Compare Bogota, TN Car Insurance Rates (2021)

Car insurance in Bogota, TN averages $296 a month. Bogota, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Bogota car insurance rates, compare quotes from the top car insurance companies in Bogota, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bogota, TN after a DUI are $4,174/year
  • Average car insurance rates in Bogota, TN are $3,551/year
  • The cheapest car insurance company in Bogota is Travelers

If you need to buy Bogota, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Bogota, TN is right here.

You’ll find Bogota car insurance rates, the cheapest Bogota, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Bogota, Tennessee car insurance rates to Clarksville car insurance rates, Knoxville car insurance rates, and Jackson car insurance rates.

Ready to find affordable Bogota, TN car insurance today? Enter your ZIP code for fast, free Bogota car insurance quotes.

Cheapest Bogota, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bogota, TN car insurance rates? Every Bogota, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bogota, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,850 $2,744 $2,556 $2,654 $10,521 $11,450 $3,055 $3,168
Farmers $1,882 $1,915 $1,688 $1,846 $7,671 $8,149 $2,547 $2,710
GEICO $2,208 $2,234 $2,041 $2,041 $6,470 $6,611 $2,228 $2,297
Liberty Mutual $3,207 $129 $2,645 $2,957 $13,267 $14,743 $3,431 $3,647
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,779 $1,685 $1,449 $1,511 $7,812 $8,804 $2,145 $2,342
State Farm $1,641 $1,641 $1,478 $1,478 $4,980 $6,237 $1,853 $2,149
Travelers $1,631 $1,715 $1,484 $1,577 $4,504 $5,568 $1,735 $1,825
USAA $1,651 $1,687 $1,486 $1,493 $5,782 $6,629 $2,160 $2,310

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Minimum Car Insurance in Bogota, TN

Every driver must carry the minimum car insurance in Bogota, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Bogota, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Bogota, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bogota, TN. Compare credit history car insurance rates in Bogota from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bogota, Tennessee

Insurance Company Poor Fair Good
Allstate $6,222 $4,762 $3,641
Farmers $4,219 $3,306 $3,128
GEICO $3,712 $3,172 $2,915
Liberty Mutual $7,880 $4,842 $3,788
Nationwide $3,894 $3,084 $2,730
Progressive $3,880 $3,333 $3,109
State Farm $3,895 $2,336 $1,814
Travelers $3,187 $2,499 $1,828
USAA $4,213 $2,460 $2,027

Cheapest Bogota, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bogota, TN to rates for a clean record with top companies.

Annual Bogota, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,097 $4,874 $5,856 $4,672
Farmers $3,034 $3,753 $3,836 $3,581
GEICO $2,355 $3,177 $5,178 $2,355
Liberty Mutual $4,461 $6,437 $5,982 $5,133
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,033 $3,925 $3,231 $3,574
State Farm $2,447 $2,917 $2,682 $2,682
Travelers $2,037 $2,607 $2,876 $2,499
USAA $2,112 $3,156 $3,714 $2,617

Cheapest Bogota, TN Car Insurance for Teen Drivers

Teen car insurance in Bogota, TN can be expensive. Take a look at rates from the top car insurance companies in Bogota for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bogota, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,521 $11,450
Farmers $7,671 $8,149
GEICO $6,470 $6,611
Liberty Mutual $13,267 $14,743
Nationwide $5,594 $7,251
Progressive $7,812 $8,804
State Farm $4,980 $6,237
Travelers $4,504 $5,568
USAA $5,782 $6,629

Cheapest Bogota, TN Car Insurance for Seniors

Take a look at Bogota, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bogota, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,556 $2,654
Farmers $1,688 $1,846
GEICO $2,041 $2,041
Liberty Mutual $2,645 $2,957
Nationwide $1,878 $1,915
Progressive $1,449 $1,511
State Farm $1,478 $1,478
Travelers $1,484 $1,577
USAA $1,486 $1,493

Cheapest Bogota, TN Car Insurance Rates After a DUI

A DUI in Bogota, TN increases car insurance rates. Compare Bogota, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bogota, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,856
Farmers $3,836
GEICO $5,178
Liberty Mutual $5,982
Nationwide $4,216
Progressive $3,231
State Farm $2,682
Travelers $2,876
USAA $3,714

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Cheapest Bogota, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bogota, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bogota, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,875 $4,875
Farmers $3,551 $3,551
GEICO $3,250 $3,282
Liberty Mutual $5,503 $5,503
Nationwide $3,236 $3,236
Progressive $3,441 $3,441
State Farm $2,618 $2,746
Travelers $2,407 $2,603
USAA $2,817 $2,983

The Best Cheap Car Insurance Companies in Bogota, TN

Take a look at a side-by-side comparison of the top car insurance companies in Bogota, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bogota, Tennessee

Insurance Company Average Annual Rates
Allstate $4,875
Farmers $3,551
GEICO $3,266
Liberty Mutual $5,503
Nationwide $3,236
Progressive $3,441
State Farm $2,682
Travelers $2,505
USAA $2,900

Category Winners: Cheapest Car Insurance in Bogota, Tennessee

Find the cheapest car insurance companies in Bogota, TN for each category right here.

Best Annual Car Insurance Rates by Company in Bogota, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Bogota, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bogota car insurance rates. Find the cheapest Bogota, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bogota, Tennessee

Insurance Company Low Medium High
Allstate $4,704 $4,863 $5,057
Farmers $3,364 $3,536 $3,752
GEICO $3,131 $3,260 $3,407
Liberty Mutual $5,246 $5,500 $5,763
Nationwide $3,267 $3,162 $3,279
Progressive $3,242 $3,441 $3,639
State Farm $2,529 $2,695 $2,822
Travelers $2,356 $2,502 $2,656
USAA $2,805 $2,889 $3,005

What affects car insurance rates in Bogota, Tennessee?

What factors can have an impact on Bogota, TN car insurance? There are several reasons why Bogota car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bogota, Tennessee.

Traffic in Bogota

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bogota, TN traffic data from INRIX ranks Bogota as the 1st-most congested in the world.

Compare Car Insurance Quotes in Bogota, TN

Ready to find affordable Bogota, Tennessee car insurance today? Enter your ZIP code for fast, free Bogota, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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