Compare Boca Grande, FL Car Insurance Rates (2021)

Car insurance in Boca Grande, FL averages $330 a month. Boca Grande, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Boca Grande car insurance rates, compare quotes from the top car insurance companies in Boca Grande, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Boca Grande is USAA
  • Average car insurance rates in Boca Grande, FL are $3,955/year
  • Average car insurance rates in Boca Grande, FL after a DUI are $4,733/year

If you need to buy Boca Grande, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Boca Grande, FL is right here.

You’ll find Boca Grande car insurance rates, the cheapest Boca Grande, FL car insurance companies, and information on Florida car insurance laws. You can also compare Boca Grande, Florida car insurance rates to Tampa car insurance rates, Miami car insurance rates, and Port St. Lucie car insurance rates.

Ready to find affordable Boca Grande, FL car insurance today? Enter your ZIP code for fast, free Boca Grande car insurance quotes.

Cheapest Boca Grande, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boca Grande, FL car insurance rates? Every Boca Grande, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boca Grande, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,761 $3,575 $3,260 $3,302 $12,804 $13,794 $3,740 $3,783
GEICO $2,483 $2,498 $2,322 $2,322 $4,442 $5,614 $2,740 $2,795
Liberty Mutual $3,207 $3,207 $2,943 $2,943 $6,704 $10,293 $3,207 $4,326
Nationwide $2,591 $2,553 $2,312 $2,392 $6,176 $7,581 $2,846 $2,953
Progressive $3,429 $3,239 $2,954 $3,161 $9,725 $10,647 $4,136 $3,976
State Farm $1,673 $1,673 $1,519 $1,519 $4,841 $6,149 $1,855 $1,988
USAA $1,403 $1,378 $1,313 $1,301 $4,844 $5,619 $1,753 $1,891

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Minimum Car Insurance in Boca Grande, FL

Every driver must carry the minimum car insurance in Boca Grande, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Boca Grande, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Boca Grande, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boca Grande, FL. Compare credit history car insurance rates in Boca Grande from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boca Grande, Florida

Insurance Company Poor Fair Good
Allstate $8,379 $5,313 $4,316
GEICO $4,576 $2,782 $2,098
Liberty Mutual $5,914 $4,355 $3,542
Nationwide $4,608 $3,373 $3,046
Progressive $6,710 $4,775 $3,990
State Farm $3,621 $2,380 $1,955
USAA $3,952 $1,945 $1,417

Cheapest Boca Grande, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boca Grande, FL to rates for a clean record with top companies.

Annual Boca Grande, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $6,204 $6,879 $5,747
GEICO $2,208 $2,811 $4,164 $3,426
Liberty Mutual $3,329 $4,312 $6,241 $4,533
Nationwide $3,140 $3,446 $4,631 $3,485
Progressive $4,066 $6,032 $5,068 $5,469
State Farm $2,426 $2,878 $2,652 $2,652
USAA $1,904 $2,356 $3,494 $1,997

Cheapest Boca Grande, FL Car Insurance for Teen Drivers

Teen car insurance in Boca Grande, FL can be expensive. Take a look at rates from the top car insurance companies in Boca Grande for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boca Grande, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,804 $13,794
GEICO $4,442 $5,614
Liberty Mutual $6,704 $10,293
Nationwide $6,176 $7,581
Progressive $9,725 $10,647
State Farm $4,841 $6,149
USAA $4,844 $5,619

Cheapest Boca Grande, FL Car Insurance for Seniors

Take a look at Boca Grande, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boca Grande, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,260 $3,302
GEICO $2,322 $2,322
Liberty Mutual $2,943 $2,943
Nationwide $2,312 $2,392
Progressive $2,954 $3,161
State Farm $1,519 $1,519
USAA $1,313 $1,301

Cheapest Boca Grande, FL Car Insurance Rates After a DUI

A DUI in Boca Grande, FL increases car insurance rates. Compare Boca Grande, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boca Grande, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,879
GEICO $4,164
Liberty Mutual $6,241
Nationwide $4,631
Progressive $5,068
State Farm $2,652
USAA $3,494

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Cheapest Boca Grande, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boca Grande, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boca Grande, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,833 $6,172
GEICO $3,136 $3,168
Liberty Mutual $4,457 $4,751
Nationwide $3,676 $3,676
Progressive $5,159 $5,159
State Farm $2,562 $2,742
USAA $2,411 $2,465

The Best Cheap Car Insurance Companies in Boca Grande, FL

Take a look at a side-by-side comparison of the top car insurance companies in Boca Grande, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boca Grande, Florida

Insurance Company Average Annual Rates
Allstate $6,003
GEICO $3,152
Liberty Mutual $4,604
Nationwide $3,676
Progressive $5,159
State Farm $2,652
USAA $2,438

Category Winners: Cheapest Car Insurance in Boca Grande, Florida

Find the cheapest car insurance companies in Boca Grande, FL for each category right here.

Best Annual Car Insurance Rates by Company in Boca Grande, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Boca Grande, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boca Grande car insurance rates. Find the cheapest Boca Grande, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boca Grande, Florida

Insurance Company Low Medium High
Allstate $4,807 $6,274 $6,926
GEICO $2,627 $3,258 $3,571
Liberty Mutual $4,236 $4,670 $4,905
Nationwide $2,962 $3,810 $4,255
Progressive $4,344 $5,275 $5,856
State Farm $2,282 $2,713 $2,962
USAA $2,098 $2,527 $2,688

Compare Car Insurance Quotes in Boca Grande, FL

Ready to find affordable Boca Grande, Florida car insurance today? Enter your ZIP code for fast, free Boca Grande, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State