Compare Bonne Terre, MO Car Insurance Rates (2021)

Car insurance in Bonne Terre, MO averages $286 a month. Bonne Terre, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bonne Terre car insurance rates, compare quotes from the top car insurance companies in Bonne Terre, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bonne Terre for teen drivers is Nationwide
  • Average car insurance rates in Bonne Terre, MO after a DUI are $4,025/year
  • The cheapest car insurance company in Bonne Terre is Nationwide

If you need to buy Bonne Terre, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Bonne Terre, MO is right here.

You’ll find Bonne Terre car insurance rates, the cheapest Bonne Terre, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Bonne Terre, Missouri car insurance rates to Independence car insurance rates, St. Charles car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Bonne Terre, MO car insurance today? Enter your ZIP code for fast, free Bonne Terre car insurance quotes.

Cheapest Bonne Terre, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bonne Terre, MO car insurance rates? Every Bonne Terre, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bonne Terre, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,947 $2,837 $2,667 $2,750 $8,548 $9,279 $2,789 $2,867
American Family $2,259 $2,259 $2,011 $2,011 $6,191 $8,057 $2,259 $2,640
Farmers $2,567 $2,559 $2,290 $2,428 $10,691 $11,063 $2,933 $3,068
GEICO $1,979 $2,239 $1,526 $1,971 $6,311 $6,731 $1,791 $1,813
Liberty Mutual $2,737 $2,965 $2,252 $2,524 $9,686 $10,753 $2,883 $3,075
Nationwide $1,537 $1,567 $1,378 $1,456 $3,953 $5,051 $1,759 $1,899
Progressive $2,023 $1,887 $1,656 $1,703 $6,553 $7,371 $2,471 $2,540
State Farm $1,698 $1,698 $1,528 $1,528 $4,933 $6,189 $1,908 $2,186
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Bonne Terre, MO

Every driver must carry the minimum car insurance in Bonne Terre, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Bonne Terre, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bonne Terre, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bonne Terre, MO. Compare credit history car insurance rates in Bonne Terre from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bonne Terre, Missouri

Insurance Company Poor Fair Good
Allstate $5,980 $3,852 $3,173
American Family $4,528 $3,178 $2,676
Farmers $5,370 $4,475 $4,255
GEICO $4,207 $2,739 $2,189
Liberty Mutual $6,618 $4,038 $3,173
Nationwide $2,741 $2,266 $1,967
Progressive $3,793 $3,138 $2,894
State Farm $3,733 $2,417 $1,976
USAA $4,080 $1,912 $1,375

Cheapest Bonne Terre, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bonne Terre, MO to rates for a clean record with top companies.

Annual Bonne Terre, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,688 $4,187 $5,262 $4,203
American Family $2,600 $3,726 $4,554 $2,964
Farmers $4,061 $5,056 $4,944 $4,738
GEICO $2,348 $3,078 $4,193 $2,561
Liberty Mutual $3,338 $4,811 $4,953 $5,335
Nationwide $1,821 $2,345 $3,139 $1,995
Progressive $2,841 $3,792 $3,145 $3,323
State Farm $2,485 $2,932 $2,709 $2,709
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Bonne Terre, MO Car Insurance for Teen Drivers

Teen car insurance in Bonne Terre, MO can be expensive. Take a look at rates from the top car insurance companies in Bonne Terre for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bonne Terre, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,548 $9,279
American Family $6,191 $8,057
Farmers $10,691 $11,063
GEICO $6,311 $6,731
Liberty Mutual $9,686 $10,753
Nationwide $3,953 $5,051
Progressive $6,553 $7,371
State Farm $4,933 $6,189
USAA $4,499 $5,488

Cheapest Bonne Terre, MO Car Insurance for Seniors

Take a look at Bonne Terre, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bonne Terre, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,667 $2,750
American Family $2,011 $2,011
Farmers $2,290 $2,428
GEICO $1,526 $1,971
Liberty Mutual $2,252 $2,524
Nationwide $1,378 $1,456
Progressive $1,656 $1,703
State Farm $1,528 $1,528
USAA $1,359 $1,379

Cheapest Bonne Terre, MO Car Insurance Rates After a DUI

A DUI in Bonne Terre, MO increases car insurance rates. Compare Bonne Terre, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bonne Terre, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,262
American Family $4,554
Farmers $4,944
GEICO $4,193
Liberty Mutual $4,953
Nationwide $3,139
Progressive $3,145
State Farm $2,709
USAA $3,328

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Cheapest Bonne Terre, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bonne Terre, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bonne Terre, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,335 $4,335
American Family $3,427 $3,495
Farmers $4,700 $4,700
GEICO $2,989 $3,101
Liberty Mutual $4,609 $4,609
Nationwide $2,325 $2,325
Progressive $3,275 $3,275
State Farm $2,644 $2,773
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Bonne Terre, MO

Take a look at a side-by-side comparison of the top car insurance companies in Bonne Terre, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bonne Terre, Missouri

Insurance Company Average Annual Rates
Allstate $4,335
American Family $3,461
Farmers $4,700
GEICO $3,045
Liberty Mutual $4,609
Nationwide $2,325
Progressive $3,275
State Farm $2,709
USAA $2,456

Category Winners: Cheapest Car Insurance in Bonne Terre, Missouri

Find the cheapest car insurance companies in Bonne Terre, MO for each category right here.

Best Annual Car Insurance Rates by Company in Bonne Terre, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Bonne Terre, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bonne Terre car insurance rates. Find the cheapest Bonne Terre, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bonne Terre, Missouri

Insurance Company Low Medium High
Allstate $4,167 $4,326 $4,513
American Family $3,351 $3,570 $3,462
Farmers $4,390 $4,651 $5,058
GEICO $2,864 $3,063 $3,208
Liberty Mutual $4,348 $4,630 $4,851
Nationwide $2,181 $2,347 $2,446
Progressive $2,954 $3,282 $3,590
State Farm $2,536 $2,715 $2,875
USAA $2,344 $2,446 $2,576

What affects car insurance rates in Bonne Terre, Missouri?

What factors can have an impact on Bonne Terre, MO car insurance? There are several reasons why Bonne Terre car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bonne Terre, Missouri.

Commute Time in Bonne Terre

The more time you spend in your car the higher the risk of an accident. The average commute length in Bonne Terre, MO is 31.2 minutes according to City-Data.

Compare Car Insurance Quotes in Bonne Terre, MO

Ready to find affordable Bonne Terre, Missouri car insurance today? Enter your ZIP code for fast, free Bonne Terre, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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