Compare Bogata, TX Car Insurance Rates (2021)

Car insurance in Bogata, TX averages $303 a month. Bogata, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bogata car insurance rates, compare quotes from the top car insurance companies in Bogata, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Bogata for teen drivers is USAA
  • Average car insurance rates in Bogata, TX after a DUI are $4,136/year
  • The cheapest car insurance company in Bogata is USAA

If you need to buy Bogata, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Bogata, TX is right here.

You’ll find Bogata car insurance rates, the cheapest Bogata, TX car insurance companies, and information on Texas car insurance laws. You can also compare Bogata, Texas car insurance rates to Austin car insurance rates, Fort Worth car insurance rates, and Houston car insurance rates.

Ready to find affordable Bogata, TX car insurance today? Enter your ZIP code for fast, free Bogata car insurance quotes.

Cheapest Bogata, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bogata, TX car insurance rates? Every Bogata, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bogata, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,438 $3,473 $3,396 $3,396 $8,974 $10,845 $4,251 $4,436
American Family $2,317 $2,569 $2,155 $2,457 $5,958 $7,790 $3,286 $3,737
GEICO $2,260 $2,415 $2,156 $2,404 $4,772 $4,977 $2,434 $2,443
Nationwide $2,166 $2,208 $1,915 $2,031 $6,025 $7,753 $2,533 $2,743
Progressive $2,511 $2,368 $2,242 $2,281 $10,742 $11,969 $2,963 $2,988
State Farm $2,069 $2,069 $1,833 $1,833 $4,831 $6,135 $2,241 $2,313
USAA $1,484 $1,496 $1,415 $1,408 $4,127 $4,506 $1,977 $2,128

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bogata, TX

Every driver must carry the minimum car insurance in Bogata, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Bogata, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bogata, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bogata, TX. Compare credit history car insurance rates in Bogata from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bogata, Texas

Insurance Company Poor Fair Good
Allstate $6,712 $4,913 $4,203
American Family $5,216 $3,273 $2,862
GEICO $4,593 $2,609 $1,746
Nationwide $4,106 $3,293 $2,866
Progressive $5,342 $4,633 $4,299
State Farm $4,134 $2,568 $2,044
USAA $3,413 $1,963 $1,577

Cheapest Bogata, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bogata, TX to rates for a clean record with top companies.

Annual Bogata, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,118 $6,302 $6,565 $4,118
American Family $3,457 $4,375 $3,846 $3,457
GEICO $2,534 $3,310 $2,817 $3,268
Nationwide $2,967 $2,967 $4,399 $3,353
Progressive $4,145 $5,386 $4,839 $4,661
State Farm $2,604 $2,969 $3,485 $2,604
USAA $1,733 $2,547 $3,003 $1,988

Cheapest Bogata, TX Car Insurance for Teen Drivers

Teen car insurance in Bogata, TX can be expensive. Take a look at rates from the top car insurance companies in Bogata for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bogata, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,974 $10,845
American Family $5,958 $7,790
GEICO $4,772 $4,977
Nationwide $6,025 $7,753
Progressive $10,742 $11,969
State Farm $4,831 $6,135
USAA $4,127 $4,506

Cheapest Bogata, TX Car Insurance for Seniors

Take a look at Bogata, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bogata, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,396 $3,396
American Family $2,155 $2,457
GEICO $2,156 $2,404
Nationwide $1,915 $2,031
Progressive $2,242 $2,281
State Farm $1,833 $1,833
USAA $1,415 $1,408

Cheapest Bogata, TX Car Insurance Rates After a DUI

A DUI in Bogata, TX increases car insurance rates. Compare Bogata, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bogata, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,565
American Family $3,846
GEICO $2,817
Nationwide $4,399
Progressive $4,839
State Farm $3,485
USAA $3,003

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bogata, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bogata, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bogata, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,151 $5,401
American Family $3,784 $3,784
GEICO $2,925 $3,040
Nationwide $3,422 $3,422
Progressive $4,758 $4,758
State Farm $2,915 $2,915
USAA $2,288 $2,347

The Best Cheap Car Insurance Companies in Bogata, TX

Take a look at a side-by-side comparison of the top car insurance companies in Bogata, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bogata, Texas

Insurance Company Average Annual Rates
Allstate $5,276
American Family $3,784
GEICO $2,983
Nationwide $3,422
Progressive $4,758
State Farm $2,915
USAA $2,318

Category Winners: Cheapest Car Insurance in Bogata, Texas

Find the cheapest car insurance companies in Bogata, TX for each category right here.

Best Annual Car Insurance Rates by Company in Bogata, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bogata, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bogata car insurance rates. Find the cheapest Bogata, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bogata, Texas

Insurance Company Low Medium High
Allstate $5,154 $5,230 $5,443
American Family $3,528 $3,648 $4,175
GEICO $2,841 $2,949 $3,158
Nationwide $3,698 $3,274 $3,293
Progressive $4,505 $4,733 $5,036
State Farm $2,772 $2,905 $3,070
USAA $2,245 $2,309 $2,398

What affects car insurance rates in Bogata, Texas?

What factors can have an impact on Bogata, TX car insurance? There are several reasons why Bogata car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bogata, Texas.

Car Theft in Bogata

High levels of vehicle theft can make car insurance more expensive. Bogata, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Bogata

The more time you spend in your car the higher the risk of an accident. The average commute length in Bogata, TX is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Bogata, TX

Ready to find affordable Bogata, Texas car insurance today? Enter your ZIP code for fast, free Bogata, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption