $2,288 $9,086 $14,286 $2,400 $2,915
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Bluff City, KS

Every driver must carry the minimum car insurance in Bluff City, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Bluff City, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bluff City, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bluff City, KS. Compare credit history car insurance rates in Bluff City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bluff City, Kansas

Insurance Company Poor Fair Good
Allstate $4,744 $3,585 $3,133
American Family $3,068 $2,176 $1,808
Farmers $4,728 $3,744 $3,536
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,659 $2,342 $2,184
Progressive $5,056 $4,195 $3,855
State Farm $3,932 $2,350 $1,820
Travelers $5,511 $4,455 $4,278
USAA $3,553 $2,300 $1,879

Cheapest Bluff City, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bluff City, KS to rates for a clean record with top companies.

Annual Bluff City, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $3,873 $4,379 $3,700
American Family $2,314 $2,464 $2,314 $2,314
Farmers $3,389 $4,328 $4,219 $4,075
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,799 $2,069 $3,652 $2,059
Progressive $4,043 $4,707 $4,208 $4,516
State Farm $2,501 $2,900 $2,700 $2,700
Travelers $3,524 $4,528 $6,164 $4,776
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Bluff City, KS Car Insurance for Teen Drivers

Teen car insurance in Bluff City, KS can be expensive. Take a look at rates from the top car insurance companies in Bluff City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bluff City, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,991 $7,738
American Family $3,532 $4,228
Farmers $7,220 $7,485
GEICO $5,374 $7,167
Liberty Mutual $10,464 $11,698
Nationwide $3,618 $4,432
Progressive $8,954 $10,143
State Farm $4,747 $6,047
Travelers $9,086 $14,286
USAA $4,983 $5,299

Cheapest Bluff City, KS Car Insurance for Seniors

Take a look at Bluff City, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bluff City, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,380 $2,453
American Family $1,682 $1,682
Farmers $2,530 $2,631
GEICO $3,138 $2,920
Liberty Mutual $2,256 $2,519
Nationwide $1,574 $1,698
Progressive $2,116 $2,192
State Farm $1,544 $1,544
Travelers $2,241 $2,288
USAA $1,424 $1,461

Cheapest Bluff City, KS Car Insurance Rates After a DUI

A DUI in Bluff City, KS increases car insurance rates. Compare Bluff City, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bluff City, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,379
American Family $2,314
Farmers $4,219
GEICO $6,215
Liberty Mutual $5,201
Nationwide $3,652
Progressive $4,208
State Farm $2,700
Travelers $6,164
USAA $3,713

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Cheapest Bluff City, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bluff City, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bluff City, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,820 $3,820
American Family $2,320 $2,382
Farmers $4,003 $4,003
GEICO $3,773 $3,945
Liberty Mutual $4,685 $4,685
Nationwide $2,395 $2,395
Progressive $4,369 $4,369
State Farm $2,632 $2,768
Travelers $4,748 $4,748
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Bluff City, KS

Take a look at a side-by-side comparison of the top car insurance companies in Bluff City, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bluff City, Kansas

Insurance Company Average Annual Rates
Allstate $3,821
American Family $2,351
Farmers $4,003
GEICO $3,859
Liberty Mutual $4,685
Nationwide $2,395
Progressive $4,369
State Farm $2,700
Travelers $4,748
USAA $2,577

Category Winners: Cheapest Car Insurance in Bluff City, Kansas

Find the cheapest car insurance companies in Bluff City, KS for each category right here.

Best Annual Car Insurance Rates by Company in Bluff City, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Bluff City, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bluff City car insurance rates. Find the cheapest Bluff City, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bluff City, Kansas

Insurance Company Low Medium High
Allstate $3,688 $3,811 $3,962
American Family $2,380 $2,470 $2,203
Farmers $3,862 $3,984 $4,162
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,518 $2,368 $2,298
Progressive $4,161 $4,338 $4,606
State Farm $2,597 $2,708 $2,796
Travelers $4,529 $4,754 $4,960
USAA $2,515 $2,573 $2,644

Compare Car Insurance Quotes in Bluff City, KS

Ready to find affordable Bluff City, Kansas car insurance today? Enter your ZIP code for fast, free Bluff City, KS car insurance quotes.

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