Compare Bluff Springs, IL Car Insurance Rates (2021)

Car insurance in Bluff Springs, IL averages $267 a month. Bluff Springs, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Bluff Springs car insurance rates, compare quotes from the top car insurance companies in Bluff Springs, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bluff Springs for teen drivers is State Farm
  • Average car insurance rates in Bluff Springs, IL are $3,209/year
  • The cheapest car insurance company in Bluff Springs is State Farm

If you need to buy Bluff Springs, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Bluff Springs, IL is right here.

You’ll find Bluff Springs car insurance rates, the cheapest Bluff Springs, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Bluff Springs, Illinois car insurance rates to Naperville car insurance rates, Elgin car insurance rates, and Rockford car insurance rates.

Ready to find affordable Bluff Springs, IL car insurance today? Enter your ZIP code for fast, free Bluff Springs car insurance quotes.

Cheapest Bluff Springs, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bluff Springs, IL car insurance rates? Every Bluff Springs, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bluff Springs, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,274 $3,383 $3,383 $8,257 $10,766 $3,916 $4,232
American Family $2,262 $2,262 $2,060 $2,060 $6,169 $8,642 $2,262 $2,908
Farmers $2,360 $2,364 $2,104 $2,214 $9,492 $9,883 $2,685 $2,823
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,332 $1,437 $1,113 $1,239 $4,210 $4,674 $1,393 $1,472
Nationwide $1,704 $1,739 $1,515 $1,610 $4,566 $5,881 $1,972 $2,139
Progressive $1,604 $1,519 $1,318 $1,381 $5,777 $6,476 $1,915 $2,078
State Farm $1,378 $1,378 $1,211 $1,211 $3,655 $4,666 $1,551 $1,764
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,677 $1,708 $1,559 $1,537 $5,422 $5,984 $2,212 $2,433

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Minimum Car Insurance in Bluff Springs, IL

Every driver must carry the minimum car insurance in Bluff Springs, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Bluff Springs, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Bluff Springs, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bluff Springs, IL. Compare credit history car insurance rates in Bluff Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bluff Springs, Illinois

Insurance Company Poor Fair Good
Allstate $6,472 $4,648 $4,056
American Family $4,785 $3,228 $2,721
Farmers $4,840 $4,038 $3,844
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,983 $1,859 $1,484
Nationwide $3,154 $2,540 $2,228
Progressive $3,153 $2,664 $2,459
State Farm $3,056 $1,830 $1,419
Travelers $5,140 $4,145 $3,357
USAA $3,753 $2,575 $2,121

Cheapest Bluff Springs, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bluff Springs, IL to rates for a clean record with top companies.

Annual Bluff Springs, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,694 $6,093 $5,679 $4,770
American Family $2,627 $3,743 $4,960 $2,983
Farmers $3,591 $4,603 $4,489 $4,281
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,761 $2,484 $2,192 $1,997
Nationwide $2,125 $2,754 $3,240 $2,443
Progressive $2,279 $3,365 $2,517 $2,873
State Farm $1,941 $2,263 $2,102 $2,102
Travelers $3,325 $4,400 $4,927 $4,206
USAA $2,007 $2,885 $3,953 $2,421

Cheapest Bluff Springs, IL Car Insurance for Teen Drivers

Teen car insurance in Bluff Springs, IL can be expensive. Take a look at rates from the top car insurance companies in Bluff Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bluff Springs, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,257 $10,766
American Family $6,169 $8,642
Farmers $9,492 $9,883
GEICO $4,847 $5,129
Liberty Mutual $4,210 $4,674
Nationwide $4,566 $5,881
Progressive $5,777 $6,476
State Farm $3,655 $4,666
Travelers $7,852 $9,892
USAA $5,422 $5,984

Cheapest Bluff Springs, IL Car Insurance for Seniors

Take a look at Bluff Springs, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bluff Springs, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,383
American Family $2,060 $2,060
Farmers $2,104 $2,214
GEICO $1,521 $1,797
Liberty Mutual $1,113 $1,239
Nationwide $1,515 $1,610
Progressive $1,318 $1,381
State Farm $1,211 $1,211
Travelers $2,366 $2,530
USAA $1,559 $1,537

Cheapest Bluff Springs, IL Car Insurance Rates After a DUI

A DUI in Bluff Springs, IL increases car insurance rates. Compare Bluff Springs, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bluff Springs, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,679
American Family $4,960
Farmers $4,489
GEICO $3,482
Liberty Mutual $2,192
Nationwide $3,240
Progressive $2,517
State Farm $2,102
Travelers $4,927
USAA $3,953

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Cheapest Bluff Springs, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bluff Springs, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bluff Springs, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,059 $5,059
American Family $3,531 $3,625
Farmers $4,241 $4,241
GEICO $2,519 $2,617
Liberty Mutual $2,109 $2,109
Nationwide $2,641 $2,641
Progressive $2,758 $2,758
State Farm $2,049 $2,155
Travelers $4,044 $4,385
USAA $2,737 $2,896

The Best Cheap Car Insurance Companies in Bluff Springs, IL

Take a look at a side-by-side comparison of the top car insurance companies in Bluff Springs, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bluff Springs, Illinois

Insurance Company Average Annual Rates
Allstate $5,059
American Family $3,578
Farmers $4,241
GEICO $2,568
Liberty Mutual $2,109
Nationwide $2,641
Progressive $2,758
State Farm $2,102
Travelers $4,214
USAA $2,816

Category Winners: Cheapest Car Insurance in Bluff Springs, Illinois

Find the cheapest car insurance companies in Bluff Springs, IL for each category right here.

Best Annual Car Insurance Rates by Company in Bluff Springs, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Bluff Springs, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bluff Springs car insurance rates. Find the cheapest Bluff Springs, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bluff Springs, Illinois

Insurance Company Low Medium High
Allstate $4,928 $5,055 $5,194
American Family $3,487 $3,708 $3,540
Farmers $4,061 $4,156 $4,506
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,003 $2,104 $2,219
Nationwide $2,646 $2,657 $2,619
Progressive $2,574 $2,746 $2,955
State Farm $2,003 $2,105 $2,198
Travelers $3,940 $4,209 $4,494
USAA $2,632 $2,814 $3,004

Compare Car Insurance Quotes in Bluff Springs, IL

Ready to find affordable Bluff Springs, Illinois car insurance today? Enter your ZIP code for fast, free Bluff Springs, IL car insurance quotes.

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