Compare Boerne, TX Car Insurance Rates (2021)

Car insurance in Boerne, TX averages $307 a month. Boerne, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Boerne car insurance rates, compare quotes from the top car insurance companies in Boerne, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Boerne for teen drivers is USAA
  • The cheapest car insurance company in Boerne is USAA
  • Average car insurance rates in Boerne, TX are $3,684/year

If you need to buy Boerne, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Boerne, TX is right here.

You’ll find Boerne car insurance rates, the cheapest Boerne, TX car insurance companies, and information on Texas car insurance laws. You can also compare Boerne, Texas car insurance rates to Austin car insurance rates, Dallas car insurance rates, and El Paso car insurance rates.

Ready to find affordable Boerne, TX car insurance today? Enter your ZIP code for fast, free Boerne car insurance quotes.

Cheapest Boerne, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boerne, TX car insurance rates? Every Boerne, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boerne, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,207 $3,237 $3,165 $3,165 $8,577 $10,365 $3,981 $4,154
American Family $2,569 $2,862 $2,411 $2,763 $6,855 $8,959 $3,696 $4,211
GEICO $2,515 $2,716 $2,429 $2,761 $5,526 $5,716 $2,720 $2,706
Nationwide $2,161 $2,197 $1,911 $2,023 $6,091 $7,818 $2,535 $2,742
Progressive $2,468 $2,352 $2,187 $2,236 $10,122 $11,260 $2,923 $2,965
State Farm $1,958 $1,958 $1,735 $1,735 $4,572 $5,805 $2,121 $2,189
USAA $1,516 $1,528 $1,447 $1,440 $4,227 $4,611 $2,022 $2,174

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Minimum Car Insurance in Boerne, TX

Every driver must carry the minimum car insurance in Boerne, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Boerne, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Boerne, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boerne, TX. Compare credit history car insurance rates in Boerne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boerne, Texas

Insurance Company Poor Fair Good
Allstate $6,320 $4,645 $3,979
American Family $5,883 $3,731 $3,258
GEICO $5,230 $2,958 $1,970
Nationwide $4,115 $3,310 $2,880
Progressive $5,151 $4,436 $4,106
State Farm $3,911 $2,431 $1,936
USAA $3,484 $2,010 $1,617

Cheapest Boerne, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boerne, TX to rates for a clean record with top companies.

Annual Boerne, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,859 $5,964 $6,243 $3,859
American Family $3,909 $4,980 $4,366 $3,909
GEICO $2,872 $3,800 $3,170 $3,702
Nationwide $2,981 $2,981 $4,411 $3,366
Progressive $3,983 $5,130 $4,653 $4,492
State Farm $2,464 $2,810 $3,299 $2,464
USAA $1,770 $2,607 $3,074 $2,031

Cheapest Boerne, TX Car Insurance for Teen Drivers

Teen car insurance in Boerne, TX can be expensive. Take a look at rates from the top car insurance companies in Boerne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boerne, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,577 $10,365
American Family $6,855 $8,959
GEICO $5,526 $5,716
Nationwide $6,091 $7,818
Progressive $10,122 $11,260
State Farm $4,572 $5,805
USAA $4,227 $4,611

Cheapest Boerne, TX Car Insurance for Seniors

Take a look at Boerne, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boerne, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,165 $3,165
American Family $2,411 $2,763
GEICO $2,429 $2,761
Nationwide $1,911 $2,023
Progressive $2,187 $2,236
State Farm $1,735 $1,735
USAA $1,447 $1,440

Cheapest Boerne, TX Car Insurance Rates After a DUI

A DUI in Boerne, TX increases car insurance rates. Compare Boerne, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boerne, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,243
American Family $4,366
GEICO $3,170
Nationwide $4,411
Progressive $4,653
State Farm $3,299
USAA $3,074

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Cheapest Boerne, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boerne, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boerne, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,863 $5,100
American Family $4,291 $4,291
GEICO $3,323 $3,449
Nationwide $3,435 $3,435
Progressive $4,564 $4,564
State Farm $2,759 $2,759
USAA $2,341 $2,401

Cheapest Boerne, TX Car Insurance Rates by ZIP Code

Boerne car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Boerne, TX.

Annual Car Insurance Rates by ZIP Code in Boerne, Texas

ZIP Code Average Annual Rates
78006 $5,534
78015 $5,362

The Best Cheap Car Insurance Companies in Boerne, TX

Take a look at a side-by-side comparison of the top car insurance companies in Boerne, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boerne, Texas

Insurance Company Average Annual Rates
Allstate $4,981
American Family $4,291
GEICO $3,386
Nationwide $3,435
Progressive $4,564
State Farm $2,759
USAA $2,371

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Category Winners: Cheapest Car Insurance in Boerne, Texas

Find the cheapest car insurance companies in Boerne, TX for each category right here.

Best Annual Car Insurance Rates by Company in Boerne, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Boerne, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boerne car insurance rates. Find the cheapest Boerne, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boerne, Texas

Insurance Company Low Medium High
Allstate $4,888 $4,946 $5,110
American Family $4,002 $4,141 $4,729
GEICO $3,200 $3,344 $3,614
Nationwide $3,707 $3,290 $3,307
Progressive $4,357 $4,542 $4,794
State Farm $2,626 $2,754 $2,898
USAA $2,292 $2,361 $2,459

What affects car insurance rates in Boerne, Texas?

What factors can have an impact on Boerne, TX car insurance? There are several reasons why Boerne car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boerne, Texas.

Car Theft in Boerne

High levels of vehicle theft can make car insurance more expensive. Boerne, TX car theft statistics from the FBI indicate 33 vehicle thefts a year.

Commute Time in Boerne

The more time you spend in your car the higher the risk of an accident. The average commute length in Boerne, TX is 27.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Boerne, TX

Ready to find affordable Boerne, Texas car insurance today? Enter your ZIP code for fast, free Boerne, TX car insurance quotes.

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