Compare Bluff, UT Car Insurance Rates (2021)

Car insurance in Bluff, UT averages $286 a month. Bluff, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Bluff car insurance rates, compare quotes from the top car insurance companies in Bluff, UT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bluff, UT are $3,437/year
  • The cheapest car insurance company in Bluff for teen drivers is USAA
  • The cheapest car insurance company in Bluff is USAA

If you need to buy Bluff, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Bluff, UT is right here.

You’ll find Bluff car insurance rates, the cheapest Bluff, UT car insurance companies, and information on Utah car insurance laws. You can also compare Bluff, Utah car insurance rates to Salt Lake City car insurance rates, Sandy car insurance rates, and Provo car insurance rates.

Ready to find affordable Bluff, UT car insurance today? Enter your ZIP code for fast, free Bluff car insurance quotes.

Cheapest Bluff, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bluff, UT car insurance rates? Every Bluff, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bluff, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,052 $1,909 $1,858 $1,858 $6,158 $6,846 $2,185 $2,177
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $1,984 $1,957 $1,758 $1,875 $8,211 $8,419 $2,237 $2,307
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,294 $2,468 $1,904 $2,119 $8,942 $9,923 $2,418 $2,568
Nationwide $1,920 $1,946 $1,714 $1,808 $5,165 $6,582 $2,213 $2,373
Progressive $2,084 $1,945 $1,701 $1,812 $8,470 $9,439 $2,416 $2,555
State Farm $2,810 $2,810 $2,545 $2,545 $8,466 $10,522 $3,184 $3,644
USAA $1,405 $1,383 $1,258 $1,261 $4,866 $5,685 $1,712 $1,871

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Minimum Car Insurance in Bluff, UT

Every driver must carry the minimum car insurance in Bluff, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Bluff, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Bluff, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bluff, UT. Compare credit history car insurance rates in Bluff from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bluff, Utah

Insurance Company Poor Fair Good
Allstate $4,191 $2,806 $2,395
American Family $4,324 $3,242 $2,752
Farmers $4,126 $3,413 $3,241
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,813 $3,590 $2,835
Nationwide $3,684 $2,767 $2,444
Progressive $4,306 $3,681 $3,421
State Farm $7,430 $3,740 $2,527
USAA $3,488 $2,220 $1,583

Cheapest Bluff, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bluff, UT to rates for a clean record with top companies.

Annual Bluff, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,659 $3,192 $3,689 $2,982
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,057 $3,979 $3,861 $3,477
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,198 $4,382 $4,719 $4,018
Nationwide $2,350 $3,169 $3,717 $2,624
Progressive $3,218 $4,857 $3,364 $3,772
State Farm $4,157 $4,974 $4,566 $4,566
USAA $1,912 $2,415 $3,252 $2,142

Cheapest Bluff, UT Car Insurance for Teen Drivers

Teen car insurance in Bluff, UT can be expensive. Take a look at rates from the top car insurance companies in Bluff for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bluff, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,158 $6,846
American Family $6,929 $9,037
Farmers $8,211 $8,419
GEICO $5,626 $6,011
Liberty Mutual $8,942 $9,923
Nationwide $5,165 $6,582
Progressive $8,470 $9,439
State Farm $8,466 $10,522
USAA $4,866 $5,685

Cheapest Bluff, UT Car Insurance for Seniors

Take a look at Bluff, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bluff, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,858 $1,858
American Family $1,766 $1,766
Farmers $1,758 $1,875
GEICO $2,068 $2,389
Liberty Mutual $1,904 $2,119
Nationwide $1,714 $1,808
Progressive $1,701 $1,812
State Farm $2,545 $2,545
USAA $1,258 $1,261

Cheapest Bluff, UT Car Insurance Rates After a DUI

A DUI in Bluff, UT increases car insurance rates. Compare Bluff, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bluff, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,689
American Family $4,190
Farmers $3,861
GEICO $3,801
Liberty Mutual $4,719
Nationwide $3,717
Progressive $3,364
State Farm $4,566
USAA $3,252

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Cheapest Bluff, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bluff, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bluff, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,131 $3,131
American Family $3,437 $3,441
Farmers $3,593 $3,593
GEICO $2,875 $2,978
Liberty Mutual $4,013 $4,146
Nationwide $2,965 $2,965
Progressive $3,803 $3,803
State Farm $4,451 $4,681
USAA $2,403 $2,457

The Best Cheap Car Insurance Companies in Bluff, UT

Take a look at a side-by-side comparison of the top car insurance companies in Bluff, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bluff, Utah

Insurance Company Average Annual Rates
Allstate $3,131
American Family $3,439
Farmers $3,593
GEICO $2,927
Liberty Mutual $4,079
Nationwide $2,965
Progressive $3,803
State Farm $4,566
USAA $2,430

Category Winners: Cheapest Car Insurance in Bluff, Utah

Find the cheapest car insurance companies in Bluff, UT for each category right here.

Best Annual Car Insurance Rates by Company in Bluff, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bluff, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bluff car insurance rates. Find the cheapest Bluff, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bluff, Utah

Insurance Company Low Medium High
Allstate $2,990 $3,124 $3,278
American Family $3,341 $3,484 $3,493
Farmers $3,289 $3,542 $3,950
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,886 $4,065 $4,288
Nationwide $3,271 $2,816 $2,809
Progressive $3,511 $3,677 $4,221
State Farm $4,298 $4,577 $4,821
USAA $2,324 $2,432 $2,534

What affects car insurance rates in Bluff, Utah?

What factors can have an impact on Bluff, UT car insurance? There are several reasons why Bluff car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bluff, Utah.

Commute Time in Bluff

The more time you spend in your car the higher the risk of an accident. The average commute length in Bluff, UT is 24.7 minutes according to City-Data.

Traffic in Bluff

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bluff, UT traffic data from INRIX ranks Bluff as the 987th-most congested in the world.

Compare Car Insurance Quotes in Bluff, UT

Ready to find affordable Bluff, Utah car insurance today? Enter your ZIP code for fast, free Bluff, UT car insurance quotes.

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