Compare Boaz, KY Car Insurance Rates (2021)

Car insurance in Boaz, KY averages $347 a month. Boaz, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Boaz car insurance rates, compare quotes from the top car insurance companies in Boaz, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Boaz is USAA
  • Average car insurance rates in Boaz, KY after a DUI are $4,959/year
  • Average car insurance rates in Boaz, KY are $4,168/year

If you need to buy Boaz, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Boaz, KY is right here.

You’ll find Boaz car insurance rates, the cheapest Boaz, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Boaz, Kentucky car insurance rates to Covington car insurance rates, Bowling Green car insurance rates, and Independence car insurance rates.

Ready to find affordable Boaz, KY car insurance today? Enter your ZIP code for fast, free Boaz car insurance quotes.

Cheapest Boaz, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boaz, KY car insurance rates? Every Boaz, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boaz, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,631 $2,856 $2,232 $2,496 $10,504 $11,637 $2,763 $2,895
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,071 $1,986 $1,840 $1,860 $9,616 $10,868 $2,568 $2,638
State Farm $2,094 $2,094 $1,870 $1,870 $6,399 $8,076 $2,340 $2,641
Travelers $2,214 $2,255 $2,169 $2,175 $10,535 $16,904 $2,311 $2,677
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

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Minimum Car Insurance in Boaz, KY

Every driver must carry the minimum car insurance in Boaz, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Boaz, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Boaz, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boaz, KY. Compare credit history car insurance rates in Boaz from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boaz, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,796 $4,165 $3,294
Nationwide $4,672 $3,666 $3,197
Progressive $4,697 $4,066 $3,779
State Farm $4,962 $2,985 $2,322
Travelers $5,751 $4,866 $4,847
USAA $4,227 $2,354 $1,915

Cheapest Boaz, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boaz, KY to rates for a clean record with top companies.

Annual Boaz, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,489 $5,807 $6,155 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,974 $6,081 $4,737 $4,214
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,464 $5,092 $3,954 $4,214
State Farm $3,120 $3,726 $3,423 $3,423
Travelers $4,497 $4,627 $6,674 $4,821
USAA $2,135 $3,024 $3,602 $2,568

Cheapest Boaz, KY Car Insurance for Teen Drivers

Teen car insurance in Boaz, KY can be expensive. Take a look at rates from the top car insurance companies in Boaz for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boaz, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,504 $11,637
Nationwide $6,037 $7,550
Progressive $9,616 $10,868
State Farm $6,399 $8,076
Travelers $10,535 $16,904
USAA $4,984 $5,272

Cheapest Boaz, KY Car Insurance for Seniors

Take a look at Boaz, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boaz, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,232 $2,496
Nationwide $2,519 $2,640
Progressive $1,840 $1,860
State Farm $1,870 $1,870
Travelers $2,169 $2,175
USAA $1,714 $1,758

Cheapest Boaz, KY Car Insurance Rates After a DUI

A DUI in Boaz, KY increases car insurance rates. Compare Boaz, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boaz, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,155
GEICO $6,130
Liberty Mutual $4,737
Nationwide $4,997
Progressive $3,954
State Farm $3,423
Travelers $6,674
USAA $3,602

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Cheapest Boaz, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boaz, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boaz, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,752 $4,752
Nationwide $3,845 $3,845
Progressive $4,181 $4,181
State Farm $3,341 $3,505
Travelers $5,155 $5,155
USAA $2,726 $2,938

The Best Cheap Car Insurance Companies in Boaz, KY

Take a look at a side-by-side comparison of the top car insurance companies in Boaz, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boaz, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,752
Nationwide $3,845
Progressive $4,181
State Farm $3,423
Travelers $5,155
USAA $2,832

Category Winners: Cheapest Car Insurance in Boaz, Kentucky

Find the cheapest car insurance companies in Boaz, KY for each category right here.

Best Annual Car Insurance Rates by Company in Boaz, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Boaz, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boaz car insurance rates. Find the cheapest Boaz, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boaz, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,353 $5,710
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,543 $4,725 $4,987
Nationwide $3,908 $3,801 $3,826
Progressive $3,906 $4,139 $4,498
State Farm $3,257 $3,422 $3,589
Travelers $4,897 $5,179 $5,389
USAA $2,715 $2,826 $2,956

Compare Car Insurance Quotes in Boaz, KY

Ready to find affordable Boaz, Kentucky car insurance today? Enter your ZIP code for fast, free Boaz, KY car insurance quotes.

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