Compare Bohemia, NY Car Insurance Rates (2021)

Car insurance in Bohemia, NY averages $470 a month. Bohemia, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Bohemia car insurance rates, compare quotes from the top car insurance companies in Bohemia, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bohemia, NY are $5,635/year
  • The cheapest car insurance company in Bohemia is GEICO
  • Average car insurance rates in Bohemia, NY after a DUI are $7,630/year

If you need to buy Bohemia, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Bohemia, NY is right here.

You’ll find Bohemia car insurance rates, the cheapest Bohemia, NY car insurance companies, and information on New York car insurance laws. You can also compare Bohemia, New York car insurance rates to Buffalo car insurance rates, Rochester car insurance rates, and Utica car insurance rates.

Ready to find affordable Bohemia, NY car insurance today? Enter your ZIP code for fast, free Bohemia car insurance quotes.

Cheapest Bohemia, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bohemia, NY car insurance rates? Every Bohemia, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bohemia, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,765 $3,463 $3,566 $3,591 $11,114 $11,811 $3,570 $3,529
GEICO $2,651 $2,547 $2,572 $2,534 $5,727 $8,466 $2,381 $2,429
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $3,777 $3,777 $3,316 $3,316 $11,165 $13,710 $4,178 $4,396
Travelers $3,883 $3,817 $3,549 $3,736 $9,150 $10,855 $4,067 $4,152
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

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Minimum Car Insurance in Bohemia, NY

Every driver must carry the minimum car insurance in Bohemia, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Bohemia, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bohemia, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bohemia, NY. Compare credit history car insurance rates in Bohemia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bohemia, New York

Insurance Company Poor Fair Good
Allstate $8,120 $4,615 $3,919
GEICO $4,592 $3,372 $3,026
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $8,581 $4,222 $3,046
State Farm $8,407 $5,272 $4,184
Travelers $7,600 $4,636 $3,967
USAA $7,537 $3,851 $3,391

Cheapest Bohemia, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bohemia, NY to rates for a clean record with top companies.

Annual Bohemia, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,681 $4,681 $6,903 $5,941
GEICO $2,821 $3,077 $5,934 $2,821
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $5,655 $5,655 $6,254 $6,254
Travelers $4,565 $5,795 $5,874 $5,370
USAA $4,387 $4,459 $6,400 $4,459

Cheapest Bohemia, NY Car Insurance for Teen Drivers

Teen car insurance in Bohemia, NY can be expensive. Take a look at rates from the top car insurance companies in Bohemia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bohemia, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,114 $11,811
GEICO $5,727 $8,466
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $11,073 $12,074
State Farm $11,165 $13,710
Travelers $9,150 $10,855
USAA $10,414 $12,337

Cheapest Bohemia, NY Car Insurance for Seniors

Take a look at Bohemia, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bohemia, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,566 $3,591
GEICO $2,572 $2,534
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,498 $2,567
State Farm $3,316 $3,316
Travelers $3,549 $3,736
USAA $2,329 $2,331

Cheapest Bohemia, NY Car Insurance Rates After a DUI

A DUI in Bohemia, NY increases car insurance rates. Compare Bohemia, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bohemia, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,903
GEICO $5,934
Liberty Mutual $14,015
Nationwide $9,941
Progressive $5,717
State Farm $6,254
Travelers $5,874
USAA $6,400

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Cheapest Bohemia, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bohemia, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bohemia, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,473 $5,629
GEICO $3,556 $3,771
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $5,283 $5,283
State Farm $5,735 $6,173
Travelers $5,401 $5,401
USAA $4,876 $4,977

The Best Cheap Car Insurance Companies in Bohemia, NY

Take a look at a side-by-side comparison of the top car insurance companies in Bohemia, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bohemia, New York

Insurance Company Average Annual Rates
Allstate $5,551
GEICO $3,663
Liberty Mutual $8,530
Nationwide $5,770
Progressive $5,283
State Farm $5,954
Travelers $5,401
USAA $4,926

Category Winners: Cheapest Car Insurance in Bohemia, New York

Find the cheapest car insurance companies in Bohemia, NY for each category right here.

Best Annual Car Insurance Rates by Company in Bohemia, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Bohemia, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bohemia car insurance rates. Find the cheapest Bohemia, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bohemia, New York

Insurance Company Low Medium High
Allstate $5,065 $5,520 $6,069
GEICO $3,429 $3,642 $3,919
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $4,928 $5,235 $5,685
State Farm $5,590 $5,995 $6,277
Travelers $5,051 $5,328 $5,824
USAA $4,742 $4,893 $5,144

What affects car insurance rates in Bohemia, New York?

What factors can have an impact on Bohemia, NY car insurance? There are several reasons why Bohemia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bohemia, New York.

Commute Time in Bohemia

The more time you spend in your car the higher the risk of an accident. The average commute length in Bohemia, NY is 32.0 minutes according to City-Data.

Compare Car Insurance Quotes in Bohemia, NY

Ready to find affordable Bohemia, New York car insurance today? Enter your ZIP code for fast, free Bohemia, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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