Compare Boise City, ID Car Insurance Rates (2021)

Car insurance in Boise City, ID averages $221 a month. Boise City, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Boise City car insurance rates, compare quotes from the top car insurance companies in Boise City, ID.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Boise City, ID after a DUI are $3,280/year
  • The cheapest ZIP code in Boise City is 83716
  • The cheapest car insurance company in Boise City is USAA

If you need to buy Boise City, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Boise City, ID is right here.

You’ll find Boise City car insurance rates, the cheapest Boise City, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Boise City, Idaho car insurance rates to Post Falls car insurance rates, Nampa car insurance rates, and Meridian car insurance rates.

Ready to find affordable Boise City, ID car insurance today? Enter your ZIP code for fast, free Boise City car insurance quotes.

Cheapest Boise City, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boise City, ID car insurance rates? Every Boise City, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boise City, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,097 $2,074 $1,843 $1,908 $7,928 $9,188 $2,313 $2,430
American Family $1,929 $1,929 $1,707 $1,707 $7,059 $9,117 $1,929 $2,384
Farmers $1,489 $1,477 $1,310 $1,394 $7,482 $7,742 $1,708 $1,782
GEICO $1,739 $1,715 $1,653 $1,605 $3,821 $4,741 $2,401 $1,816
Liberty Mutual $1,274 $1,372 $1,025 $1,148 $4,370 $4,862 $1,347 $1,413
Nationwide $1,702 $1,733 $1,542 $1,629 $4,320 $5,278 $2,009 $2,158
State Farm $1,088 $1,088 $992 $992 $3,363 $4,246 $1,230 $1,413
Travelers $1,257 $1,275 $1,277 $1,271 $6,431 $10,250 $1,341 $1,506
USAA $957 $943 $948 $927 $3,190 $3,571 $1,266 $1,349

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Minimum Car Insurance in Boise City, ID

Every driver must carry the minimum car insurance in Boise City, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Boise City, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Boise City, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boise City, ID. Compare credit history car insurance rates in Boise City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boise City, Idaho

Insurance Company Poor Fair Good
Allstate $4,910 $3,339 $2,918
American Family $4,468 $3,204 $2,739
Farmers $3,427 $2,924 $2,793
GEICO $2,961 $2,366 $1,982
Liberty Mutual $2,978 $1,856 $1,470
Nationwide $3,024 $2,461 $2,154
State Farm $2,530 $1,600 $1,274
Travelers $3,513 $2,966 $2,749
USAA $2,365 $1,415 $1,152

Cheapest Boise City, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boise City, ID to rates for a clean record with top companies.

Annual Boise City, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,055 $3,856 $4,335 $3,644
American Family $2,726 $3,866 $4,189 $3,100
Farmers $2,652 $3,374 $3,171 $2,995
GEICO $1,510 $2,393 $3,321 $2,521
Liberty Mutual $1,748 $2,195 $2,245 $2,217
Nationwide $1,966 $2,527 $3,495 $2,197
State Farm $1,635 $1,968 $1,801 $1,801
Travelers $1,886 $2,703 $4,684 $3,031
USAA $1,179 $1,689 $2,279 $1,429

Cheapest Boise City, ID Car Insurance for Teen Drivers

Teen car insurance in Boise City, ID can be expensive. Take a look at rates from the top car insurance companies in Boise City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boise City, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,928 $9,188
American Family $7,059 $9,117
Farmers $7,482 $7,742
GEICO $3,821 $4,741
Liberty Mutual $4,370 $4,862
Nationwide $4,320 $5,278
State Farm $3,363 $4,246
Travelers $6,431 $10,250
USAA $3,190 $3,571

Cheapest Boise City, ID Car Insurance for Seniors

Take a look at Boise City, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boise City, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,843 $1,908
American Family $1,707 $1,707
Farmers $1,310 $1,394
GEICO $1,653 $1,605
Liberty Mutual $1,025 $1,148
Nationwide $1,542 $1,629
State Farm $992 $992
Travelers $1,277 $1,271
USAA $948 $927

Cheapest Boise City, ID Car Insurance Rates After a DUI

A DUI in Boise City, ID increases car insurance rates. Compare Boise City, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boise City, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,335
American Family $4,189
Farmers $3,171
GEICO $3,321
Liberty Mutual $2,245
Nationwide $3,495
State Farm $1,801
Travelers $4,684
USAA $2,279

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Cheapest Boise City, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boise City, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boise City, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,723 $3,723
American Family $3,398 $3,543
Farmers $3,048 $3,048
GEICO $2,395 $2,478
Liberty Mutual $2,101 $2,101
Nationwide $2,546 $2,546
State Farm $1,756 $1,846
Travelers $3,076 $3,076
USAA $1,624 $1,663

Cheapest Boise City, ID Car Insurance Rates by ZIP Code

Boise City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Boise City, ID.

Annual Car Insurance Rates by ZIP Code in Boise City, Idaho

ZIP Code Average Annual Rates
83702 $2,643
83703 $2,630
83704 $2,671
83705 $2,646
83706 $2,615
83708 $2,653
83709 $2,641
83712 $2,645
83713 $2,720
83714 $2,691
83716 $2,613
83725 $2,626

The Best Cheap Car Insurance Companies in Boise City, ID

Take a look at a side-by-side comparison of the top car insurance companies in Boise City, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boise City, Idaho

Insurance Company Average Annual Rates
Allstate $3,723
American Family $3,470
Farmers $3,048
GEICO $2,436
Liberty Mutual $2,101
Nationwide $2,546
State Farm $1,801
Travelers $3,076
USAA $1,644

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Category Winners: Cheapest Car Insurance in Boise City, Idaho

Find the cheapest car insurance companies in Boise City, ID for each category right here.

Best Annual Car Insurance Rates by Company in Boise City, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Boise City, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boise City car insurance rates. Find the cheapest Boise City, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boise City, Idaho

Insurance Company Low Medium High
Allstate $3,561 $3,714 $3,893
American Family $3,432 $3,642 $3,337
Farmers $2,872 $3,007 $3,265
GEICO $2,280 $2,432 $2,597
Liberty Mutual $1,966 $2,099 $2,239
Nationwide $2,483 $2,677 $2,478
State Farm $1,679 $1,807 $1,918
Travelers $3,001 $3,123 $3,104
USAA $1,579 $1,640 $1,712

What affects car insurance rates in Boise City, Idaho?

What factors can have an impact on Boise City, ID car insurance? There are several reasons why Boise City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boise City, Idaho.

Commute Time in Boise City

The more time you spend in your car the higher the risk of an accident. The average commute length in Boise City, ID is 18.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Boise City, ID

Ready to find affordable Boise City, Idaho car insurance today? Enter your ZIP code for fast, free Boise City, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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