Compare Blum, TX Car Insurance Rates (2021)

Car insurance in Blum, TX averages $302 a month. Blum, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Blum car insurance rates, compare quotes from the top car insurance companies in Blum, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Blum, TX after a DUI are $4,142/year
  • The cheapest car insurance company in Blum is USAA
  • The cheapest car insurance company in Blum for teen drivers is USAA

If you need to buy Blum, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Blum, TX is right here.

You’ll find Blum car insurance rates, the cheapest Blum, TX car insurance companies, and information on Texas car insurance laws. You can also compare Blum, Texas car insurance rates to Houston car insurance rates, Austin car insurance rates, and El Paso car insurance rates.

Ready to find affordable Blum, TX car insurance today? Enter your ZIP code for fast, free Blum car insurance quotes.

Cheapest Blum, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Blum, TX car insurance rates? Every Blum, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blum, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,554 $3,583 $3,512 $3,512 $9,336 $11,254 $4,383 $4,557
American Family $2,381 $2,640 $2,211 $2,521 $6,122 $8,017 $3,378 $3,845
GEICO $2,239 $2,399 $2,132 $2,384 $4,828 $5,048 $2,422 $2,441
Nationwide $2,440 $2,483 $2,152 $2,282 $6,954 $8,943 $2,869 $3,108
Progressive $2,230 $2,101 $2,003 $2,030 $9,687 $10,822 $2,632 $2,660
State Farm $1,873 $1,873 $1,663 $1,663 $4,420 $5,625 $2,032 $2,099
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

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Minimum Car Insurance in Blum, TX

Every driver must carry the minimum car insurance in Blum, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Blum, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Blum, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Blum, TX. Compare credit history car insurance rates in Blum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Blum, Texas

Insurance Company Poor Fair Good
Allstate $6,959 $5,080 $4,345
American Family $5,362 $3,358 $2,948
GEICO $4,599 $2,612 $1,749
Nationwide $4,686 $3,760 $3,266
Progressive $4,780 $4,163 $3,868
State Farm $3,762 $2,341 $1,865
USAA $3,262 $1,876 $1,507

Cheapest Blum, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Blum, TX to rates for a clean record with top companies.

Annual Blum, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,239 $6,553 $6,814 $4,239
American Family $3,564 $4,480 $3,950 $3,564
GEICO $2,538 $3,332 $2,812 $3,264
Nationwide $3,382 $3,382 $5,028 $3,824
Progressive $3,722 $4,846 $4,339 $4,175
State Farm $2,368 $2,706 $3,182 $2,368
USAA $1,658 $2,433 $2,868 $1,902

Cheapest Blum, TX Car Insurance for Teen Drivers

Teen car insurance in Blum, TX can be expensive. Take a look at rates from the top car insurance companies in Blum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Blum, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,336 $11,254
American Family $6,122 $8,017
GEICO $4,828 $5,048
Nationwide $6,954 $8,943
Progressive $9,687 $10,822
State Farm $4,420 $5,625
USAA $3,930 $4,294

Cheapest Blum, TX Car Insurance for Seniors

Take a look at Blum, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Blum, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,512 $3,512
American Family $2,211 $2,521
GEICO $2,132 $2,384
Nationwide $2,152 $2,282
Progressive $2,003 $2,030
State Farm $1,663 $1,663
USAA $1,355 $1,350

Cheapest Blum, TX Car Insurance Rates After a DUI

A DUI in Blum, TX increases car insurance rates. Compare Blum, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Blum, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,814
American Family $3,950
GEICO $2,812
Nationwide $5,028
Progressive $4,339
State Farm $3,182
USAA $2,868

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Cheapest Blum, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Blum, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Blum, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,330 $5,593
American Family $3,889 $3,889
GEICO $2,931 $3,043
Nationwide $3,904 $3,904
Progressive $4,271 $4,271
State Farm $2,656 $2,656
USAA $2,187 $2,243

The Best Cheap Car Insurance Companies in Blum, TX

Take a look at a side-by-side comparison of the top car insurance companies in Blum, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Blum, Texas

Insurance Company Average Annual Rates
Allstate $5,461
American Family $3,889
GEICO $2,987
Nationwide $3,904
Progressive $4,271
State Farm $2,656
USAA $2,215

Category Winners: Cheapest Car Insurance in Blum, Texas

Find the cheapest car insurance companies in Blum, TX for each category right here.

Best Annual Car Insurance Rates by Company in Blum, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Blum, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Blum car insurance rates. Find the cheapest Blum, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Blum, Texas

Insurance Company Low Medium High
Allstate $5,310 $5,405 $5,669
American Family $3,608 $3,744 $4,316
GEICO $2,856 $2,959 $3,145
Nationwide $4,222 $3,736 $3,754
Progressive $4,043 $4,250 $4,518
State Farm $2,533 $2,650 $2,785
USAA $2,147 $2,207 $2,291

What affects car insurance rates in Blum, Texas?

What factors can have an impact on Blum, TX car insurance? There are several reasons why Blum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Blum, Texas.

Commute Time in Blum

The more time you spend in your car the higher the risk of an accident. The average commute length in Blum, TX is 34.1 minutes according to City-Data.

Compare Car Insurance Quotes in Blum, TX

Ready to find affordable Blum, Texas car insurance today? Enter your ZIP code for fast, free Blum, TX car insurance quotes.

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