Compare Bonham, TX Car Insurance Rates (2021)

Car insurance in Bonham, TX averages $295 a month. Bonham, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bonham car insurance rates, compare quotes from the top car insurance companies in Bonham, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bonham is USAA
  • Average car insurance rates in Bonham, TX are $3,536/year
  • The cheapest car insurance company in Bonham for teen drivers is USAA

If you need to buy Bonham, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Bonham, TX is right here.

You’ll find Bonham car insurance rates, the cheapest Bonham, TX car insurance companies, and information on Texas car insurance laws. You can also compare Bonham, Texas car insurance rates to Dallas car insurance rates, Arlington car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Bonham, TX car insurance today? Enter your ZIP code for fast, free Bonham car insurance quotes.

Cheapest Bonham, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bonham, TX car insurance rates? Every Bonham, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bonham, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,551 $3,580 $3,509 $3,509 $9,331 $11,248 $4,380 $4,553
American Family $2,299 $2,549 $2,144 $2,444 $5,950 $7,796 $3,267 $3,720
GEICO $2,149 $2,309 $2,079 $2,332 $4,591 $4,786 $2,312 $2,311
Nationwide $2,173 $2,213 $1,922 $2,037 $6,055 $7,781 $2,542 $2,751
Progressive $2,184 $2,075 $1,946 $1,981 $9,080 $10,149 $2,584 $2,628
State Farm $1,912 $1,912 $1,699 $1,699 $4,535 $5,773 $2,075 $2,142
USAA $1,555 $1,567 $1,481 $1,474 $4,334 $4,732 $2,074 $2,232

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Minimum Car Insurance in Bonham, TX

Every driver must carry the minimum car insurance in Bonham, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Bonham, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bonham, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bonham, TX. Compare credit history car insurance rates in Bonham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bonham, Texas

Insurance Company Poor Fair Good
Allstate $6,954 $5,077 $4,342
American Family $5,199 $3,258 $2,856
GEICO $4,397 $2,501 $1,678
Nationwide $4,120 $3,306 $2,876
Progressive $4,593 $3,967 $3,675
State Farm $3,851 $2,396 $1,909
USAA $3,584 $2,058 $1,652

Cheapest Bonham, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bonham, TX to rates for a clean record with top companies.

Annual Bonham, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,235 $6,549 $6,811 $4,235
American Family $3,448 $4,356 $3,832 $3,448
GEICO $2,431 $3,195 $2,686 $3,122
Nationwide $2,981 $2,981 $4,410 $3,365
Progressive $3,560 $4,596 $4,156 $4,001
State Farm $2,421 $2,770 $3,263 $2,421
USAA $1,815 $2,670 $3,155 $2,084

Cheapest Bonham, TX Car Insurance for Teen Drivers

Teen car insurance in Bonham, TX can be expensive. Take a look at rates from the top car insurance companies in Bonham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bonham, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,331 $11,248
American Family $5,950 $7,796
GEICO $4,591 $4,786
Nationwide $6,055 $7,781
Progressive $9,080 $10,149
State Farm $4,535 $5,773
USAA $4,334 $4,732

Cheapest Bonham, TX Car Insurance for Seniors

Take a look at Bonham, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bonham, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,509 $3,509
American Family $2,144 $2,444
GEICO $2,079 $2,332
Nationwide $1,922 $2,037
Progressive $1,946 $1,981
State Farm $1,699 $1,699
USAA $1,481 $1,474

Cheapest Bonham, TX Car Insurance Rates After a DUI

A DUI in Bonham, TX increases car insurance rates. Compare Bonham, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bonham, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,811
American Family $3,832
GEICO $2,686
Nationwide $4,410
Progressive $4,156
State Farm $3,263
USAA $3,155

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Cheapest Bonham, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bonham, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bonham, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,326 $5,589
American Family $3,771 $3,771
GEICO $2,807 $2,910
Nationwide $3,434 $3,434
Progressive $4,078 $4,078
State Farm $2,718 $2,718
USAA $2,400 $2,462

The Best Cheap Car Insurance Companies in Bonham, TX

Take a look at a side-by-side comparison of the top car insurance companies in Bonham, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bonham, Texas

Insurance Company Average Annual Rates
Allstate $5,458
American Family $3,771
GEICO $2,858
Nationwide $3,434
Progressive $4,078
State Farm $2,718
USAA $2,431

Category Winners: Cheapest Car Insurance in Bonham, Texas

Find the cheapest car insurance companies in Bonham, TX for each category right here.

Best Annual Car Insurance Rates by Company in Bonham, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Bonham, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bonham car insurance rates. Find the cheapest Bonham, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bonham, Texas

Insurance Company Low Medium High
Allstate $5,307 $5,401 $5,665
American Family $3,511 $3,633 $4,170
GEICO $2,716 $2,825 $3,034
Nationwide $3,702 $3,286 $3,314
Progressive $3,882 $4,059 $4,293
State Farm $2,584 $2,710 $2,861
USAA $2,357 $2,423 $2,514

What affects car insurance rates in Bonham, Texas?

What factors can have an impact on Bonham, TX car insurance? There are several reasons why Bonham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bonham, Texas.

Car Theft in Bonham

High levels of vehicle theft can make car insurance more expensive. Bonham, TX car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Bonham

The more time you spend in your car the higher the risk of an accident. The average commute length in Bonham, TX is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Bonham, TX

Ready to find affordable Bonham, Texas car insurance today? Enter your ZIP code for fast, free Bonham, TX car insurance quotes.

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