Compare Bodega Bay, CA Car Insurance Rates (2021)

Car insurance in Bodega Bay, CA averages $276 a month. Bodega Bay, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Bodega Bay car insurance rates, compare quotes from the top car insurance companies in Bodega Bay, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bodega Bay, CA are $3,311/year
  • The cheapest car insurance company in Bodega Bay is Progressive
  • Average car insurance rates in Bodega Bay, CA after a DUI are $4,621/year

If you need to buy Bodega Bay, California car insurance, the options can be confusing. Everything you need to know about car insurance in Bodega Bay, CA is right here.

You’ll find Bodega Bay car insurance rates, the cheapest Bodega Bay, CA car insurance companies, and information on California car insurance laws. You can also compare Bodega Bay, California car insurance rates to Los Angeles car insurance rates, San Jose car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Bodega Bay, CA car insurance today? Enter your ZIP code for fast, free Bodega Bay car insurance quotes.

Cheapest Bodega Bay, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bodega Bay, CA car insurance rates? Every Bodega Bay, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bodega Bay, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,605 $2,606 $1,912 $1,928 $7,318 $9,211 $3,337 $3,664
Farmers $2,519 $2,519 $2,271 $2,271 $8,099 $13,334 $2,992 $3,337
GEICO $1,772 $1,773 $1,666 $1,666 $5,391 $5,492 $2,546 $2,607
Liberty Mutual $2,314 $2,193 $2,153 $2,086 $5,088 $5,402 $2,613 $2,632
Nationwide $2,757 $2,635 $2,408 $2,274 $6,938 $7,661 $3,283 $3,250
Progressive $1,483 $1,529 $1,236 $1,479 $3,847 $4,675 $2,116 $2,279
State Farm $2,719 $2,719 $2,429 $2,429 $4,974 $6,164 $3,009 $3,104
Travelers $2,316 $2,244 $2,049 $2,027 $4,742 $5,440 $3,006 $2,945
USAA $1,701 $1,613 $1,662 $1,671 $3,839 $3,867 $2,358 $2,229

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Minimum Car Insurance in Bodega Bay, CA

Every driver must carry the minimum car insurance in Bodega Bay, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Bodega Bay, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Bodega Bay, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bodega Bay, CA to rates for a clean record with top companies.

Annual Bodega Bay, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,460 $4,134 $6,470 $3,226
Farmers $3,447 $4,697 $5,858 $4,669
GEICO $2,003 $3,091 $3,878 $2,485
Liberty Mutual $2,657 $3,559 $3,210 $2,814
Nationwide $2,726 $3,491 $5,896 $3,491
Progressive $1,536 $2,581 $3,000 $2,205
State Farm $2,454 $2,929 $5,540 $2,850
Travelers $2,078 $3,357 $3,910 $3,039
USAA $1,576 $2,339 $3,830 $1,725

Cheapest Bodega Bay, CA Car Insurance for Teen Drivers

Teen car insurance in Bodega Bay, CA can be expensive. Take a look at rates from the top car insurance companies in Bodega Bay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bodega Bay, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,318 $9,211
Farmers $8,099 $13,334
GEICO $5,391 $5,492
Liberty Mutual $5,088 $5,402
Nationwide $6,938 $7,661
Progressive $3,847 $4,675
State Farm $4,974 $6,164
Travelers $4,742 $5,440
USAA $3,839 $3,867

Cheapest Bodega Bay, CA Car Insurance for Seniors

Take a look at Bodega Bay, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bodega Bay, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,912 $1,928
Farmers $2,271 $2,271
GEICO $1,666 $1,666
Liberty Mutual $2,153 $2,086
Nationwide $2,408 $2,274
Progressive $1,236 $1,479
State Farm $2,429 $2,429
Travelers $2,049 $2,027
USAA $1,662 $1,671

Cheapest Bodega Bay, CA Car Insurance Rates After a DUI

A DUI in Bodega Bay, CA increases car insurance rates. Compare Bodega Bay, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bodega Bay, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,470
Farmers $5,858
GEICO $3,878
Liberty Mutual $3,210
Nationwide $5,896
Progressive $3,000
State Farm $5,540
Travelers $3,910
USAA $3,830

Cheapest Bodega Bay, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bodega Bay, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bodega Bay, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,679 $4,467
Farmers $4,236 $5,100
GEICO $2,602 $3,126
Liberty Mutual $2,809 $3,311
Nationwide $3,448 $4,354
Progressive $2,117 $2,543
State Farm $3,319 $3,568
Travelers $2,786 $3,406
USAA $2,183 $2,552

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The Best Cheap Car Insurance Companies in Bodega Bay, CA

Take a look at a side-by-side comparison of the top car insurance companies in Bodega Bay, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bodega Bay, California

Insurance Company Average Annual Rates
Allstate $4,073
Farmers $4,668
GEICO $2,864
Liberty Mutual $3,060
Nationwide $3,901
Progressive $2,330
State Farm $3,443
Travelers $3,096
USAA $2,368

Category Winners: Cheapest Car Insurance in Bodega Bay, California

Find the cheapest car insurance companies in Bodega Bay, CA for each category right here.

Best Annual Car Insurance Rates by Company in Bodega Bay, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Bodega Bay, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bodega Bay car insurance rates. Find the cheapest Bodega Bay, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bodega Bay, California

Insurance Company Low Medium High
Allstate $3,878 $4,105 $4,235
Farmers $4,373 $4,703 $4,928
GEICO $2,603 $2,894 $3,096
Liberty Mutual $2,863 $3,086 $3,232
Nationwide $3,517 $3,965 $4,220
Progressive $2,153 $2,385 $2,453
State Farm $3,138 $3,494 $3,698
Travelers $2,723 $3,177 $3,388
USAA $2,166 $2,409 $2,527

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What affects car insurance rates in Bodega Bay, California?

What factors can have an impact on Bodega Bay, CA car insurance? There are several reasons why Bodega Bay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bodega Bay, California.

Commute Time in Bodega Bay

The more time you spend in your car the higher the risk of an accident. The average commute length in Bodega Bay, CA is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Bodega Bay, CA

Ready to find affordable Bodega Bay, California car insurance today? Enter your ZIP code for fast, free Bodega Bay, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State