Compare Bluffton, IN Car Insurance Rates (2021)

Car insurance in Bluffton, IN averages $254 a month. Bluffton, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bluffton car insurance rates, compare quotes from the top car insurance companies in Bluffton, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bluffton, IN are $3,048/year
  • The cheapest car insurance company in Bluffton is USAA
  • Average car insurance rates in Bluffton, IN after a DUI are $3,629/year

If you need to buy Bluffton, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Bluffton, IN is right here.

You’ll find Bluffton car insurance rates, the cheapest Bluffton, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Bluffton, Indiana car insurance rates to Carmel car insurance rates, Fishers car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Bluffton, IN car insurance today? Enter your ZIP code for fast, free Bluffton car insurance quotes.

Cheapest Bluffton, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bluffton, IN car insurance rates? Every Bluffton, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bluffton, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,365 $2,419 $2,080 $2,271 $7,350 $9,254 $2,399 $2,610
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,446 $1,427 $1,237 $1,388 $7,689 $8,172 $1,900 $2,059
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,423 $1,456 $1,252 $1,335 $4,069 $5,279 $1,662 $1,816
Progressive $1,470 $1,389 $1,335 $1,343 $8,668 $9,749 $1,839 $1,875
State Farm $1,298 $1,298 $1,159 $1,159 $3,958 $5,070 $1,437 $1,598
Travelers $1,172 $1,193 $1,094 $1,095 $7,126 $11,265 $1,236 $1,439
USAA $922 $909 $855 $863 $2,545 $2,852 $1,245 $1,336

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Minimum Car Insurance in Bluffton, IN

Every driver must carry the minimum car insurance in Bluffton, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Bluffton, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bluffton, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bluffton, IN. Compare credit history car insurance rates in Bluffton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bluffton, Indiana

Insurance Company Poor Fair Good
Allstate $4,758 $3,550 $3,223
American Family $4,594 $2,986 $2,501
Farmers $3,698 $3,010 $2,787
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,600 $2,201 $2,059
Progressive $3,811 $3,378 $3,186
State Farm $3,091 $1,845 $1,430
Travelers $3,567 $3,022 $3,019
USAA $1,946 $1,281 $1,096

Cheapest Bluffton, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bluffton, IN to rates for a clean record with top companies.

Annual Bluffton, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,058 $4,502 $4,164 $3,652
American Family $2,315 $3,701 $4,670 $2,757
Farmers $2,828 $3,305 $3,401 $3,125
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $1,971 $2,531 $2,428 $2,216
Progressive $2,595 $4,543 $3,093 $3,603
State Farm $2,072 $2,274 $2,072 $2,072
Travelers $2,721 $3,361 $3,808 $2,919
USAA $1,090 $1,547 $1,776 $1,350

Cheapest Bluffton, IN Car Insurance for Teen Drivers

Teen car insurance in Bluffton, IN can be expensive. Take a look at rates from the top car insurance companies in Bluffton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bluffton, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,350 $9,254
American Family $5,778 $8,378
Farmers $7,689 $8,172
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,069 $5,279
Progressive $8,668 $9,749
State Farm $3,958 $5,070
Travelers $7,126 $11,265
USAA $2,545 $2,852

Cheapest Bluffton, IN Car Insurance for Seniors

Take a look at Bluffton, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bluffton, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,080 $2,271
American Family $1,897 $1,897
Farmers $1,237 $1,388
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,252 $1,335
Progressive $1,335 $1,343
State Farm $1,159 $1,159
Travelers $1,094 $1,095
USAA $855 $863

Cheapest Bluffton, IN Car Insurance Rates After a DUI

A DUI in Bluffton, IN increases car insurance rates. Compare Bluffton, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bluffton, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,164
American Family $4,670
Farmers $3,401
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,428
Progressive $3,093
State Farm $2,072
Travelers $3,808
USAA $1,776

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Cheapest Bluffton, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bluffton, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bluffton, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,844 $3,844
American Family $3,320 $3,401
Farmers $3,165 $3,165
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,287 $2,287
Progressive $3,458 $3,458
State Farm $2,062 $2,182
Travelers $3,202 $3,202
USAA $1,422 $1,460

The Best Cheap Car Insurance Companies in Bluffton, IN

Take a look at a side-by-side comparison of the top car insurance companies in Bluffton, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bluffton, Indiana

Insurance Company Average Annual Rates
Allstate $3,844
American Family $3,361
Farmers $3,165
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,287
Progressive $3,458
State Farm $2,122
Travelers $3,202
USAA $1,441

Category Winners: Cheapest Car Insurance in Bluffton, Indiana

Find the cheapest car insurance companies in Bluffton, IN for each category right here.

Best Annual Car Insurance Rates by Company in Bluffton, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bluffton, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bluffton car insurance rates. Find the cheapest Bluffton, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bluffton, Indiana

Insurance Company Low Medium High
Allstate $3,667 $3,830 $4,034
American Family $3,333 $3,473 $3,277
Farmers $3,056 $3,157 $3,281
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,325 $2,268 $2,267
Progressive $3,265 $3,404 $3,706
State Farm $2,019 $2,121 $2,227
Travelers $3,144 $3,232 $3,231
USAA $1,393 $1,437 $1,492

What affects car insurance rates in Bluffton, Indiana?

What factors can have an impact on Bluffton, IN car insurance? There are several reasons why Bluffton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bluffton, Indiana.

Car Theft in Bluffton

High levels of vehicle theft can make car insurance more expensive. Bluffton, IN car theft statistics from the FBI indicate 9 vehicle thefts a year.

Commute Time in Bluffton

The more time you spend in your car the higher the risk of an accident. The average commute length in Bluffton, IN is 20.2 minutes according to City-Data.

Compare Car Insurance Quotes in Bluffton, IN

Ready to find affordable Bluffton, Indiana car insurance today? Enter your ZIP code for fast, free Bluffton, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State